OPFI Earnings

OPFI reported its earnings on 2026-03-11, showcasing a revenue of 159.25M against an estimate of 159.75M, resulting in a -0.31% surprise. The EPS was 0.3, surpassing the expected 0.28 by 7.14%. The stock experienced a -5.87% price change on the earnings day and a -9.89% change over the next five days, reflecting market reactions to the results.

Following OPFI's earnings announcement on 2026-03-11, the stock price moved by -5.87% on the day of the release. Over the subsequent five days, it saw a -9.89% change. Historically, OPFI's stock price tends to shift by an average of -2.88% in the 10 days leading up to earnings and 2.25% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate OPFI's annual revenue to reach 157.99M, while the EPS is projected at 0.41. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between OPFI's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, OPFI's stock price typically moves by -2.88% in the 10 days before its earnings and 2.25% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 0.41 and revenue of 157.99M.

The earnings call revealed strong financial performance, with significant year-over-year growth in adjusted net income and EPS. The company is effectively managing expenses, reducing interest costs, and maintaining a robust cash position. However, the increase in net charge-offs is a concern. The Q&A highlighted confidence in future growth and strategic initiatives, despite some vague responses. Positive factors include share buybacks and strategic investments. Overall, the sentiment is positive, but not without caution due to the potential impact of rising gas prices and inflation.