Northeast Bancorp Q4 Income Advances
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jul 28 2025
0mins
Should l Buy NBN?
Source: NASDAQ.COM
Earnings Growth: Northeast Bancorp reported a profit of $25.21 million for the fourth quarter, up from $15.14 million last year, resulting in earnings per share of $3.00 compared to $1.91 previously.
Revenue Increase: The company's revenue rose by 34.8% to $89.69 million, up from $66.56 million in the same period last year.
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Analyst Views on NBN
Wall Street analysts forecast NBN stock price to fall
2 Analyst Rating
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 106.880
Low
98.00
Averages
106.50
High
115.00
Current: 106.880
Low
98.00
Averages
106.50
High
115.00
About NBN
Northeast Bank (the Bank) is a full-service financial institution. The Bank gathers retail deposits through its seven full-service branches in Maine and through its online deposit program, ableBanking; purchase and originate commercial loans, typically secured by real estate, on a nationwide basis through its National Lending Division, and originate loans through the Community Banking Division and Small Business Administration (SBA) National Division. The National Lending Division purchases primarily performing commercial real estate loans, on a nationwide basis, typically at a discount from their unpaid principal balances. The National Lending Division also originates commercial real estate and commercial and industrial loans on a nationwide basis. The SBA National Division originates loans to small businesses to help provide funding opportunities nationally. The Community Banking Division originates loans directly to businesses located in its market area.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
PMC FIG Opportunities Acquires Stake in Northeast Bank
- New Investment Position: On February 17, 2026, PMC FIG Opportunities disclosed a new position in Northeast Bank by acquiring 32,745 shares worth $3.40 million, indicating confidence in the bank's future growth prospects.
- Asset Allocation Insight: This investment accounts for 5.35% of the fund's 13F reportable assets as of December 31, 2025, suggesting a preference for high-yield national lending platforms over traditional branch-heavy models, which may influence its overall investment strategy.
- Financial Performance Highlights: Northeast Bank reported a quarterly net income of $20.7 million in January 2026, translating to $2.47 per diluted share, showcasing strong profitability and a growing loan portfolio that reflects its competitive position in the market.
- Long-Term Investment Potential: With book value per share rising from $52.29 to $62.65, investors can expect tangible growth alongside earnings, making Northeast Bank an attractive option for long-term investors focused on disciplined loan purchasing and credit control.
See More
PMC FIG Opportunities Acquires Stake in Northeast Bank
- New Investment Move: PMC FIG Opportunities initiated a stake in Northeast Bank by acquiring 32,745 shares worth $3.40 million in Q4 2026, indicating confidence in the bank's growth potential.
- Strong Financial Performance: Northeast Bank reported a quarterly net income of $20.7 million in January, translating to $2.47 per diluted share, showcasing its robust profitability and competitive market position compared to the previous year.
- Loan Portfolio Growth: As of December 31, total loans at Northeast Bank reached $4.35 billion, up 15.8% year-over-year, with nearly $896 million in quarterly loan volume, highlighting its active engagement in the lending market.
- Investment Strategy Insight: PMC FIG's allocation of 5.35% of assets to Northeast Bank suggests a preference for high-yield national lending platforms, despite the bank not being among the Motley Fool's top investment picks.
See More
Trevian Wealth Management Acquires New Position in Fidelity Nasdaq Composite Index ETF
- New Position Disclosure: On February 4, 2026, Trevian Wealth Management LLC disclosed to the SEC that it acquired 29,976 shares of Fidelity Nasdaq Composite Index ETF (ONEQ) in Q4, with an estimated transaction value of $2.7 million, indicating a preference for index ETFs despite this position not being one of its larger holdings.
- Asset Management Proportion: As of December 31, 2025, the ONEQ position represented 1.3% of Trevian Wealth's reportable 13F assets under management, reflecting the fund's strategy of diversification, particularly in technology and growth stocks.
- Strong Market Performance: As of February 4, 2026, ONEQ shares were priced at $90.14, marking a 17.2% increase over the past year, outperforming the S&P 500 by 1.7 percentage points, showcasing a successful investment strategy in the current bull market.
