OPFI Earnings

OPFI reported its FY2025Q3 earnings on 2025-10-29, showcasing a revenue of 155.09M against an estimate of 154.56M, resulting in a 0.34% surprise. The EPS was 0.46, surpassing the expected 0.31 by 48.39% . The stock experienced a 3.8% price change on the earnings day and a 0.6% change over the next five days, reflecting market reactions to the results.

Following OPFI's FY2025Q3 earnings announcement on 2025-10-29, the stock price moved by 3.80% on the day of the release. Over the subsequent five days, it saw a 0.60% change. Historically, OPFI's stock price tends to shift by an average of -4.29% in the 10 days leading up to earnings and +3.79% in the 10 days following, providing insight into potential market.

For 2025/Q4, analysts estimate OPFI’s annual revenue to reach 160.13M, while the EPS is projected at 0.28. These estimates reflect recent revisions, with revenue estimates revised Revenue No Change by 0% and EPS estimates No Change by 0% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between OPFI's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were No Change by 0%, while EPS estimates moved No Change by 0% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, OPFI's stock price typically moves by -4.29% in the 10 days before its earnings and +3.79% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 0.28 and revenue of 160.13M.

The earnings call shows strong financial performance with a 137% increase in GAAP Net Income and proactive debt management. Optimistic guidance for revenue and net income growth into 2026 further supports a positive outlook. However, the Q&A revealed some vagueness in management's responses, especially concerning risk factors and marketing strategies. Despite this, the overall sentiment remains positive due to strong financial metrics, stock repurchase activities, and expected operational efficiency improvements.