2026 Trends in Business Banking Research
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 27 2026
0mins
Should l Buy ALKT?
Source: PRnewswire
- Digital Transformation Opportunity: Alkami's research indicates that digital capabilities will be crucial for banks and credit unions to enhance customer relationships in 2026, particularly in real-time payments and digital onboarding, which are expected to significantly boost customer satisfaction and operational efficiency.
- Changing Customer Expectations: As business clients increasingly demand seamless integration and embedded fraud protection, financial institutions must assess whether their platforms and processes can keep pace with these changes to remain competitive and meet client needs.
- Investment Focus: The survey results show that financial institutions are prioritizing investments in digital sales and service platforms to exceed expectations in customer experience, thereby positioning themselves favorably for future market growth.
- Industry Webinar: Alkami will co-host a webinar with American Bank on February 11, 2026, to discuss trends and strategies in commercial banking, helping financial institutions maintain a competitive edge and enhance their market impact.
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Analyst Views on ALKT
Wall Street analysts forecast ALKT stock price to rise
4 Analyst Rating
4 Buy
0 Hold
0 Sell
Strong Buy
Current: 17.750
Low
28.00
Averages
31.00
High
34.00
Current: 17.750
Low
28.00
Averages
31.00
High
34.00
About ALKT
Alkami Technology, Inc. is a cloud-based digital banking solutions provider. The Company's solution, the Alkami Digital Banking Platform, allows financial institutions (FIs) to onboard and engage new users, accelerate revenues and improve operational efficiency. The Alkami Digital Banking Platform offers an end-to-end set of digital banking software products. Its platform integrates with core system providers and other third-party fintech providers, and acts as the primary interaction point among consumers, businesses, and FIs. It offers FI with a set of core functional components, which includes a rounded suite of products across account opening, marketing, data insights, card experience, money movement, customer service, business banking, financial wellness, security and fraud protection and extensibility. The Company's clients include community, regional and super-regional credit unions and banks across both retail and business banking.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Alkami Honors 2026 FIsionaries and For the MANTL Award Winners
- Award Ceremony: Alkami presented the FIsionaries and inaugural 'For the MANTL' Awards at the 2026 Co:lab event, recognizing financial institutions and leaders driving innovation in digital banking technology, highlighting their significant impact in the financial services sector.
- FIsionaries Award Winners: The 2026 FIsionaries Award winners include Mountain America Credit Union (Transformational Culture), Capital Credit Union (Data Strategy & Execution), First Fidelity Bank (User Experience), and NASA Federal Credit Union (Digital Transformation), all of which are advancing the banking industry through strategic innovation.
- For the MANTL Award Winners: The 2026 'For the MANTL' Award winners include ConnectOne Bank (Omnichannel Excellence), Dupaco Credit Union (Branch Modernization), and Financial Plus Credit Union (Change Maker Award), showcasing institutions that enhance relationship banking through transformative technology and meaningful customer engagement.
- Industry Impact: Alkami's VP Dan Milgrom noted that these award winners exemplify the best practices of modern relationship banking, enhancing human connections through digital transformation and delivering faster, seamless onboarding experiences that foster long-lasting customer relationships.
See More
Alkami Launches AI-Powered Development Assistant
- AI Development Assistant Launch: Alkami introduced Alkami Code Studio at the 2026 Co:lab event, an AI-powered development capability designed to accelerate compliant, deployment-ready development for financial institutions, expected to enhance development efficiency and reduce time costs.
- Open Architecture Strategy: The platform enables developers to quickly build, extend, and deploy solutions on the Alkami platform, reflecting Alkami's long-term commitment to open architecture, helping financial institutions respond faster to market demands.
- Data-Driven Banking: Alkami continues to invest in data capabilities aimed at making data more accessible and usable through emerging AI technologies, thereby assisting financial institutions in making faster, more informed decisions and enhancing customer experiences.
- Customer-Collaborative Development: Alkami Code Studio was developed in close collaboration with financial institutions like Patelco Credit Union, ensuring that the new tool meets customer needs and further strengthens Alkami's competitive position in the fintech sector.
See More
Alkami Launches Digital Platform to Enhance Banking User Experience
- Accelerated Digital Transformation: Alkami is set to launch the Alkami Engage platform, designed to help financial institutions accelerate digital banking adoption by providing real-time user behavior analytics, thereby enhancing user engagement and driving return on investment.
- User Behavior Insights: Integrated into the Alkami Digital Banking Platform, this tool captures user interactions such as page views, clicks, and feature usage, enabling banks and credit unions to better understand user engagement and optimize the overall experience.
