B. Riley Reiterates Buy Rating on PGY
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jun 30 2026
0mins
Source: stocktwits
- CEO Insider Buying: Pagaya Technologies' CEO Gal Krubiner purchased approximately $250,000 worth of shares in the open market, signaling confidence in the company's future, which B. Riley views as a positive indicator that could bolster investor sentiment.
- Attractive Valuation: Analyst Hal Goetsch from B. Riley highlighted that Pagaya's current valuation of about 7.9 times its forward earnings estimate of $2.10 per share is significantly below the average 18x multiple for comparable fintech firms, indicating a strong 'catch-up' opportunity for the stock.
- Short Interest Pressure: With improving credit performance, an expanding network of lending partners, and rising profitability, B. Riley believes the stock's roughly 19% short interest could come under pressure, further supporting a price increase, as the analyst sees a potential upside of 93% from Monday's closing price.
- Market Sentiment Shift: Investor sentiment surrounding PGY on Stocktwits shifted from 'bearish' to 'neutral' amid a 333% increase in message volumes, reflecting market anticipation for upcoming earnings, with some users predicting the stock could rise to $20 by the end of the week, implying an 18% increase from current levels.
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Analyst Views on PGY
Wall Street analysts forecast PGY stock price to rise
6 Analyst Rating
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 18.340
Low
35.00
Averages
43.33
High
54.00
Current: 18.340
Low
35.00
Averages
43.33
High
54.00
About PGY
Pagaya Technologies Ltd is an Israel-based company. It is primarily engaged in financial technology (FinTech) industry. The Company develops data science, machine learning and AI technology (Artificial Intelligence) analytics, enabling accurate, real-time customer credit assessments. Company's customers are lending companies that, by connecting to the AI Pagaya network, have the opportunity to discover and approve new customers that meet their credit criteria. Thanks to the Company's solutions, its customers gains a customer without undue risk. Pagaya Technologies Ltd delivers technology that provides loan assistance such as personal, car and credit card loans. The Company serves its clients all over the world.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
B. Riley Reiterates Buy Rating on PGY
- CEO Insider Buying: Pagaya Technologies' CEO Gal Krubiner purchased approximately $250,000 worth of shares in the open market, signaling confidence in the company's future, which B. Riley views as a positive indicator that could bolster investor sentiment.
- Attractive Valuation: Analyst Hal Goetsch from B. Riley highlighted that Pagaya's current valuation of about 7.9 times its forward earnings estimate of $2.10 per share is significantly below the average 18x multiple for comparable fintech firms, indicating a strong 'catch-up' opportunity for the stock.
- Short Interest Pressure: With improving credit performance, an expanding network of lending partners, and rising profitability, B. Riley believes the stock's roughly 19% short interest could come under pressure, further supporting a price increase, as the analyst sees a potential upside of 93% from Monday's closing price.
- Market Sentiment Shift: Investor sentiment surrounding PGY on Stocktwits shifted from 'bearish' to 'neutral' amid a 333% increase in message volumes, reflecting market anticipation for upcoming earnings, with some users predicting the stock could rise to $20 by the end of the week, implying an 18% increase from current levels.
See More
Pagaya CEO's Share Purchase Signals Confidence in Stock Price Rise
- Share Acquisition: CEO Gal Krubiner purchased 16,230 shares of Pagaya Technologies Ltd. on June 24, 2026, at $15.43 per share, increasing his direct holdings to 555,906 shares, signaling confidence in the company's stock price appreciation.
- Transaction Value Insight: The total transaction value was $250,468, with the purchase price approximately 1.5% above the market close of $15.20 on the same day, reflecting Krubiner's recognition of the company's value.
- Growth in ABS Business: Pagaya has completed over $5.5 billion in asset-backed securities (ABS) sales in the first half of 2026, and announced an $800 million ABS transaction on June 15, indicating strong growth potential in its business model.
- Strategic Partnership Expansion: Pagaya expanded its partnership with Upgrade, Inc. to include a new asset class of buy now pay later solutions, further enhancing its competitive position in the fintech sector.
See More
Pagaya CEO Acquires 16,230 Shares, Signaling Confidence
- Executive Share Acquisition: On June 24, 2026, Pagaya Technologies CEO Gal Krubiner purchased 16,230 shares at approximately $15.43 each, totaling around $250,000, indicating strong confidence in the company's stock price potential.
- Accelerating ABS Transactions: Pagaya has completed over $5.5 billion in asset-backed securities (ABS) sales in the first half of 2026, including an $800 million personal loan ABS announced on June 15, showcasing robust performance and growth prospects in the ABS market.
