Texas Capital Unveils New Buyback Strategy: Is It Sustainable?
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 03 2025
0mins
Should l Buy TCBI?
Source: NASDAQ.COM
Texas Capital Bancshares Share Repurchase Program: Texas Capital Bancshares, Inc. has approved a new $200 million share repurchase program effective from December 12, 2025, to December 31, 2026, replacing the previous authorization set to expire in early 2026.
Financial Health and Repurchase Sustainability: The bank's solid capital levels and liquidity position, with a total capital ratio of 16.1% and $3.06 billion in liquid assets, support the sustainability of the share repurchase program.
Comparative Performance of Other Banks: Other banks like BOK Financial Corporation and Cullen/Frost Bankers, Inc. are also engaging in shareholder rewards through dividends and share repurchase programs, indicating a trend among financial institutions.
Stock Performance: TCBI's shares have increased by 29.1% over the past six months, significantly outperforming the industry average growth of 7.3%.
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Analyst Views on TCBI
Wall Street analysts forecast TCBI stock price to fall
9 Analyst Rating
3 Buy
4 Hold
2 Sell
Hold
Current: 100.840
Low
86.00
Averages
98.13
High
105.00
Current: 100.840
Low
86.00
Averages
98.13
High
105.00
About TCBI
Texas Capital Bancshares, Inc. is a bank holding company and a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The Company's business activities are conducted through its subsidiary, Texas Capital Bank. It offers a range of products and services for its business customers, including commercial loans; real estate term and construction loans; mortgage warehouse lending and mortgage finance services; treasury management services, including online banking, foreign exchange and debit and credit card services; investment banking and advisory services, and letters of credit. It also provides banking services for its individual customers, including personal wealth management and trust services; certificates of deposit; interest-bearing and non-interest-bearing checking accounts; traditional money market and savings accounts; loans; online and mobile banking; investment banking and advisory services, and Bask Bank.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
DA Davidson Raises Texas Capital (TCBI) Price Target to $104, Maintains Neutral Rating
- Strong Performance: Texas Capital reported a 1.20% return on assets (ROA) in its latest earnings report, exceeding market expectations and surpassing the 1.1% target for the second consecutive quarter, indicating robust profitability and growth potential.
- Price Target Increase: DA Davidson raised Texas Capital's price target from $94 to $104 while maintaining a Neutral rating, reflecting analysts' optimistic outlook on the company's future performance despite the unchanged rating.
- Future Outlook: Although management did not set a new ROA target, analysts believe that the 1.1% ROA will serve as a floor moving forward, based on a positive earnings outlook for 2026, suggesting continued growth for the company.
- Market Reaction: With the price target increase, market attention on Texas Capital is heightened, prompting investors to reassess its position in their portfolios in anticipation of future growth opportunities.
See More
Analysts Downgrade Abbott's Price Target to $125
- Price Target Cut: Bernstein lowered Abbott Laboratories' price target from $154 to $125 while maintaining an Outperform rating, indicating cautious sentiment regarding the company's future growth prospects.
- TriCo Bancshares Upgrade: DA Davidson raised the price target for TriCo Bancshares from $51 to $54, keeping a Neutral rating, which reflects recognition of the company's stable performance.
- Texas Capital Bancshares Target Increase: RBC Capital raised the price target for Texas Capital Bancshares from $105 to $110 while maintaining a Sector Perform rating, suggesting analysts' optimism about its future profitability.
- Meta Platforms Price Target Reduction: Wells Fargo cut Meta Platforms' price target from $795 to $754, despite maintaining an Overweight rating, indicating concerns about its short-term market performance.
See More
Texas Capital Bancshares Reports Q4 Earnings of $2.08, Beating Estimates
- Strong Earnings Performance: Texas Capital Bancshares reported Q4 earnings of $2.08 per share, exceeding analyst expectations of $1.77, demonstrating the company's resilience and profitability in a complex market environment.
- Sales Growth: The company achieved quarterly sales of $327.483 million, surpassing the analyst consensus estimate of $324.621 million, reflecting the positive impact of its multi-year transformation strategy.
