OPFI Relative Valuation
OPFI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, OPFI is overvalued; if below, it's undervalued.
Historical Valuation
OppFi Inc (OPFI) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of -12.56. The fair price of OppFi Inc (OPFI) is between NaN to NaN according to relative valuation methord.
Relative Value
Fair Zone
NaN-NaN
Current Price：10.18
Fair
6.37
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
OppFi Inc. (OPFI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
OppFi Inc. (OPFI) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
0.43
PS
OppFi Inc. (OPFI) has a current PS of 0.43. The 5-year average PS is 0.20. The thresholds are as follows: Strongly Undervalued below -0.23, Undervalued between -0.23 and -0.02, Fairly Valued between 0.42 and -0.02, Overvalued between 0.42 and 0.63, and Strongly Overvalued above 0.63. The current Forward PS of 0.43 falls within the Overvalued range.
0.00
P/OCF
OppFi Inc. (OPFI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
OppFi Inc. (OPFI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
OppFi Inc (OPFI) has a current Price-to-Book (P/B) ratio of 5.73. Compared to its 3-year average P/B ratio of 2.40 , the current P/B ratio is approximately 138.71% higher. Relative to its 5-year average P/B ratio of -0.03, the current P/B ratio is about -16482.61% higher. OppFi Inc (OPFI) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 423.21%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 395.29% , the current FCF yield is about -100.00% lower.
5.81
P/B
Median3y
2.40
Median5y
-0.03
128.34
FCF Yield
Median3y
423.21
Median5y
395.29
Competitors Valuation Multiple
The average P/S ratio for OPFI's competitors is , providing a benchmark for relative valuation. OppFi Inc Corp (OPFI) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 13.72%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of OPFI increased by 34.33% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 23.77 to 49.51.
The secondary factor is the Revenue Growth, contributed 13.72%to the performance.
Overall, the performance of OPFI in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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