- Workflow Simplification: Alkami Engage simplifies complex workflows like bill payments and fund transfers through in-app guidance, tooltips, and announcements, which is expected to result in faster onboarding, increased user confidence, and reduced reliance on branch or call center support.
- Strategic Data Ecosystem: Alkami Engage works in conjunction with Alkami's other data solutions to provide a comprehensive view of user behavior, helping financial institutions engage users more effectively and drive business growth and efficiency improvements.
See More
Alkami Launches Digital Platform to Enhance User Engagement for Financial Institutions
- Accelerated Digital Transformation: Alkami is set to launch the Alkami Engage platform, designed to help financial institutions accelerate digital banking adoption by providing real-time user behavior analytics that enhance user engagement and drive return on investment.
- User Behavior Insights: Integrated into the Alkami Digital Banking Platform, the solution captures real-time user interaction data, including page views, clicks, and feature usage, enabling banks and credit unions to better understand user behavior and optimize the overall experience.
- Streamlined User Flows: Alkami Engage simplifies complex workflows such as bill payments and fund transfers through in-app guidance, tooltips, and announcements, which is expected to result in faster onboarding and increased user confidence in navigating digital tools.
- Strategic Data Ecosystem: Alkami Engage works in conjunction with Alkami's other data solutions to provide a comprehensive view of user behavior, helping financial institutions engage users more effectively and drive business growth and efficiency.
See More
Alkami Launches Digital Sales & Service Platform to Transform Banking
- Unified Platform Launch: Alkami has unveiled the industry's first Digital Sales & Service Platform one year post-MANTL acquisition, integrating account opening, digital banking, and data marketing to enhance financial institutions' capabilities in customer acquisition and relationship management, thereby driving business growth.
- Surge in Market Demand: Since the MANTL acquisition, the number of financial institutions investing in all three components of the Digital Sales & Service Platform has increased over fourfold, indicating a growing demand for platforms that connect acquisition, engagement, and expansion, reflecting the industry's desire for best-in-suite providers.
- Enhanced Customer Experience: The new platform reduces friction between account origination and activation, increases early digital engagement, and improves internal team coordination, establishing a continuous, relationship-driven experience that supports long-term account holder growth.
- Data-Driven Growth Potential: Alkami's Digital Sales & Service Platform enhances financial institutions' ability to anticipate account holder needs through integrated transaction data and behavioral insights, driving sustainable growth and strengthening long-term relationships, ensuring real-time growth opportunities from the very first digital touchpoint.
See More
Alkami Launches Industry-First Digital Sales & Service Platform to Transform Banking Relationships
- Platform Launch: Alkami has launched the industry's first Digital Sales & Service Platform one year after acquiring MANTL, marking strong product delivery momentum and creating a new category aimed at enhancing customer relationships through a unified solution.
- Customer Experience Optimization: The new platform streamlines account opening and digital banking registration processes, helping financial institutions reduce customer drop-off and increase early digital engagement, thereby accelerating relationship building and long-term growth.
- Growing Market Demand: Since Alkami's acquisition of MANTL, the number of financial institutions investing in all three components of the Digital Sales & Service Platform has increased more than fourfold, indicating strong market demand for integrated solutions that connect acquisition, engagement, and expansion.
- Data-Driven Growth: Alkami's Digital Sales & Service Platform integrates transaction data and behavioral insights to enable personalized interactions and real-time growth opportunities, facilitating measurable growth in an increasingly competitive market.
See More
Alkami Honors 2026 FIsionaries and For the MANTL Award Winners
- Award Ceremony: Alkami presented the FIsionaries and inaugural 'For the MANTL' Awards at the 2026 Co:lab event, recognizing financial institutions and leaders driving innovation in digital banking technology, highlighting their significant impact in the financial services sector.
- FIsionaries Award Winners: The 2026 FIsionaries Award winners include Mountain America Credit Union (Transformational Culture), Capital Credit Union (Data Strategy & Execution), First Fidelity Bank (User Experience), and NASA Federal Credit Union (Digital Transformation), all of which are advancing the banking industry through strategic innovation.
- For the MANTL Award Winners: The 2026 'For the MANTL' Award winners include ConnectOne Bank (Omnichannel Excellence), Dupaco Credit Union (Branch Modernization), and Financial Plus Credit Union (Change Maker Award), showcasing institutions that enhance relationship banking through transformative technology and meaningful customer engagement.
- Industry Impact: Alkami's VP Dan Milgrom noted that these award winners exemplify the best practices of modern relationship banking, enhancing human connections through digital transformation and delivering faster, seamless onboarding experiences that foster long-lasting customer relationships.
See More
Alkami Launches AI-Powered Development Assistant
- AI Development Assistant Launch: Alkami introduced Alkami Code Studio at the 2026 Co:lab event, an AI-powered development capability designed to accelerate compliant, deployment-ready development for financial institutions, expected to enhance development efficiency and reduce time costs.