- Improved Return on Assets: The company surpassed its long-term Return on Average Assets goal of 1.1% in the final two quarters, validating the effectiveness of its deliberate and disciplined operational strategy, laying a foundation for future growth.
- Analyst Rating Adjustments: Following the earnings announcement, multiple analysts adjusted their price targets for Texas Capital Bancshares, with Piper Sandler raising its target from $86 to $96, indicating market confidence in the company's future performance.
See More
Texas Capital Bancshares (TCBI) Holds Average Rating with Price Target of $102.47
- Rating Analysis: Texas Capital Bancshares (TCBI) currently holds an average rating of 'hold', indicating a cautious market sentiment regarding its future performance, which may affect investor confidence and stock price volatility.
- Price Target Setting: Analysts have set an average price target of $102.47 for TCBI, which could serve as a crucial reference point for investor decisions in the short term, impacting its market performance.
- Market Reaction: The hold rating and price target may lead investors to adopt a wait-and-see approach in the short term, potentially affecting the bank's trading volume and liquidity, thereby influencing its stock price trajectory.
- Investment Strategy: Investors should monitor TCBI's subsequent financial performance and market dynamics to adjust their investment strategies promptly in response to any changes in ratings and price targets, ensuring risk management and maximizing returns.
See More
Texas Capital Bancshares (TCBI) Reports Record $314.6 Million Net Income in Q4 2025
- Strong Financial Performance: Texas Capital Bancshares reported adjusted net income of $314.6 million for Q4 2025, a 45% year-over-year increase, with earnings per share at $2.08, indicating a significant enhancement in profitability.
- Robust Revenue Growth: The full-year adjusted total revenue reached $1.26 billion, up 13% year-over-year, with net interest income growing 14% to $1.03 billion, demonstrating the company's sustained strength in interest income.
- Effective Expense Control: Adjusted noninterest expenses decreased by 2% to $186.4 million in Q4, reflecting the success of the company's expense realignment efforts, which further bolstered profitability.
- Positive Future Outlook: Management projects mid- to high single-digit total revenue growth for 2026, driven by client adoption and fee income expansion, showcasing the company's ongoing competitiveness and growth potential in the market.
See More
Texas Capital Bancshares Reports Q4 Profit Growth to $96.35 Million
- Significant Profit Growth: Texas Capital Bancshares reported a fourth-quarter net profit of $96.35 million, translating to earnings per share of $2.12, which marks a substantial increase from last year's $66.71 million and $1.43 per share, reflecting enhanced profitability.
- Adjusted Earnings Performance: Excluding special items, the bank's adjusted earnings stood at $94.63 million, or $2.08 per share, indicating robust performance in core operations and further solidifying investor confidence.
- Strong Revenue Growth: The company's revenue for the fourth quarter rose 16.5% year-over-year to $267.44 million, compared to $229.61 million last year, demonstrating Texas Capital's increasing competitiveness in the market and driving overall performance improvements.
- Optimistic Market Outlook: With both profit and revenue growth, Texas Capital Bancshares showcases a strong financial health, which is expected to attract more investor attention and potentially drive stock price appreciation.
See More
DA Davidson Raises Texas Capital (TCBI) Price Target to $104, Maintains Neutral Rating
- Strong Performance: Texas Capital reported a 1.20% return on assets (ROA) in its latest earnings report, exceeding market expectations and surpassing the 1.1% target for the second consecutive quarter, indicating robust profitability and growth potential.
- Price Target Increase: DA Davidson raised Texas Capital's price target from $94 to $104 while maintaining a Neutral rating, reflecting analysts' optimistic outlook on the company's future performance despite the unchanged rating.
- Future Outlook: Although management did not set a new ROA target, analysts believe that the 1.1% ROA will serve as a floor moving forward, based on a positive earnings outlook for 2026, suggesting continued growth for the company.
- Market Reaction: With the price target increase, market attention on Texas Capital is heightened, prompting investors to reassess its position in their portfolios in anticipation of future growth opportunities.
See More
Analysts Downgrade Abbott's Price Target to $125
- Price Target Cut: Bernstein lowered Abbott Laboratories' price target from $154 to $125 while maintaining an Outperform rating, indicating cautious sentiment regarding the company's future growth prospects.
