Corpay Reports Strong Q4 Earnings Exceeding Expectations
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 4d ago
0mins
Should l Buy CPAY?
Source: Yahoo Finance
Corpay Inc's stock rose 3.02% during regular trading, reaching a 20-day high amid positive market conditions with the Nasdaq-100 up 1.91% and the S&P 500 up 1.66%.
The company reported Q4 2025 revenue of $1.248 billion, a 21% year-over-year increase that exceeded expectations, primarily driven by strong performance in cross-border payments and the Alpha business. The adjusted EPS for Q4 reached $6.04, up 13% year-over-year, while the full-year EPS was $21.38, reflecting a 12% growth. Management's optimistic outlook for 2026, projecting revenue to hit $5.265 billion with a 16% increase, further bolstered investor confidence.
This strong earnings report highlights Corpay's robust business fundamentals and market demand, positioning the company favorably for future growth, particularly in corporate payments and strategic investments.
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Analyst Views on CPAY
Wall Street analysts forecast CPAY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CPAY is 356.20 USD with a low forecast of 315.00 USD and a high forecast of 400.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Analyst Rating
8 Buy
3 Hold
0 Sell
Moderate Buy
Current: 335.000
Low
315.00
Averages
356.20
High
400.00
Current: 335.000
Low
315.00
Averages
356.20
High
400.00
About CPAY
Corpay, Inc. is a corporate payments company that helps businesses and consumers manage and pay expenses. The Company's suite of payment solutions helps customers to manage vehicle-related expenses, such as fueling and parking; travel expenses, such as hotel bookings; and accounts payable, such as paying vendors. Its segments include Vehicle Payments, Corporate Payments, Lodging Payments and Other. Its solutions include AP Automation, Cross-Border, Purchasing and T&E Cards, and Virtual Card. Its AP Automation solutions include Payments Automation, Invoice Automation, Purchase Order Automation and Integrations. Its Virtual Card solution provides a single-use card number for a specific amount, usable within a defined timeframe. Its trading platform and integrated payment solutions, which can be customized as per client’s business requirements. Its Cross-Border solution is used by its customers to pay international vendors, foreign office and for-profit repatriation and dividends.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Significant Revenue Growth: Corpay reported Q4 2025 revenue of $1.248 billion, a 21% year-over-year increase that exceeded expectations, primarily driven by strong performance in cross-border payments and the Alpha business, indicating sustained competitive strength in the market.
- Record EPS Achievement: The adjusted EPS for Q4 reached $6.04, up 13% year-over-year, while the full-year EPS was $21.38, reflecting a 12% growth, which underscores the company's improving profitability and enhances investor confidence.
- Optimistic 2026 Outlook: The company projects 2026 revenue to hit $5.265 billion, a 16% increase, with EPS guidance set at $26, growing 22%, demonstrating management's strong confidence in future growth, particularly in corporate payments and acquisition integration.
- Strategic Investments and Portfolio Simplification: Management emphasized ongoing portfolio simplification and strategic investments, planning to divest the vehicle payments business while reallocating resources to enhance corporate payments, aiming to adapt to market changes and improve overall operational efficiency.
See More
