OPFI Should I Buy

Citizens raised the firm's price target on OppFi to $16 from $14 and keeps an Outperform rating on the shares. Consumer Finance and FinTech stocks enjoyed tailwinds from evidence of credit stabilization, lower funding costs, and a post-election rally that included a shift to a historically benign regulatory backdrop, the analyst tells investors in a research note. The macro backdrop appears to be "chugging along," with credit and spending trends largely shrugging off the price impacts from tariffs, resumption of student loan collections, and core inflation pressure, the firm says.