Trustmark (TRMK) Falls Short of Q3 Earnings and Revenue Projections
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Oct 28 2025
0mins
Should l Buy TRMK?
Source: NASDAQ.COM
Earnings Performance: Trustmark (TRMK) reported quarterly earnings of $0.94 per share, slightly missing the Zacks Consensus Estimate of $0.95, but showing an increase from $0.84 per share a year ago. The company has surpassed consensus EPS estimates three times in the last four quarters.
Revenue Insights: The company generated revenues of $205.15 million for the quarter, which also fell short of the Zacks Consensus Estimate by 0.51%, although it was an increase from $195.58 million year-over-year. Trustmark has topped revenue estimates twice in the last four quarters.
Stock Outlook: Trustmark's stock has underperformed the market this year, with a current Zacks Rank of #4 (Sell), indicating expectations of further underperformance. The future stock movement will depend on management's commentary and earnings estimate revisions.
Industry Context: The Banks - Southeast industry, to which Trustmark belongs, is currently ranked in the top 26% of Zacks industries, suggesting potential for better performance compared to lower-ranked industries. Investors are advised to monitor earnings outlooks and industry trends closely.
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Analyst Views on TRMK
Wall Street analysts forecast TRMK stock price to rise
3 Analyst Rating
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 42.080
Low
39.00
Averages
42.33
High
45.00
Current: 42.080
Low
39.00
Averages
42.33
High
45.00
About TRMK
Trustmark Corporation is a bank holding company. Its principal subsidiary is Trustmark National Bank (TNB). Through TNB and its subsidiaries, the Company operates as a financial services company providing banking and other financial solutions through offices and approximately 2,500 full-time equivalent associates located in the states of Alabama, Florida, Georgia, Mississippi, Tennessee, and Texas. Its segments include General Banking and Wealth Management. The General Banking Segment is responsible for all traditional banking products and services, including loans and deposits. The Wealth Management Segment provides customized solutions for customers by integrating financial services with traditional banking products and services, such as money management, full-service brokerage, financial planning, personal and institutional trust and retirement services. It provides mortgage banking services, including construction financing, secondary marketing and mortgage servicing, and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Trustmark Appoints New COO and CFO Effective May 2026
- Executive Appointments: Trustmark Corporation announced that Thomas C. Owens will become Chief Operating Officer of Trustmark Bank effective May 1, 2026, indicating a significant shift in the executive team that is expected to enhance operational efficiency and market responsiveness.
- Financial Leadership Transition: Joseph E. Bond will succeed Owens as Treasurer and Chief Financial Officer of Trustmark Corporation and Trustmark Bank, and with his extensive experience in larger regional banks, he is expected to strengthen the company's financial management and capital allocation capabilities.
- Management Team Background: Owens has been with Trustmark since 2013, serving as Chief Financial Officer and demonstrating strong financial management skills and market insights, which are anticipated to drive the company's growth and profitability.
- Strategic Vision: Bond expressed enthusiasm about collaborating with Trustmark's management team to advance the company's strategic financial priorities, further enhancing customer service and shareholder value, reflecting a positive outlook for the company's future.
See More
Trustmark Corporation Announces Executive Changes
- Executive Appointment: Trustmark Corporation announced that Thomas C. Owens will become Chief Operating Officer of Trustmark Bank effective May 1, 2026, indicating a strategic shift in leadership aimed at enhancing operational efficiency.
- Financial Leadership Transition: Joseph E. Bond will succeed Owens as treasurer and principal financial officer of Trustmark Corporation on the same date, reflecting the company's commitment to optimizing financial management.
- Current Role Transition: Owens currently serves as Executive VP and CFO of Trustmark Bank, and the new appointment will allow him to focus more on operational management, driving future growth for the company.
- Growth Target Outlook: Trustmark has outlined mid-single-digit growth targets for loans and deposits in 2026, demonstrating that despite executive changes, the company remains focused on expanding capital returns and business growth.
See More
Trustmark Corporation Reports Record Earnings in Q4 2025
- Record Net Income: Trustmark reported a net income of $57.9 million in Q4 2025, with diluted EPS of $0.97, reflecting strong performance in traditional banking and solid credit quality, marking a significant year-over-year improvement.
- Loan and Deposit Growth: Loans held for investment increased by $126 million quarter-over-quarter and $584 million year-over-year, while deposits grew by $392 million year-over-year despite a $131 million decline linked-quarter, indicating ongoing expansion in customer base and market share.
