Comparison of Vanguard and Schwab Short-Term Treasury ETFs
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 26 2026
0mins
Should l Buy T?
Source: Fool
- Cost and Yield Comparison: Both Vanguard Short-Term Treasury ETF (VGSH) and Schwab Short-Term U.S. Treasury ETF (SCHO) have a 0.03% expense ratio, although SCHO offers a slightly higher yield of 4.06% compared to VGSH's 4.95%, making SCHO more appealing to income-focused investors.
- Assets Under Management: VGSH boasts an assets under management (AUM) of $30.38 billion, significantly larger than SCHO's $12.37 billion, indicating VGSH's greater influence and stability among conservative fixed income investors.
- Risk and Return Analysis: Both ETFs exhibit similar maximum drawdowns, with VGSH at 5.69% and SCHO at 5.71%, demonstrating their comparable risk management, making them suitable for investors seeking low volatility.
- Investor Choice Implications: As interest rate expectations remain unsettled, investors are reassessing low-risk capital allocations, making the choice between these ETFs crucial; VGSH suits those wanting a widely accepted Treasury core, while SCHO caters to those preferring Schwab's framework.
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Analyst Views on T
Wall Street analysts forecast T stock price to rise
15 Analyst Rating
8 Buy
5 Hold
2 Sell
Moderate Buy
Current: 27.530
Low
20.00
Averages
28.27
High
33.00
Current: 27.530
Low
20.00
Averages
28.27
High
33.00
About T
AT&T Inc. is a holding company. The Company is a provider of telecommunications and technology services globally. The Company’s segments include Communications and Latin America. The Communications segment provides wireless and wireline telecom and broadband services to consumers located in the United States and businesses globally. The business units of the Communication segment include Mobility, Business Wireline, and Consumer Wireline. Mobility provides nationwide wireless service and equipment. Business Wireline provides advanced Ethernet-based fiber services, Internet Protocol (IP) Voice and managed professional services, as well as legacy voice and data services and related equipment, to business customers. Consumer Wireline provides broadband services, including fiber connections. Consumer Wireline provides legacy telephony voice communication services. The Latin America segment provides wireless services and equipment in Mexico.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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See More
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- Network Investment Innovation: AT&T is driving the development of fiber and 5G networks with historic investment levels, aiming to create the largest advanced network in the U.S., thereby enhancing user connectivity experiences and strengthening the company's market competitiveness for the next 150 years.
- Data Transmission Capacity: Currently, AT&T's network transmits an exabyte of data daily, equivalent to streaming billions of hours of video or downloading thousands of books, which not only showcases the network's robust capabilities but also provides users with seamless connectivity experiences.
- Historical Milestone Donation: To commemorate the 150th anniversary of the telephone invention, AT&T donated $150,000 to The Alexander and Mabel Bell Legacy Foundation, aiming to support educational efforts and preserve Bell's innovative spirit, further solidifying the company's brand image.
- Industry Leadership Position: AT&T has earned the title of Best Home Internet in the U.S. due to its outstanding performance in home internet services, and it maintains a leading position in industrial IoT and connected car sectors, connecting over 150 million devices and enhancing America's global competitiveness.
See More
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- Market Performance: The S&P 500 index fell by 0.21%, the Dow Jones Industrial Average by 0.07%, and the Nasdaq 100 by 0.04%, reflecting market concerns over the Iran war and rising 10-year Treasury yields.
- Oil Price Plunge: WTI crude oil prices dropped by 12% following President Trump's assertion that the Iran war is 'pretty much' over, which not only alleviates inflationary pressures on the US economy but may also influence the Fed's monetary policy direction.
- Strong Home Sales: February existing home sales in the US rose by 1.7% month-over-month to 4.09 million, exceeding market expectations of 3.88 million, indicating resilience in the housing market that could support the stock market.
- Tech Stock Performance: Despite the overall market decline, most of the Magnificent Seven tech stocks rose, with Nvidia and Meta Platforms gaining over 1%, reflecting continued investor confidence in tech stocks, although Microsoft underperformed.
