SCHA, RDDT, AFRM, DUOL: ETF Outflow Alert
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 29 2025
0mins
Should l Buy AFRM?
Source: NASDAQ.COM
SCHA Share Price Analysis: SCHA's current share price is $26.82, situated between its 52-week low of $22.41 and high of $28.57, with a focus on the importance of the 200-day moving average for technical analysis.
ETF Trading Dynamics: ETFs function similarly to stocks but involve trading "units" that can be created or destroyed based on investor demand, impacting the underlying holdings significantly during notable inflows or outflows.
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Analyst Views on AFRM
Wall Street analysts forecast AFRM stock price to rise
22 Analyst Rating
17 Buy
5 Hold
0 Sell
Strong Buy
Current: 65.580
Low
65.00
Averages
87.72
High
107.00
Current: 65.580
Low
65.00
Averages
87.72
High
107.00
About AFRM
Affirm Holdings, Inc. provides consumers with an alternative to traditional payment options. The Company is engaged in building a payment network. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers' preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Its Affirm Card allows consumers to link a bank account to pay in full, or apply to pay overtime through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a savings account, with no minimum deposit requirements or fees.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Affirm Holdings Q3 Revenue Expected to Surge 27%
- Revenue Growth Expectations: Analysts anticipate Affirm Holdings will report a revenue of $995.27 million for the quarter, representing a 27% year-over-year increase, indicating the company's strong performance and growth potential in the buy now, pay later (BNPL) market.
- Analyst Endorsement: Morgan Stanley analyst James Faucette named Affirm as his Top Pick, citing upward estimate revision potential and concerns over private credit as overdone, reflecting strong market confidence in the company's future development.
- Price Target Increase: According to Koyfin, AFRM stock has a 12-month average price target of $79.08, suggesting an upside potential of approximately 20.6% from its last close, which indicates investor optimism regarding its future performance.
- Partnership Expansion: Affirm partners with nearly 420,000 merchants and has expanded its collaboration with Stripe to support AI-agentic commerce, further enhancing its competitive position and business growth potential.
See More
Berkshire Hathaway Annual Meeting Highlights
- Record Cash Reserves: Berkshire Hathaway's cash pile reached a record $397.4 billion in Q1, indicating the company's strong financial flexibility even in a less-than-ideal investment environment, thus laying the groundwork for future investment opportunities.
- Insurance Business Recovery: The growth in operating earnings was partly attributed to a rebound in the insurance sector, highlighting that insurance remains a crucial pillar for Berkshire, enhancing its overall profitability amid economic fluctuations.
- Lackluster Shareholder Meeting: Although CEO Greg Abel performed well at the annual meeting, the turnout for the 'Berkshire Bazaar of Bargains' was noticeably lower than in previous years, reflecting waning investor interest without Warren Buffett at the helm.
- Cautious Market Outlook: Buffett noted that the current investment environment is not ideal, yet Abel's leadership style mirrors Buffett's, which may continue to attract investor confidence in the future.
See More
Berkshire's New CEO Discusses Company Performance at First Meeting
- Berkshire's Leadership Transition: At Berkshire Hathaway's first annual meeting since Warren Buffett stepped down, CEO Greg Abel addressed company performance amidst an “not ideal” investing environment, with cash reserves hitting a record $397.4 billion in Q1, reflecting a rebound in its insurance business.
- Spirit Airlines Ceases Operations: Spirit Airlines halted operations after failing to secure a $500 million government bailout, resulting in 17,000 job losses and marking the end of an era in discount travel, while other airlines pledged to cap fares to assist stranded travelers.
- Oil Price Surge: President Trump announced efforts to “free” ships stuck in the Strait of Hormuz, with oil prices rising after reports of missile strikes near U.S. vessels, leading to a drop of over 200 points in Dow futures, exerting pressure on the stock market.
- Meta's Legal Challenges: Meta returns to court in New Mexico over a child safety case, with the state attorney general seeking approximately $3.7 billion in abatement costs, and a ruling against Meta could force significant product changes, highlighting increasing scrutiny on tech companies.
See More
Morgan Stanley Bullish on Upcoming Earnings Stocks
- Strong Earnings Season Start: So far, nearly 28% of S&P 500 companies have reported earnings, with about 82% exceeding Wall Street expectations, indicating robust market performance that could boost investor confidence.