- Investment Strategy Analysis: The Fidelity Nasdaq Composite Index ETF aims to replicate the performance of the Nasdaq Composite Index by allocating at least 80% of its assets to constituent equities, providing broad exposure to thousands of U.S.-listed growth and technology companies, making it suitable for investors seeking long-term exposure.
See More
Pacific Ridge Capital Fully Exits AXT Stake
- Stake Sale Overview: Pacific Ridge Capital Partners, LLC sold its entire stake in AXT, totaling 1,793,797 shares in Q4 2026, with an estimated transaction value of $17.1 million, reflecting a cautious outlook on AXT's future growth.
- Market Performance Analysis: Despite AXT's stock price soaring 853.6% over the past year, Pacific Ridge's exit indicates concerns over market volatility, particularly following a $0.5 million revenue drop in Q3 due to China's export restrictions.
- Future Growth Expectations: AXT anticipates revenue of $94 million in 2025, increasing to $124 million in 2026, showcasing strong potential driven by rising demand for specialized materials in data centers, despite facing potential market headwinds.
- Portfolio Adjustment: Pacific Ridge also reduced positions in several other small-cap companies, including Natural Gas Services and Heritage Insurance, indicating its ongoing strategy to seek undervalued investment opportunities.
See More
Northeast Bank Declares Quarterly Dividend
- Quarterly Dividend Declaration: Northeast Bank has declared a quarterly dividend of $0.01 per share, consistent with previous distributions, indicating a commitment to stable dividend policies despite earnings falling short of expectations.
- Earnings Performance: The bank reported a GAAP EPS of $2.67 for Q1 2026, missing estimates by $0.01, suggesting that the company faces pressure on profitability, which may impact investor confidence.
- Revenue Situation: Northeast Bank's revenue for Q1 was $52.87 million, missing the expected $57.43 million by $4.56 million, reflecting potential volatility in loan purchase volumes that could negatively affect overall revenue.
- Dividend Payment Schedule: The dividend is payable on February 25, with a record date of February 11 and an ex-dividend date also on February 11, ensuring that existing shareholders receive a stable cash return.
See More
Northeast Bank announces substantial loan acquisition activity
Loan Purchases: Northeast Bank (NBN) has acquired or agreed to purchase commercial real estate loans totaling approximately $525 million in unpaid principal balance.
Earnings Impact: The bank expects minimal impact on earnings for the second fiscal quarter of 2026, as the majority of these purchases will close late in the quarter.
Volume Ranking: CEO Rick Wayne noted that this quarter's loan purchases represent the third-highest volume since the bank began purchasing loans.
Earnings Performance: In the Q1 2026 earnings call, NBN reported a GAAP EPS of $2.67, which missed expectations by $0.01, and revenue of $52.87 million, falling short by $4.56 million.
See More
PMC FIG Opportunities Acquires Stake in Northeast Bank
- New Investment Position: On February 17, 2026, PMC FIG Opportunities disclosed a new position in Northeast Bank by acquiring 32,745 shares worth $3.40 million, indicating confidence in the bank's future growth prospects.
- Asset Allocation Insight: This investment accounts for 5.35% of the fund's 13F reportable assets as of December 31, 2025, suggesting a preference for high-yield national lending platforms over traditional branch-heavy models, which may influence its overall investment strategy.
- Financial Performance Highlights: Northeast Bank reported a quarterly net income of $20.7 million in January 2026, translating to $2.47 per diluted share, showcasing strong profitability and a growing loan portfolio that reflects its competitive position in the market.
- Long-Term Investment Potential: With book value per share rising from $52.29 to $62.65, investors can expect tangible growth alongside earnings, making Northeast Bank an attractive option for long-term investors focused on disciplined loan purchasing and credit control.
See More
PMC FIG Opportunities Acquires Stake in Northeast Bank
- New Investment Move: PMC FIG Opportunities initiated a stake in Northeast Bank by acquiring 32,745 shares worth $3.40 million in Q4 2026, indicating confidence in the bank's growth potential.
- Strong Financial Performance: Northeast Bank reported a quarterly net income of $20.7 million in January, translating to $2.47 per diluted share, showcasing its robust profitability and competitive market position compared to the previous year.
