Ripple (XRP) Partners with SWIFT and WISE for Significant Initiative

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

Source: Coinmarketcap

Updated: Nov 03 2025

Should l Buy XRP?

Shift in Cross-Border Payments: Research from TCS BaNCS indicates a significant transition in cross-border payments, with blockchain technology becoming mainstream alongside traditional networks, driven by increasing payment volumes and compliance requirements.
Multi-Rail Payment Architecture: The TCS BaNCS framework supports multiple payment rails, including SWIFT, SEPA, and blockchain options, through a micro-services architecture that enhances payment processing and routing efficiency.
Role of XRP: XRP is positioned as a viable option within the BaNCS-Quartz ecosystem, allowing institutions to utilize XRP-based ledgers for payments when they meet criteria for cost, speed, or reliability, thus promoting coexistence with traditional payment systems.
Business Implications: The multi-rail approach offers banks and corporates the ability to optimize liquidity and settlement times, making it a competitive advantage. The focus is on selecting the best payment rail for each transaction rather than displacing existing systems.

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Technical Analysis for XRP

Technical Sentiment Analysis for XRP (XRP). As of , XRP (XRP) is exhibiting a Neutral technical sentiment. Our proprietary analysis, which aggregates 5 technical signals, shows that 2 indicators are flashing buy, while 3 are indicating sell.

Momentum Indicators: RSI, MACD & Overbought/Oversold Status. Currently, the Relative Strength Index (RSI) for XRP stands at -, which suggests a Neutral condition. Meanwhile, the MACD (12, 26) indicator is at -, providing a Neutral signal for short-term momentum. Other oscillators like the Stochastic Oscillator at - and the Commodity Channel Index (CCI) at - further confirm a - outlook for the crypto.

Support, Resistance & Moving Averages. From a structural perspective, XRP is trading below its 60-day moving average of $- and below its 200-day long-term moving average of $-. Key price levels to watch include the immediate resistance at $- and strong support at $-. A break above $- could signal a bull continuation, while falling below $- may test the next Fibonacci floor at $-.

XRP (XRP) Support & Resistance Level

Name	S3	S2	S1	Pivot Points	R1	R2	R3
Classic	1.188	1.234	1.281	1.327	1.373	1.419	1.465
Fibonacci	1.234	1.27	1.291	1.327	1.362	1.384	1.419

About XRP

Launched in 2012, the XRP Ledger (XRPL) is an open-source, permissionless and decentralized technology. Benefits of the XRP Ledger include its low-cost ($0.0002 to transact), speed (settling transactions in 3-5 seconds), scalability (1,500 transactions per second) and inherently green attributes (carbon-neutral and energy-efficient). The XRP Ledger also features the first decentralized exchange (DEX) and custom tokenization capabilities built into the protocol. Since 2012, the XRP Ledger has been operating reliably, having closed 70 million ledgers.

About the author

Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.

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