OPFI Stock: Price, Forecast, Financials & AI Analysis

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High

8.150

Open

8.150

VWAP

8.02

Vol

760.98K

Mkt Cap

677.59M

Low

7.940

Amount

6.10M

EV/EBITDA(TTM)

2.82

Total Shares

85.12M

EV

1.20B

EV/OCF(TTM)

2.99

P/S(TTM)

0.56

OppFi Inc. is a tech-enabled, mission-driven specialty finance platform. It provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. It collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. It offers a same-day funding service in collaboration with its partner banks.

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Events Timeline

(ET)

2026-03-11

07:10:00

Sees FY26 Revenue of $650M-$675M

2026-03-11

07:10:00

OppFi Q4 Revenue at $159.25M, Below Consensus

2025-10-29 (ET)

2025-10-29

07:12:10

OppFi increases FY25 adjusted EPS forecast to $1.54-$1.60, up from $1.39-$1.44

2025-10-29

07:09:55

OppFi Announces Q3 Earnings Per Share of 46 Cents, Exceeding Consensus Estimate of 32 Cents

2025-08-26 (ET)

2025-08-26

07:01:42

OppFi Board Raises Share Buyback Authorization by $20 Million

2025-08-06 (ET)

2025-08-06

07:15:33

OppFi raises FY25 adjusted EPS view to $1.39-$1.44 from $1.18-$1.26

2025-08-06

07:13:41

OppFi reports Q2 adjusted EPS 45c, consensus 29c

News

seekingalpha

03-11seekingalpha

OppFi Reports Record Q4 Performance with Strong Revenue Growth

PRnewswire

03-11PRnewswire

OppFi Inc. Reports Record Financial Results for 2025

Newsfilter

03-11Newsfilter

OppFi Inc. Reports Record Financial Results for 2025

seekingalpha

03-11seekingalpha

OppFi Q4 Earnings Beat Expectations

seekingalpha

03-10seekingalpha

OppFi Set to Announce Q4 Earnings on March 11

Benzinga

Earnings Season Strong, Investors Eye AI-Driven Demand

Valuation Metrics

The current forward P/E ratio for OppFi Inc (OPFI.N) is 6.38, compared to its 5-year average forward P/E of -13.60. For a more detailed relative valuation and DCF analysis to assess OppFi Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

dotted line Image

N/A

5Y Average PE

-13.60

Current PE

6.38

Overvalued PE

120.52

Undervalued PE

-147.72

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

dotted line Image

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

dotted line Image

N/A

5Y Average PS

0.21

Current PS

0.44

Overvalued PS

0.43

Undervalued PS

-0.01

Financials

AI Analysis

Annual

Quarterly

Whales Holding OPFI

LMR Partners LLP

Trading Trends

People Also Watch

Frequently Asked Questions

What is OppFi Inc (OPFI) stock price today?

The current price of OPFI is 7.96 USD — it has decreased -1.73

What is OppFi Inc (OPFI)'s business?

OppFi Inc. is a tech-enabled, mission-driven specialty finance platform. It provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. It collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. It offers a same-day funding service in collaboration with its partner banks.

What is the price predicton of OPFI Stock?

Wall Street analysts forecast OPFI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for OPFI is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is OppFi Inc (OPFI)'s revenue for the last quarter?

OppFi Inc revenue for the last quarter amounts to 157.53M USD, increased 17.48

What is OppFi Inc (OPFI)'s earnings per share (EPS) for the last quarter?

OppFi Inc. EPS for the last quarter amounts to 0.61 USD, decreased -334.62

How many employees does OppFi Inc (OPFI). have?

OppFi Inc (OPFI) has 410 emplpoyees as of March 22 2026.

What is OppFi Inc (OPFI) market cap?

Today OPFI has the market capitalization of 677.59M USD.