Should I Buy TCBI? TCBI 2026 Analysis

Should You Buy Texas Capital Bancshares Inc (TCBI) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

101.030

1 Day change

2.18%

52 Week Range

105.360

Analysis Updated At

2026/01/26

Texas Capital Bancshares Inc (TCBI) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company has demonstrated strong financial performance, positive analyst sentiment, and hedge fund buying activity. While there are no immediate trading signals or congress trading data, the company's growth trajectory and favorable market conditions make it a solid long-term investment.

Technical Analysis

The technical indicators show a bullish trend with moving averages (SMA_5 > SMA_20 > SMA_200) and a positive MACD histogram of 0.253. RSI is neutral at 45.24, suggesting no overbought or oversold conditions. Key support is at 95.43, and resistance is at 103.433, indicating room for upward movement.

Options Data

Bearish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Strong Q4 financial performance with revenue up 15.74% YoY, net income up 44.42% YoY, and EPS up 52.52% YoY.
Hedge funds have significantly increased their buying activity by 640.85% over the last quarter.
Analysts have raised price targets, with the highest target at $114, reflecting optimism about the company's growth potential.

Neutral/Negative Catalysts

Insider trading activity is neutral, with no significant trends observed.
Some analysts maintain a Neutral or Underweight rating, citing slower balance sheet growth and seasonal challenges in certain business lines.

Financial Performance

In Q4 2025, Texas Capital Bancshares reported revenue of $318.57 million, a 15.74% YoY increase. Net income rose to $96.35 million, up 44.42% YoY, and EPS increased to $2.12, up 52.52% YoY. These results highlight strong profitability and growth trends.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts have raised their price targets, with the highest at $114 and the lowest at $96. The consensus reflects optimism about the company's performance, driven by strong Q4 results, effective expense management, and favorable earnings outlook for 2026.

9 Analyst Rating

Wall Street analysts forecast TCBI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for TCBI is 98.13 USD with a low forecast of 86 USD and a high forecast of 105 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

3 Buy

4 Hold

2 Sell

Hold

Current: 98.870

Low

Averages

98.13

High

105

Current: 98.870

Low

Averages

98.13

High

105

Keefe Bruyette

Outperform

maintain

$100 -> $110

AI Analysis

2026-01-27

New

Reason

Keefe Bruyette

Price Target

$100 -> $110

AI Analysis

2026-01-27

New

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on Texas Capital to $110 from $100 and keeps an Outperform rating on the shares. Texas Capital posted another strong quarter, the analyst tells investors in a research note.

TD Cowen

Hold

maintain

$103 -> $110

2026-01-26

New

Reason

TD Cowen

Price Target

$103 -> $110

2026-01-26

New

maintain

Hold

Reason

TD Cowen raised the firm's price target on Texas Capital to $110 from $103 and keeps a Hold rating on the shares. The firm updated its model as they reported a 4Q25 core EPS beat of $2.08 driven by stronger NII and lower provisions, reinforcing continued progress in the turnaround.

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TCBI Should I Buy

TCBI Should I Buy

Should You Buy Texas Capital Bancshares Inc (TCBI) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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