See More
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- AI System Launch: Ford has introduced the new 'Ford Pro AI' system, capable of monitoring and analyzing over 1 billion data points daily, aimed at enhancing the efficiency and profits of its 840,000 paid commercial subscribers while reducing vehicle downtime.
- Significant User Growth: Ford's Pro business saw a 30% increase in subscribers last year, indicating strong demand in the commercial vehicle market, which further drives the diversification of software revenue, aligning with the CEO's strategic goal of achieving 20% software revenue.
- Revenue and Profit Performance: Ford Pro reported $66 billion in revenue and $6.8 billion in earnings last year, achieving a profit margin of 10.3%, demonstrating robust performance and profitability in the commercial market, supporting future investments and technology upgrades.
- Technical Foundation and Expansion Plans: The AI system is built on Google Cloud, and Ford plans to continuously expand its capabilities based on customer needs, ensuring it can meet the evolving market demands and further solidify its competitive advantage in the commercial vehicle sector.
See More
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- Market Concentration Analysis: Research from Elm Wealth indicates that current market concentration levels align with historical norms, particularly when compared to the 1930s, 1950s, and 1960s, suggesting that investor concerns about concentration may be misplaced.
- Dynamic Trading Strategy Risks: The study reveals that a dynamic trading strategy that adjusts equity exposure based on concentration changes results in lower returns and higher volatility, with a Sharpe ratio less than half that of a simple buy-and-hold strategy, indicating that overreacting may harm investment performance.
- Passive Investment Impact: While some argue that passive index investing has inflated the concentration of large stocks, historical data shows that the market was highly concentrated as early as the 1930s, indicating that such concentration is a normal market phenomenon rather than a direct consequence of investment strategies.
- Valuation and Return Expectations: Haghani and White estimate that the long-term expected return of U.S. equities is only about 1% above inflation-protected bonds, suggesting that investors should focus more on stock selection and disciplined asset allocation rather than merely reshuffling their portfolios.
See More
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- Infrastructure Investment: AT&T has announced a plan to invest up to $250 billion over the next five years to enhance its network infrastructure across the U.S., which will accelerate the deployment of fiber, 5G home internet, wireless, and satellite services, significantly boosting the company's revenue and cash flows.
- Ericsson's Market Opportunity: As one of the largest providers of 5G infrastructure solutions globally, Ericsson has successfully deployed 206 live 5G networks across 85 countries, and is expected to benefit from AT&T's spending plan, especially as the number of IoT devices is projected to grow from 4.5 billion to 7.2 billion.
- Telecom Tower Operators Benefit: Companies like American Tower and Crown Castle will benefit from AT&T's network expansion, with American Tower owning 26,714 towers and 30 data centers, which are expected to see increased revenue from rising data processing demands.
- Corning's Fiber Market: Corning, through its Optical Communications segment, sells optical fiber and cables, and is likely to benefit from AT&T's spending, with this segment contributing 38.2% of its revenue last year, suggesting potential for more stable revenue and profit growth in the future.
See More
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- Oil Price Plunge Impact: US stocks are broadly higher today, with the S&P 500 up 0.28%, the Dow Jones up 0.39%, and the Nasdaq 100 up 0.49%, driven by an 11% drop in oil prices, which positively impacts the US economy and may influence Fed policy direction.
- Strong Home Sales Data: February existing home sales in the US rose 1.7% month-over-month to 4.09 million, exceeding expectations of 3.88 million, indicating resilience in the housing market that could further support stock performance.
- Iran Situation Impact: Despite increased Iranian attacks in the Persian Gulf causing the largest refinery in the UAE to halt operations, oil prices have fallen to $84 per barrel due to President Trump's comments, reflecting market sensitivity to geopolitical risks.
- Corporate Earnings Situation: With over 95% of S&P 500 companies having reported earnings, 74% exceeded expectations, and Q4 earnings growth is projected at 8.4%, providing support for the stock market and indicating sustained corporate profitability growth potential.
See More
