OPFI

OppFi Inc

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Advanced Chart

9.350

-0.130(-1.370%)

Overview
Forecast
Valuation

Line

Candle

YTD

High

9.510

Open

9.260

VWAP

9.33

Vol

856.45K

Mkt Cap

807.89M

Low

9.075

Amount

7.99M

EV/EBITDA(TTM)

3.59

Total Shares

19.89M

1.28B

EV/OCF(TTM)

3.95

P/S(TTM)

0.67

OppFi Inc. provides a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. The Company’s platform powers banks to offer accessible lending products through its proprietary technology. Its specialty finance platform focuses on helping these consumers rebuilds their financial health. Its platform provides customer experience in the industry and powers banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily. It also services customers for its SalaryTap products. SalaryTap is a payroll deduction secured installment loan product.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q1

FY2025Q2

FY2025Q3

137.71M

+8.14%

0.253

+153.33%

140.64M

+11.35%

0.273

-5.75%

146.64M

+7.35%

0.287

-13.13%

Estimates Revision

The market is revising Upward the revenue expectations for OppFi Inc. (OPFI) for FY2025, with the revenue forecasts being adjusted by 2.84% over the past three months. During the same period, the stock price has changed by -32.10%.

Revenue Estimates for FY2025

Revise Upward

+2.84%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+15.88%

In Past 3 Month

Stock Price

Go Down

-32.10%

In Past 3 Month

2 Analyst Rating

39.04% Upside

Wall Street analysts forecast OPFI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OPFI is 13.00 USD with a low forecast of 13.00 USD and a high forecast of 13.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

1 Hold

0 Sell

Moderate Buy

39.04% Upside

Current: 9.350

Low

13.00

Averages

13.00

High

13.00

39.04% Upside

Current: 9.350

Low

13.00

Averages

13.00

High

13.00

Northland Capital Markets

Mike Grondahl

Buy

Maintains

$8 → $10

2024-12-13

Reason

Northland Capital Markets

Mike Grondahl

Price Target

$8 → $10

2024-12-13

Maintains

Buy

Reason

Northland Capital Markets

Mike Grondahl

Buy

Maintains

$6 → $8

2024-11-08

Reason

Northland Capital Markets

Mike Grondahl

Price Target

$6 → $8

2024-11-08

Maintains

Buy

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for OppFi Inc (OPFI.N) is 8.86, compared to its 5-year average forward P/E of -15.15. For a more detailed relative valuation and DCF analysis to assess OppFi Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

-15.15

Current PE

8.86

Overvalued PE

123.83

Undervalued PE

-154.13

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Strongly Overvalued

5Y Average PS

0.15

Current PS

0.40

Overvalued PS

0.25

Undervalued PS

0.04