- Affirm Holdings Optimism: Morgan Stanley anticipates that Affirm will exceed gross merchandise volume expectations in its upcoming report next month and may raise its margin and earnings per share targets at its investor day, despite a 14% drop in its stock in 2026.
- Positive Outlook for Old Dominion Freight Line: While investors remain cautious, Morgan Stanley analysts believe Old Dominion has a favorable outlook entering its report next week, expecting positive forward-looking commentary, with shares up over 40% in 2026.
- Walmart Sales Growth Expectations: Morgan Stanley expects Walmart to report higher-than-expected U.S. comparable store sales and faster operating income growth, with shares climbing nearly 17% this year, on track for its fourth consecutive annual rise.
See More
JPMorgan Expands Tech Investment Banking Team with Veteran Hires
- Executive Recruitment: JPMorgan has hired two veteran technology bankers from Bank of America, namely Kaushik Banerjee, the global head of semiconductor investment banking, and Homan Milani, a senior internet investment banker, significantly strengthening its tech investment banking team.
- Semiconductor Expertise: Banerjee has advised on nearly a dozen marquee semiconductor transactions at Bank of America, including the restructuring of Renesas' $2.1 billion investment in Wolfspeed, showcasing his deep background and influence in the semiconductor sector.
- Internet Investment Banking Leadership: Milani, who led the internet investment banking division at Bank of America, worked on M&A and financing deals for notable companies like DoorDash and Unity Software, and is expected to drive JPMorgan's strategic initiatives in AI.
- Enhanced Market Position: JPMorgan has significantly increased its investment in technology banking and M&A teams in recent years, emerging at the top of the league tables for fees from U.S. and global tech deals, indicating its competitive advantage in the rapidly evolving tech market.
See More
Circle Internet Group Sees Surge in Options Trading Volume
- Surge in Options Volume: Circle Internet Group Inc Class A (CRCL) recorded an options trading volume of 179,848 contracts today, equivalent to approximately 18 million shares, which represents a significant 111.4% of its average daily trading volume over the past month, indicating strong market interest.
- High Strike Activity: Notably, the $110 strike call option expiring on April 17, 2026, saw 26,772 contracts traded today, representing about 2.7 million underlying shares, suggesting a heightened investor expectation for future price increases.
- Affirm Holdings Options Activity: In parallel, Affirm Holdings Inc (AFRM) has seen an options trading volume of 49,241 contracts today, translating to approximately 4.9 million shares, which is 101.9% of its average daily trading volume over the past month, reflecting ongoing market interest in the company.
- Bullish Call Trends: Specifically, the $75 strike call option expiring on May 15, 2026, has recorded a trading volume of 6,111 contracts today, equivalent to about 611,100 shares, indicating a bullish sentiment among investors regarding AFRM's future performance.
See More
Affirm Holdings Q3 Revenue Expected to Surge 27%
- Revenue Growth Expectations: Analysts anticipate Affirm Holdings will report a revenue of $995.27 million for the quarter, representing a 27% year-over-year increase, indicating the company's strong performance and growth potential in the buy now, pay later (BNPL) market.
- Analyst Endorsement: Morgan Stanley analyst James Faucette named Affirm as his Top Pick, citing upward estimate revision potential and concerns over private credit as overdone, reflecting strong market confidence in the company's future development.
- Price Target Increase: According to Koyfin, AFRM stock has a 12-month average price target of $79.08, suggesting an upside potential of approximately 20.6% from its last close, which indicates investor optimism regarding its future performance.
- Partnership Expansion: Affirm partners with nearly 420,000 merchants and has expanded its collaboration with Stripe to support AI-agentic commerce, further enhancing its competitive position and business growth potential.
See More
Berkshire Hathaway Annual Meeting Highlights
- Record Cash Reserves: Berkshire Hathaway's cash pile reached a record $397.4 billion in Q1, indicating the company's strong financial flexibility even in a less-than-ideal investment environment, thus laying the groundwork for future investment opportunities.
- Insurance Business Recovery: The growth in operating earnings was partly attributed to a rebound in the insurance sector, highlighting that insurance remains a crucial pillar for Berkshire, enhancing its overall profitability amid economic fluctuations.
- Lackluster Shareholder Meeting: Although CEO Greg Abel performed well at the annual meeting, the turnout for the 'Berkshire Bazaar of Bargains' was noticeably lower than in previous years, reflecting waning investor interest without Warren Buffett at the helm.