- New Business Expansion: The company has expanded its partnership with Upgrade, Inc. to facilitate the origination of buy now pay later solutions at the point of sale, enhancing its product offerings and competitive positioning in the market.
- Market Signal Interpretation: Although the analyst team did not include Pagaya in their top investment stocks, Krubiner's share purchase is often interpreted as a positive signal regarding the company's future performance, potentially attracting more investor interest in its stock.
See More
Nu Holdings: Three Catalysts for Potential Rebound in 2026
- Bank Charter Expansion: Nu Holdings is obtaining bank charters in Brazil and Mexico, with a total user base of 135 million, including 115 million in Brazil, positioning itself as the largest private financial institution, which is expected to enhance user engagement and stability through cross-selling.
- U.S. Market Expansion: The company has received a conditional bank charter to operate in the U.S., planning to fully capitalize within the next 12 to 18 months and offer a full range of banking products, targeting a vast market of 342 million potential customers.
- AI Credit Decision Optimization: Nu's AI model, Nuformer, has reduced credit risk by 70%, and in Q4 2025, the credit card purchase volume market share in Brazil increased by 0.5%, marking the highest absolute increase in a decade, demonstrating strong market performance and financial inclusion.
- International Brand Building: The partnership with Inter Miami CF and the naming of Nu Stadium signify the company's international growth strategy in the U.S., aimed at enhancing brand presence and attracting the large Spanish-speaking population.
See More
Nu Secures Bank Charters in Brazil and Mexico, Expands U.S. Ambitions
- Bank Charter Acquisition: Nu has secured full bank charters in Brazil and Mexico, allowing it to offer a wider range of financial products under one platform, thereby enhancing business stability and competitive positioning in the market.
- User Base Expansion: As of Q1, Nu boasts 115 million users in Brazil, covering over half of the adult population, demonstrating its strong appeal in a high-barrier market and providing opportunities for future cross-selling.
- U.S. Market Strategy: Nu has received a conditional bank charter to operate in the U.S., with plans to fully capitalize within the next 12 to 18 months, targeting the vast market of 342 million people to further drive its international growth strategy.
- AI Credit Scoring Innovation: Nu's AI model, Nuformer, has achieved a 70% reduction in risk, enhancing credit approval efficiency and improving credit quality, which is expected to lead to higher revenues and stronger market performance.
See More
Pagaya Closes $800 Million ABS Transaction, Fourth of 2026
- Record Transaction Size: Pagaya successfully closed an $800 million AAA-rated personal loan ABS transaction in 2026, bringing its year-to-date personal loan ABS issuance to nearly $4 billion, showcasing the company's robust performance and growth potential in the financial market.
- Broad Investor Participation: The transaction attracted 39 unique investors, further strengthening Pagaya's funding platform and reflecting institutional investors' confidence in its asset performance and underwriting capabilities, enabling the company to stand out in a competitive market.
- Total Issuance Milestone: Since 2018, Pagaya's total issuance has reached $40 billion across 91 ABS transactions, demonstrating its sustained growth and market leadership in personal loans, auto loans, and POS programs.
- Strategic Partner Expansion: The collateral for this transaction includes personal loans from new network partners Upstart and Achieve, further expanding Pagaya's partner network and enhancing its capacity to support both existing and new lending partners.
See More
B. Riley Reiterates Buy Rating on PGY
- CEO Insider Buying: Pagaya Technologies' CEO Gal Krubiner purchased approximately $250,000 worth of shares in the open market, signaling confidence in the company's future, which B. Riley views as a positive indicator that could bolster investor sentiment.
- Attractive Valuation: Analyst Hal Goetsch from B. Riley highlighted that Pagaya's current valuation of about 7.9 times its forward earnings estimate of $2.10 per share is significantly below the average 18x multiple for comparable fintech firms, indicating a strong 'catch-up' opportunity for the stock.
- Short Interest Pressure: With improving credit performance, an expanding network of lending partners, and rising profitability, B. Riley believes the stock's roughly 19% short interest could come under pressure, further supporting a price increase, as the analyst sees a potential upside of 93% from Monday's closing price.
- Market Sentiment Shift: Investor sentiment surrounding PGY on Stocktwits shifted from 'bearish' to 'neutral' amid a 333% increase in message volumes, reflecting market anticipation for upcoming earnings, with some users predicting the stock could rise to $20 by the end of the week, implying an 18% increase from current levels.