- Stock Buyback Program: The company repurchased $43 million worth of stock in Q4, with the board authorizing up to $100 million in buybacks for 2026, demonstrating confidence in future market conditions and flexibility in capital management.
- 2026 Outlook: Management anticipates mid-single-digit growth in loans and deposits for 2026, with a net interest margin forecasted between 3.8% and 3.85%, emphasizing a continued focus on organic expansion and capital deployment.
See More
Trustmark Reports Q4 2025 Net Income of $57.9 Million
- Quarterly Net Income Growth: Trustmark reported a net income of $57.9 million in Q4 2025, with diluted earnings per share of $0.97, showcasing significant achievements across its diverse financial services, which is expected to bolster investor confidence.
- Strong Annual Performance: The company achieved a total net income of $224.1 million for 2025, reflecting a 42.6% increase compared to 2024, driven by continued loan and deposit growth in its traditional banking business, enhancing its market competitiveness.
- Dividend Increase: The Board announced a quarterly dividend increase from $0.24 to $0.25 per share, raising the indicated annual dividend rate to $1.00, demonstrating strong profitability and financial health, which is likely to attract more long-term investors.
- Capital Structure Optimization: In Q4, Trustmark issued $175 million of fixed-to-floating rate subordinated notes, using the proceeds to repay existing debt, further strengthening its capital adequacy ratio, which is expected to enhance financial flexibility and risk resilience.
See More
Trustmark Corporation Schedules Q4 2025 Earnings Release for January 27, 2026
- Earnings Release Schedule: Trustmark Corporation will announce its Q4 2025 financial results on January 27, 2026, after market close, reflecting the company's commitment to transparency and timely information disclosure.
- Analyst Conference Call: CEO Duane A. Dewey will conduct a conference call on January 28, 2026, at 8:30 a.m. Central Time to discuss the financial results, enhancing communication with investors and analysts.
- Replay Availability: A replay of the conference call will be accessible until February 11, 2026, ensuring that investors who cannot participate live can still access critical information, thereby improving information accessibility.
- Service Network Overview: Trustmark Corporation provides banking and financial solutions across Alabama, Florida, Georgia, Mississippi, Tennessee, and Texas, demonstrating its extensive influence in the Southern market.
See More
Upcoming Ex-Dividend Dates for Trustmark, Interactive Brokers Group, and Hartford Insurance Group
Upcoming Ex-Dividend Dates: Trustmark Corp (TRMK), Interactive Brokers Group Inc - Class A (IBKR), and Hartford Insurance Group Inc (HIG) will trade ex-dividend on 12/1/25, with respective dividends of $0.24, $0.08, and $0.60 scheduled for payment on 12/15/25, 12/12/25, and 1/5/26.
Expected Price Adjustments: Following the ex-dividend date, TRMK shares are expected to open 0.61% lower, IBKR by 0.12%, and HIG by 0.44%, based on their recent stock prices.
Dividend Yield Estimates: The estimated annualized yields for the upcoming dividends are 2.46% for Trustmark Corp, 0.50% for Interactive Brokers, and 1.75% for Hartford Insurance, reflecting their historical dividend stability.
Current Trading Performance: As of the latest trading session, Trustmark Corp shares are down 0.3%, Interactive Brokers shares are up 1.6%, and Hartford Insurance shares are down 0.1%.
See More
Trustmark Appoints New COO and CFO Effective May 2026
- Executive Appointments: Trustmark Corporation announced that Thomas C. Owens will become Chief Operating Officer of Trustmark Bank effective May 1, 2026, indicating a significant shift in the executive team that is expected to enhance operational efficiency and market responsiveness.
- Financial Leadership Transition: Joseph E. Bond will succeed Owens as Treasurer and Chief Financial Officer of Trustmark Corporation and Trustmark Bank, and with his extensive experience in larger regional banks, he is expected to strengthen the company's financial management and capital allocation capabilities.
- Management Team Background: Owens has been with Trustmark since 2013, serving as Chief Financial Officer and demonstrating strong financial management skills and market insights, which are anticipated to drive the company's growth and profitability.
- Strategic Vision: Bond expressed enthusiasm about collaborating with Trustmark's management team to advance the company's strategic financial priorities, further enhancing customer service and shareholder value, reflecting a positive outlook for the company's future.
See More
Trustmark Corporation Announces Executive Changes
- Executive Appointment: Trustmark Corporation announced that Thomas C. Owens will become Chief Operating Officer of Trustmark Bank effective May 1, 2026, indicating a strategic shift in leadership aimed at enhancing operational efficiency.
