TCBI Valuation

Texas Capital Bancshares Inc

Add to Watchlist

Advanced Chart

85.360

-1.62(-1.862%)1D

Overview
Forecast
Valuation
Earnings

TCBI Relative Valuation

TCBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, TCBI is overvalued; if below, it's undervalued.

Historical Valuation

Texas Capital Bancshares Inc (TCBI) is now in the Undervalued zone, suggesting that its current forward PE ratio of 12.81 is considered Undervalued compared with the five-year average of 15.19. The fair price of Texas Capital Bancshares Inc (TCBI) is between 93.01 to 118.13 according to relative valuation methord. Compared to the current price of 86.90 USD , Texas Capital Bancshares Inc is Undervalued By 6.57%.

Relative Value

Fair Zone

93.01-118.13

Current Price：86.90

6.57%

Undervalued

12.81

Trailing

Forward

0.00

EV/EBITDA

Texas Capital Bancshares Inc. (TCBI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Texas Capital Bancshares Inc. (TCBI) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.01

Texas Capital Bancshares Inc. (TCBI) has a current PS of 3.01. The 5-year average PS is 2.93. The thresholds are as follows: Strongly Undervalued below 1.91, Undervalued between 1.91 and 2.42, Fairly Valued between 3.44 and 2.42, Overvalued between 3.44 and 3.95, and Strongly Overvalued above 3.95. The current Forward PS of 3.01 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Texas Capital Bancshares Inc. (TCBI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Texas Capital Bancshares Inc. (TCBI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Texas Capital Bancshares Inc (TCBI) has a current Price-to-Book (P/B) ratio of 1.24. Compared to its 3-year average P/B ratio of 1.07 , the current P/B ratio is approximately 16.25% higher. Relative to its 5-year average P/B ratio of 1.08, the current P/B ratio is about 14.44% higher. Texas Capital Bancshares Inc (TCBI) has a Forward Free Cash Flow (FCF) yield of approximately 9.67%. Compared to its 3-year average FCF yield of 9.17%, the current FCF yield is approximately 5.45% lower. Relative to its 5-year average FCF yield of 21.53% , the current FCF yield is about -55.08% lower.

1.24

P/B

Median3y

1.07

Median5y

1.08

9.67

FCF Yield

Median3y

9.17

Median5y

21.53

Competitors Valuation Multiple

The average P/S ratio for TCBI's competitors is 3.01, providing a benchmark for relative valuation. Texas Capital Bancshares Inc Corp (TCBI) exhibits a P/S ratio of 3.01, which is 0.00% above the industry average. Given its robust revenue growth of 15.63%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

TCBI.O

Texas Capital Bancshares Inc

Fulton Financial Corp

Community Financial System Inc

Loss

8.99%

3.17B

Performance Decomposition

Market capitalization of TCBI increased by 21.72% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 16.09 to 25.83.

The secondary factor is the Revenue Growth, contributed 15.63%to the performance.

Overall, the performance of TCBI in the past 1 year is driven by Margin Expansion. Which is more sustainable.

15.63%

258.96M → 299.43M

Revenue Growth

60.53%

16.09 → 25.83

Margin Expansion

-54.44%

76.23 → 34.73

P/E Change

21.72%