Historical Valuation
Texas Capital Bancshares Inc (TCBI) is now in the Fair zone, suggesting that its current forward PE ratio of 13.21 is considered Fairly compared with the five-year average of 15.25. The fair price of Texas Capital Bancshares Inc (TCBI) is between 96.45 to 122.29 according to relative valuation methord.
Relative Value
Fair Zone
96.45-122.29
Current Price：97.28
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Texas Capital Bancshares Inc (TCBI) has a current Price-to-Book (P/B) ratio of 1.26. Compared to its 3-year average P/B ratio of 1.07 , the current P/B ratio is approximately 16.98% higher. Relative to its 5-year average P/B ratio of 1.10, the current P/B ratio is about 14.12% higher. Texas Capital Bancshares Inc (TCBI) has a Forward Free Cash Flow (FCF) yield of approximately 5.46%. Compared to its 3-year average FCF yield of 8.75%, the current FCF yield is approximately -37.60% lower. Relative to its 5-year average FCF yield of 16.13% , the current FCF yield is about -66.14% lower.
P/B
Median3y
1.07
Median5y
1.10
FCF Yield
Median3y
8.75
Median5y
16.13
Competitors Valuation Multiple
AI Analysis for TCBI
The average P/S ratio for TCBI competitors is 3.38, providing a benchmark for relative valuation. Texas Capital Bancshares Inc Corp (TCBI.O) exhibits a P/S ratio of 3.17, which is -6.17% above the industry average. Given its robust revenue growth of 183.02%, this premium appears sustainable.
Performance Decomposition
AI Analysis for TCBI
1Y
3Y
5Y
Market capitalization of TCBI increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of TCBI in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is TCBI currently overvalued or undervalued?
Texas Capital Bancshares Inc (TCBI) is now in the Fair zone, suggesting that its current forward PE ratio of 13.21 is considered Fairly compared with the five-year average of 15.25. The fair price of Texas Capital Bancshares Inc (TCBI) is between 96.45 to 122.29 according to relative valuation methord.
What is Texas Capital Bancshares Inc (TCBI) fair value?
TCBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Texas Capital Bancshares Inc (TCBI) is between 96.45 to 122.29 according to relative valuation methord.
How does TCBI's valuation metrics compare to the industry average?
The average P/S ratio for TCBI's competitors is 3.38, providing a benchmark for relative valuation. Texas Capital Bancshares Inc Corp (TCBI) exhibits a P/S ratio of 3.17, which is -6.17% above the industry average. Given its robust revenue growth of 183.02%, this premium appears sustainable.
What is the current P/B ratio for Texas Capital Bancshares Inc (TCBI) as of Jan 10 2026?
As of Jan 10 2026, Texas Capital Bancshares Inc (TCBI) has a P/B ratio of 1.26. This indicates that the market values TCBI at 1.26 times its book value.
What is the current FCF Yield for Texas Capital Bancshares Inc (TCBI) as of Jan 10 2026?
As of Jan 10 2026, Texas Capital Bancshares Inc (TCBI) has a FCF Yield of 5.46%. This means that for every dollar of Texas Capital Bancshares Inc’s market capitalization, the company generates 5.46 cents in free cash flow.
What is the current Forward P/E ratio for Texas Capital Bancshares Inc (TCBI) as of Jan 10 2026?
As of Jan 10 2026, Texas Capital Bancshares Inc (TCBI) has a Forward P/E ratio of 13.21. This means the market is willing to pay $13.21 for every dollar of Texas Capital Bancshares Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Texas Capital Bancshares Inc (TCBI) as of Jan 10 2026?
As of Jan 10 2026, Texas Capital Bancshares Inc (TCBI) has a Forward P/S ratio of 3.17. This means the market is valuing TCBI at $3.17 for every dollar of expected revenue over the next 12 months.