- Financial Leadership Transition: Joseph E. Bond will succeed Owens as treasurer and principal financial officer of Trustmark Corporation on the same date, reflecting the company's commitment to optimizing financial management.
- Current Role Transition: Owens currently serves as Executive VP and CFO of Trustmark Bank, and the new appointment will allow him to focus more on operational management, driving future growth for the company.
- Growth Target Outlook: Trustmark has outlined mid-single-digit growth targets for loans and deposits in 2026, demonstrating that despite executive changes, the company remains focused on expanding capital returns and business growth.
See More
Trustmark Corporation Reports Record Earnings in Q4 2025
- Record Net Income: Trustmark reported a net income of $57.9 million in Q4 2025, with diluted EPS of $0.97, reflecting strong performance in traditional banking and solid credit quality, marking a significant year-over-year improvement.
- Loan and Deposit Growth: Loans held for investment increased by $126 million quarter-over-quarter and $584 million year-over-year, while deposits grew by $392 million year-over-year despite a $131 million decline linked-quarter, indicating ongoing expansion in customer base and market share.
- Stock Buyback Program: The company repurchased $43 million worth of stock in Q4, with the board authorizing up to $100 million in buybacks for 2026, demonstrating confidence in future market conditions and flexibility in capital management.
- 2026 Outlook: Management anticipates mid-single-digit growth in loans and deposits for 2026, with a net interest margin forecasted between 3.8% and 3.85%, emphasizing a continued focus on organic expansion and capital deployment.
See More
Trustmark Reports Q4 2025 Net Income of $57.9 Million
- Quarterly Net Income Growth: Trustmark reported a net income of $57.9 million in Q4 2025, with diluted earnings per share of $0.97, showcasing significant achievements across its diverse financial services, which is expected to bolster investor confidence.
- Strong Annual Performance: The company achieved a total net income of $224.1 million for 2025, reflecting a 42.6% increase compared to 2024, driven by continued loan and deposit growth in its traditional banking business, enhancing its market competitiveness.
- Dividend Increase: The Board announced a quarterly dividend increase from $0.24 to $0.25 per share, raising the indicated annual dividend rate to $1.00, demonstrating strong profitability and financial health, which is likely to attract more long-term investors.
- Capital Structure Optimization: In Q4, Trustmark issued $175 million of fixed-to-floating rate subordinated notes, using the proceeds to repay existing debt, further strengthening its capital adequacy ratio, which is expected to enhance financial flexibility and risk resilience.
See More
Trustmark Corporation Schedules Q4 2025 Earnings Release for January 27, 2026
- Earnings Release Schedule: Trustmark Corporation will announce its Q4 2025 financial results on January 27, 2026, after market close, reflecting the company's commitment to transparency and timely information disclosure.
- Analyst Conference Call: CEO Duane A. Dewey will conduct a conference call on January 28, 2026, at 8:30 a.m. Central Time to discuss the financial results, enhancing communication with investors and analysts.
- Replay Availability: A replay of the conference call will be accessible until February 11, 2026, ensuring that investors who cannot participate live can still access critical information, thereby improving information accessibility.
- Service Network Overview: Trustmark Corporation provides banking and financial solutions across Alabama, Florida, Georgia, Mississippi, Tennessee, and Texas, demonstrating its extensive influence in the Southern market.
See More
Upcoming Ex-Dividend Dates for Trustmark, Interactive Brokers Group, and Hartford Insurance Group
Upcoming Ex-Dividend Dates: Trustmark Corp (TRMK), Interactive Brokers Group Inc - Class A (IBKR), and Hartford Insurance Group Inc (HIG) will trade ex-dividend on 12/1/25, with respective dividends of $0.24, $0.08, and $0.60 scheduled for payment on 12/15/25, 12/12/25, and 1/5/26.
Expected Price Adjustments: Following the ex-dividend date, TRMK shares are expected to open 0.61% lower, IBKR by 0.12%, and HIG by 0.44%, based on their recent stock prices.
Dividend Yield Estimates: The estimated annualized yields for the upcoming dividends are 2.46% for Trustmark Corp, 0.50% for Interactive Brokers, and 1.75% for Hartford Insurance, reflecting their historical dividend stability.
Current Trading Performance: As of the latest trading session, Trustmark Corp shares are down 0.3%, Interactive Brokers shares are up 1.6%, and Hartford Insurance shares are down 0.1%.
See More
