TCBI PE Ratio & Valuation, Is TCBI Overvalued

Historical Valuation

Texas Capital Bancshares Inc (TCBI) is now in the Fair zone, suggesting that its current forward PE ratio of 13.21 is considered Fairly compared with the five-year average of 15.22. The fair price of Texas Capital Bancshares Inc (TCBI) is between 91.75 to 116.37 according to relative valuation method.

Relative Value

Fair Zone

91.75-116.37

Current Price：92.16

Fair

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Texas Capital Bancshares Inc (TCBI) has a current Price-to-Book (P/B) ratio of 1.26. Compared to its 3-year average P/B ratio of 1.07, the current P/B ratio is approximately 17.48% higher. Relative to its 5-year average P/B ratio of 1.09, the current P/B ratio is about 14.93% higher. Texas Capital Bancshares Inc (TCBI) has a Forward Free Cash Flow (FCF) yield of approximately 5.46%. Compared to its 3-year average FCF yield of 9.02%, the current FCF yield is approximately -39.44% lower. Relative to its 5-year average FCF yield of 14.17%, the current FCF yield is about -61.44% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for TCBI competitors is 3.29, providing a benchmark for relative valuation. Texas Capital Bancshares Inc Corp (TCBI.O) exhibits a P/S ratio of 3.17, which is -3.57% above the industry average. Given its robust revenue growth of 15.34%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of TCBI increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of TCBI in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is TCBI currently overvalued or undervalued?

What is Texas Capital Bancshares Inc (TCBI) fair value?

TCBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Texas Capital Bancshares Inc (TCBI) is between 91.75 to 116.37 according to relative valuation method.

How does TCBI's valuation metrics compare to the industry average?

The average P/S ratio for TCBI's competitors is 3.29, providing a benchmark for relative valuation. Texas Capital Bancshares Inc Corp (TCBI) exhibits a P/S ratio of 3.17, which is -3.57% above the industry average. Given its robust revenue growth of 15.34%, this premium appears unsustainable.

What is the current P/B ratio for Texas Capital Bancshares Inc (TCBI) as of Mar 12 2026?

As of Mar 12 2026, Texas Capital Bancshares Inc (TCBI) has a P/B ratio of 1.26. This indicates that the market values TCBI at 1.26 times its book value.

What is the current FCF Yield for Texas Capital Bancshares Inc (TCBI) as of Mar 12 2026?

As of Mar 12 2026, Texas Capital Bancshares Inc (TCBI) has a FCF Yield of 5.46%. This means that for every dollar of Texas Capital Bancshares Inc's market capitalization, the company generates 5.46 cents in free cash flow.

What is the current Forward P/E ratio for Texas Capital Bancshares Inc (TCBI) as of Mar 12 2026?

As of Mar 12 2026, Texas Capital Bancshares Inc (TCBI) has a Forward P/E ratio of 13.21. This means the market is willing to pay $13.21 for every dollar of Texas Capital Bancshares Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Texas Capital Bancshares Inc (TCBI) as of Mar 12 2026?

As of Mar 12 2026, Texas Capital Bancshares Inc (TCBI) has a Forward P/S ratio of 3.17. This means the market is valuing TCBI at $3.17 for every dollar of expected revenue over the next 12 months.

TCBI Valuation