- Cautious Market Outlook: Buffett noted that the current investment environment is not ideal, yet Abel's leadership style mirrors Buffett's, which may continue to attract investor confidence in the future.
See More
Berkshire's New CEO Discusses Company Performance at First Meeting
- Berkshire's Leadership Transition: At Berkshire Hathaway's first annual meeting since Warren Buffett stepped down, CEO Greg Abel addressed company performance amidst an “not ideal” investing environment, with cash reserves hitting a record $397.4 billion in Q1, reflecting a rebound in its insurance business.
- Spirit Airlines Ceases Operations: Spirit Airlines halted operations after failing to secure a $500 million government bailout, resulting in 17,000 job losses and marking the end of an era in discount travel, while other airlines pledged to cap fares to assist stranded travelers.
- Oil Price Surge: President Trump announced efforts to “free” ships stuck in the Strait of Hormuz, with oil prices rising after reports of missile strikes near U.S. vessels, leading to a drop of over 200 points in Dow futures, exerting pressure on the stock market.
- Meta's Legal Challenges: Meta returns to court in New Mexico over a child safety case, with the state attorney general seeking approximately $3.7 billion in abatement costs, and a ruling against Meta could force significant product changes, highlighting increasing scrutiny on tech companies.
See More
Morgan Stanley Bullish on Upcoming Earnings Stocks
- Strong Earnings Season Start: So far, nearly 28% of S&P 500 companies have reported earnings, with about 82% exceeding Wall Street expectations, indicating robust market performance that could boost investor confidence.
- Affirm Holdings Optimism: Morgan Stanley anticipates that Affirm will exceed gross merchandise volume expectations in its upcoming report next month and may raise its margin and earnings per share targets at its investor day, despite a 14% drop in its stock in 2026.
- Positive Outlook for Old Dominion Freight Line: While investors remain cautious, Morgan Stanley analysts believe Old Dominion has a favorable outlook entering its report next week, expecting positive forward-looking commentary, with shares up over 40% in 2026.
- Walmart Sales Growth Expectations: Morgan Stanley expects Walmart to report higher-than-expected U.S. comparable store sales and faster operating income growth, with shares climbing nearly 17% this year, on track for its fourth consecutive annual rise.
See More
JPMorgan Expands Tech Investment Banking Team with Veteran Hires
- Executive Recruitment: JPMorgan has hired two veteran technology bankers from Bank of America, namely Kaushik Banerjee, the global head of semiconductor investment banking, and Homan Milani, a senior internet investment banker, significantly strengthening its tech investment banking team.
- Semiconductor Expertise: Banerjee has advised on nearly a dozen marquee semiconductor transactions at Bank of America, including the restructuring of Renesas' $2.1 billion investment in Wolfspeed, showcasing his deep background and influence in the semiconductor sector.
- Internet Investment Banking Leadership: Milani, who led the internet investment banking division at Bank of America, worked on M&A and financing deals for notable companies like DoorDash and Unity Software, and is expected to drive JPMorgan's strategic initiatives in AI.
- Enhanced Market Position: JPMorgan has significantly increased its investment in technology banking and M&A teams in recent years, emerging at the top of the league tables for fees from U.S. and global tech deals, indicating its competitive advantage in the rapidly evolving tech market.
See More
Circle Internet Group Sees Surge in Options Trading Volume
- Surge in Options Volume: Circle Internet Group Inc Class A (CRCL) recorded an options trading volume of 179,848 contracts today, equivalent to approximately 18 million shares, which represents a significant 111.4% of its average daily trading volume over the past month, indicating strong market interest.
- High Strike Activity: Notably, the $110 strike call option expiring on April 17, 2026, saw 26,772 contracts traded today, representing about 2.7 million underlying shares, suggesting a heightened investor expectation for future price increases.
- Affirm Holdings Options Activity: In parallel, Affirm Holdings Inc (AFRM) has seen an options trading volume of 49,241 contracts today, translating to approximately 4.9 million shares, which is 101.9% of its average daily trading volume over the past month, reflecting ongoing market interest in the company.
- Bullish Call Trends: Specifically, the $75 strike call option expiring on May 15, 2026, has recorded a trading volume of 6,111 contracts today, equivalent to about 611,100 shares, indicating a bullish sentiment among investors regarding AFRM's future performance.
See More