- Open Architecture Strategy: The platform enables developers to quickly build, extend, and deploy solutions on the Alkami platform, reflecting Alkami's long-term commitment to open architecture, helping financial institutions respond faster to market demands.
- Data-Driven Banking: Alkami continues to invest in data capabilities aimed at making data more accessible and usable through emerging AI technologies, thereby assisting financial institutions in making faster, more informed decisions and enhancing customer experiences.
- Customer-Collaborative Development: Alkami Code Studio was developed in close collaboration with financial institutions like Patelco Credit Union, ensuring that the new tool meets customer needs and further strengthens Alkami's competitive position in the fintech sector.
See More
Alkami Launches Digital Platform to Enhance Banking User Experience
- Accelerated Digital Transformation: Alkami is set to launch the Alkami Engage platform, designed to help financial institutions accelerate digital banking adoption by providing real-time user behavior analytics, thereby enhancing user engagement and driving return on investment.
- User Behavior Insights: Integrated into the Alkami Digital Banking Platform, this tool captures user interactions such as page views, clicks, and feature usage, enabling banks and credit unions to better understand user engagement and optimize the overall experience.
- Workflow Simplification: Alkami Engage simplifies complex workflows like bill payments and fund transfers through in-app guidance, tooltips, and announcements, which is expected to result in faster onboarding, increased user confidence, and reduced reliance on branch or call center support.
- Strategic Data Ecosystem: Alkami Engage works in conjunction with Alkami's other data solutions to provide a comprehensive view of user behavior, helping financial institutions engage users more effectively and drive business growth and efficiency improvements.
See More
Alkami Launches Digital Platform to Enhance User Engagement for Financial Institutions
- Accelerated Digital Transformation: Alkami is set to launch the Alkami Engage platform, designed to help financial institutions accelerate digital banking adoption by providing real-time user behavior analytics that enhance user engagement and drive return on investment.
- User Behavior Insights: Integrated into the Alkami Digital Banking Platform, the solution captures real-time user interaction data, including page views, clicks, and feature usage, enabling banks and credit unions to better understand user behavior and optimize the overall experience.
- Streamlined User Flows: Alkami Engage simplifies complex workflows such as bill payments and fund transfers through in-app guidance, tooltips, and announcements, which is expected to result in faster onboarding and increased user confidence in navigating digital tools.
- Strategic Data Ecosystem: Alkami Engage works in conjunction with Alkami's other data solutions to provide a comprehensive view of user behavior, helping financial institutions engage users more effectively and drive business growth and efficiency.
See More
Alkami Launches Digital Sales & Service Platform to Transform Banking
- Unified Platform Launch: Alkami has unveiled the industry's first Digital Sales & Service Platform one year post-MANTL acquisition, integrating account opening, digital banking, and data marketing to enhance financial institutions' capabilities in customer acquisition and relationship management, thereby driving business growth.
- Surge in Market Demand: Since the MANTL acquisition, the number of financial institutions investing in all three components of the Digital Sales & Service Platform has increased over fourfold, indicating a growing demand for platforms that connect acquisition, engagement, and expansion, reflecting the industry's desire for best-in-suite providers.
- Enhanced Customer Experience: The new platform reduces friction between account origination and activation, increases early digital engagement, and improves internal team coordination, establishing a continuous, relationship-driven experience that supports long-term account holder growth.
- Data-Driven Growth Potential: Alkami's Digital Sales & Service Platform enhances financial institutions' ability to anticipate account holder needs through integrated transaction data and behavioral insights, driving sustainable growth and strengthening long-term relationships, ensuring real-time growth opportunities from the very first digital touchpoint.
See More
Alkami Launches Industry-First Digital Sales & Service Platform to Transform Banking Relationships
- Platform Launch: Alkami has launched the industry's first Digital Sales & Service Platform one year after acquiring MANTL, marking strong product delivery momentum and creating a new category aimed at enhancing customer relationships through a unified solution.
- Customer Experience Optimization: The new platform streamlines account opening and digital banking registration processes, helping financial institutions reduce customer drop-off and increase early digital engagement, thereby accelerating relationship building and long-term growth.
- Growing Market Demand: Since Alkami's acquisition of MANTL, the number of financial institutions investing in all three components of the Digital Sales & Service Platform has increased more than fourfold, indicating strong market demand for integrated solutions that connect acquisition, engagement, and expansion.
- Data-Driven Growth: Alkami's Digital Sales & Service Platform integrates transaction data and behavioral insights to enable personalized interactions and real-time growth opportunities, facilitating measurable growth in an increasingly competitive market.
See More