- Loan Portfolio Growth: As of December 31, total loans at Northeast Bank reached $4.35 billion, up 15.8% year-over-year, with nearly $896 million in quarterly loan volume, highlighting its active engagement in the lending market.
- Investment Strategy Insight: PMC FIG's allocation of 5.35% of assets to Northeast Bank suggests a preference for high-yield national lending platforms, despite the bank not being among the Motley Fool's top investment picks.
See More
Trevian Wealth Management Acquires New Position in Fidelity Nasdaq Composite Index ETF
- New Position Disclosure: On February 4, 2026, Trevian Wealth Management LLC disclosed to the SEC that it acquired 29,976 shares of Fidelity Nasdaq Composite Index ETF (ONEQ) in Q4, with an estimated transaction value of $2.7 million, indicating a preference for index ETFs despite this position not being one of its larger holdings.
- Asset Management Proportion: As of December 31, 2025, the ONEQ position represented 1.3% of Trevian Wealth's reportable 13F assets under management, reflecting the fund's strategy of diversification, particularly in technology and growth stocks.
- Strong Market Performance: As of February 4, 2026, ONEQ shares were priced at $90.14, marking a 17.2% increase over the past year, outperforming the S&P 500 by 1.7 percentage points, showcasing a successful investment strategy in the current bull market.
- Investment Strategy Analysis: The Fidelity Nasdaq Composite Index ETF aims to replicate the performance of the Nasdaq Composite Index by allocating at least 80% of its assets to constituent equities, providing broad exposure to thousands of U.S.-listed growth and technology companies, making it suitable for investors seeking long-term exposure.
See More
Pacific Ridge Capital Fully Exits AXT Stake
- Stake Sale Overview: Pacific Ridge Capital Partners, LLC sold its entire stake in AXT, totaling 1,793,797 shares in Q4 2026, with an estimated transaction value of $17.1 million, reflecting a cautious outlook on AXT's future growth.
- Market Performance Analysis: Despite AXT's stock price soaring 853.6% over the past year, Pacific Ridge's exit indicates concerns over market volatility, particularly following a $0.5 million revenue drop in Q3 due to China's export restrictions.
- Future Growth Expectations: AXT anticipates revenue of $94 million in 2025, increasing to $124 million in 2026, showcasing strong potential driven by rising demand for specialized materials in data centers, despite facing potential market headwinds.
- Portfolio Adjustment: Pacific Ridge also reduced positions in several other small-cap companies, including Natural Gas Services and Heritage Insurance, indicating its ongoing strategy to seek undervalued investment opportunities.
See More
Northeast Bank Declares Quarterly Dividend
- Quarterly Dividend Declaration: Northeast Bank has declared a quarterly dividend of $0.01 per share, consistent with previous distributions, indicating a commitment to stable dividend policies despite earnings falling short of expectations.
- Earnings Performance: The bank reported a GAAP EPS of $2.67 for Q1 2026, missing estimates by $0.01, suggesting that the company faces pressure on profitability, which may impact investor confidence.
- Revenue Situation: Northeast Bank's revenue for Q1 was $52.87 million, missing the expected $57.43 million by $4.56 million, reflecting potential volatility in loan purchase volumes that could negatively affect overall revenue.
- Dividend Payment Schedule: The dividend is payable on February 25, with a record date of February 11 and an ex-dividend date also on February 11, ensuring that existing shareholders receive a stable cash return.
See More
Northeast Bank announces substantial loan acquisition activity
Loan Purchases: Northeast Bank (NBN) has acquired or agreed to purchase commercial real estate loans totaling approximately $525 million in unpaid principal balance.
Earnings Impact: The bank expects minimal impact on earnings for the second fiscal quarter of 2026, as the majority of these purchases will close late in the quarter.
Volume Ranking: CEO Rick Wayne noted that this quarter's loan purchases represent the third-highest volume since the bank began purchasing loans.
Earnings Performance: In the Q1 2026 earnings call, NBN reported a GAAP EPS of $2.67, which missed expectations by $0.01, and revenue of $52.87 million, falling short by $4.56 million.
See More