- TriCo Bancshares Upgrade: DA Davidson raised the price target for TriCo Bancshares from $51 to $54, keeping a Neutral rating, which reflects recognition of the company's stable performance.
- Texas Capital Bancshares Target Increase: RBC Capital raised the price target for Texas Capital Bancshares from $105 to $110 while maintaining a Sector Perform rating, suggesting analysts' optimism about its future profitability.
- Meta Platforms Price Target Reduction: Wells Fargo cut Meta Platforms' price target from $795 to $754, despite maintaining an Overweight rating, indicating concerns about its short-term market performance.
See More
Texas Capital Bancshares Reports Q4 Earnings of $2.08, Beating Estimates
- Strong Earnings Performance: Texas Capital Bancshares reported Q4 earnings of $2.08 per share, exceeding analyst expectations of $1.77, demonstrating the company's resilience and profitability in a complex market environment.
- Sales Growth: The company achieved quarterly sales of $327.483 million, surpassing the analyst consensus estimate of $324.621 million, reflecting the positive impact of its multi-year transformation strategy.
- Improved Return on Assets: The company surpassed its long-term Return on Average Assets goal of 1.1% in the final two quarters, validating the effectiveness of its deliberate and disciplined operational strategy, laying a foundation for future growth.
- Analyst Rating Adjustments: Following the earnings announcement, multiple analysts adjusted their price targets for Texas Capital Bancshares, with Piper Sandler raising its target from $86 to $96, indicating market confidence in the company's future performance.
See More
Texas Capital Bancshares (TCBI) Holds Average Rating with Price Target of $102.47
- Rating Analysis: Texas Capital Bancshares (TCBI) currently holds an average rating of 'hold', indicating a cautious market sentiment regarding its future performance, which may affect investor confidence and stock price volatility.
- Price Target Setting: Analysts have set an average price target of $102.47 for TCBI, which could serve as a crucial reference point for investor decisions in the short term, impacting its market performance.
- Market Reaction: The hold rating and price target may lead investors to adopt a wait-and-see approach in the short term, potentially affecting the bank's trading volume and liquidity, thereby influencing its stock price trajectory.
- Investment Strategy: Investors should monitor TCBI's subsequent financial performance and market dynamics to adjust their investment strategies promptly in response to any changes in ratings and price targets, ensuring risk management and maximizing returns.
See More
Texas Capital Bancshares (TCBI) Reports Record $314.6 Million Net Income in Q4 2025
- Strong Financial Performance: Texas Capital Bancshares reported adjusted net income of $314.6 million for Q4 2025, a 45% year-over-year increase, with earnings per share at $2.08, indicating a significant enhancement in profitability.
- Robust Revenue Growth: The full-year adjusted total revenue reached $1.26 billion, up 13% year-over-year, with net interest income growing 14% to $1.03 billion, demonstrating the company's sustained strength in interest income.
- Effective Expense Control: Adjusted noninterest expenses decreased by 2% to $186.4 million in Q4, reflecting the success of the company's expense realignment efforts, which further bolstered profitability.
- Positive Future Outlook: Management projects mid- to high single-digit total revenue growth for 2026, driven by client adoption and fee income expansion, showcasing the company's ongoing competitiveness and growth potential in the market.
See More
Texas Capital Bancshares Reports Q4 Profit Growth to $96.35 Million
- Significant Profit Growth: Texas Capital Bancshares reported a fourth-quarter net profit of $96.35 million, translating to earnings per share of $2.12, which marks a substantial increase from last year's $66.71 million and $1.43 per share, reflecting enhanced profitability.
- Adjusted Earnings Performance: Excluding special items, the bank's adjusted earnings stood at $94.63 million, or $2.08 per share, indicating robust performance in core operations and further solidifying investor confidence.
- Strong Revenue Growth: The company's revenue for the fourth quarter rose 16.5% year-over-year to $267.44 million, compared to $229.61 million last year, demonstrating Texas Capital's increasing competitiveness in the market and driving overall performance improvements.
- Optimistic Market Outlook: With both profit and revenue growth, Texas Capital Bancshares showcases a strong financial health, which is expected to attract more investor attention and potentially drive stock price appreciation.
See More