See More
Pagaya CEO's Share Purchase Signals Confidence in Stock Price Rise
- Share Acquisition: CEO Gal Krubiner purchased 16,230 shares of Pagaya Technologies Ltd. on June 24, 2026, at $15.43 per share, increasing his direct holdings to 555,906 shares, signaling confidence in the company's stock price appreciation.
- Transaction Value Insight: The total transaction value was $250,468, with the purchase price approximately 1.5% above the market close of $15.20 on the same day, reflecting Krubiner's recognition of the company's value.
- Growth in ABS Business: Pagaya has completed over $5.5 billion in asset-backed securities (ABS) sales in the first half of 2026, and announced an $800 million ABS transaction on June 15, indicating strong growth potential in its business model.
- Strategic Partnership Expansion: Pagaya expanded its partnership with Upgrade, Inc. to include a new asset class of buy now pay later solutions, further enhancing its competitive position in the fintech sector.
See More
Pagaya CEO Acquires 16,230 Shares, Signaling Confidence
- Executive Share Acquisition: On June 24, 2026, Pagaya Technologies CEO Gal Krubiner purchased 16,230 shares at approximately $15.43 each, totaling around $250,000, indicating strong confidence in the company's stock price potential.
- Accelerating ABS Transactions: Pagaya has completed over $5.5 billion in asset-backed securities (ABS) sales in the first half of 2026, including an $800 million personal loan ABS announced on June 15, showcasing robust performance and growth prospects in the ABS market.
- New Business Expansion: The company has expanded its partnership with Upgrade, Inc. to facilitate the origination of buy now pay later solutions at the point of sale, enhancing its product offerings and competitive positioning in the market.
- Market Signal Interpretation: Although the analyst team did not include Pagaya in their top investment stocks, Krubiner's share purchase is often interpreted as a positive signal regarding the company's future performance, potentially attracting more investor interest in its stock.
See More
Nu Holdings: Three Catalysts for Potential Rebound in 2026
- Bank Charter Expansion: Nu Holdings is obtaining bank charters in Brazil and Mexico, with a total user base of 135 million, including 115 million in Brazil, positioning itself as the largest private financial institution, which is expected to enhance user engagement and stability through cross-selling.
- U.S. Market Expansion: The company has received a conditional bank charter to operate in the U.S., planning to fully capitalize within the next 12 to 18 months and offer a full range of banking products, targeting a vast market of 342 million potential customers.
- AI Credit Decision Optimization: Nu's AI model, Nuformer, has reduced credit risk by 70%, and in Q4 2025, the credit card purchase volume market share in Brazil increased by 0.5%, marking the highest absolute increase in a decade, demonstrating strong market performance and financial inclusion.
- International Brand Building: The partnership with Inter Miami CF and the naming of Nu Stadium signify the company's international growth strategy in the U.S., aimed at enhancing brand presence and attracting the large Spanish-speaking population.
See More
Nu Secures Bank Charters in Brazil and Mexico, Expands U.S. Ambitions
- Bank Charter Acquisition: Nu has secured full bank charters in Brazil and Mexico, allowing it to offer a wider range of financial products under one platform, thereby enhancing business stability and competitive positioning in the market.
- User Base Expansion: As of Q1, Nu boasts 115 million users in Brazil, covering over half of the adult population, demonstrating its strong appeal in a high-barrier market and providing opportunities for future cross-selling.
- U.S. Market Strategy: Nu has received a conditional bank charter to operate in the U.S., with plans to fully capitalize within the next 12 to 18 months, targeting the vast market of 342 million people to further drive its international growth strategy.
- AI Credit Scoring Innovation: Nu's AI model, Nuformer, has achieved a 70% reduction in risk, enhancing credit approval efficiency and improving credit quality, which is expected to lead to higher revenues and stronger market performance.
See More
Pagaya Closes $800 Million ABS Transaction, Fourth of 2026
- Record Transaction Size: Pagaya successfully closed an $800 million AAA-rated personal loan ABS transaction in 2026, bringing its year-to-date personal loan ABS issuance to nearly $4 billion, showcasing the company's robust performance and growth potential in the financial market.
- Broad Investor Participation: The transaction attracted 39 unique investors, further strengthening Pagaya's funding platform and reflecting institutional investors' confidence in its asset performance and underwriting capabilities, enabling the company to stand out in a competitive market.
- Total Issuance Milestone: Since 2018, Pagaya's total issuance has reached $40 billion across 91 ABS transactions, demonstrating its sustained growth and market leadership in personal loans, auto loans, and POS programs.
- Strategic Partner Expansion: The collateral for this transaction includes personal loans from new network partners Upstart and Achieve, further expanding Pagaya's partner network and enhancing its capacity to support both existing and new lending partners.
See More
