OPFI Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

160.13M

+17.98%

0.285

+23.91%

157.98M

+12.63%

0.405

+6.58%

160.71M

+12.82%

0.450

Estimates Revision

The market is revising Upward the revenue expectations for OppFi Inc. (OPFI) for FY2025, with the revenue forecasts being adjusted by 0.67% over the past three months. During the same period, the stock price has changed by 7.79%.

Revenue Estimates for FY2025

Revise Upward

+0.67%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+10.54%

In Past 3 Month

Stock Price

Go Up

+7.79%

In Past 3 Month

2 Analyst Rating

Wall Street analysts forecast OPFI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OPFI is 15.00 USD with a low forecast of 14.00 USD and a high forecast of 16.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

0 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

14.00

Averages

15.00

High

16.00

Current: 0.000

Low

14.00

Averages

15.00

High

16.00

Stephens

Equal Weight

initiated

$14.50

2025-06-11

Reason

Stephens

Price Target

$14.50

2025-06-11

initiated

Equal Weight

Reason

Stephens initiated coverage of OppFi with an Equal Weight rating and $14.50 price target. Looking at the FinTech space, the analyst weighs the limited operating histories and performance along with recent capital inflows when evaluating the eight stocks on which the firm initiated coverage. For OppFi in particular, the analyst weighs the growth potential, historical credit performance, competitive positioning along with a core group of online non-prime lenders and a broader base of alternative consumer finance companies.

Northland

Outperform

upgrade

$13 -> $16

2025-06-04

Reason

Northland

Price Target

$13 -> $16

2025-06-04

upgrade

Outperform

Reason

Northland raised the firm's price target on OppFi to $16 from $13 and keeps an Outperform rating on the shares. With 2025 adjusted EPS guidance raised, reflecting continued momentum across the business, the firm is now establishing its 2026 estimates, the analyst tells investors.

Citizens JMP

Market Perform -> Outperform

upgrade

$13.50

2025-05-08

Reason

Citizens JMP

Price Target

$13.50

2025-05-08

upgrade

Market Perform -> Outperform

Reason

Citizens JMP upgraded OppFi to Outperform from Market Perform with a $13.50 price target. The firm is "incrementally encouraged" by the company's improving and stable credit profile, reacceleration of volume growth within a "still-tightened credit box," expanding operating leverage ,improving funding and liquidity profile, and "relatively benign" competitive environment for the company's core triple-digit personal loan product. OppFi management remains confident in near-term growth, while maintaining prudent underwriting standards, the analyst tells investors in a research note.

Valuation Metrics

The current forward P/E ratio for OppFi Inc (OPFI.N) is 6.38, compared to its 5-year average forward P/E of -12.56. For a more detailed relative valuation and DCF analysis to assess OppFi Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

-12.56

Current PE

6.38

Overvalued PE

119.06

Undervalued PE

-144.17

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

0.21

Current PS

0.44

Overvalued PS

0.43

Undervalued PS

-0.01

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areSelling! The selling amount has increased 134.57% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areSelling! The selling amount has increased 134.57% over the last month.

Sold

Bought

OPFI News & Events

Events Timeline

No data

News

3.5

2025-12-17NASDAQ.COM

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6.5

2025-12-17NASDAQ.COM

Zacks Analyst Insights: Capital One Financial, SoFi, and OppFi

4.0

2025-12-09NASDAQ.COM

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Frequently Asked Questions

What is OppFi Inc (OPFI) stock price today?

The current price of OPFI is 10.38 USD — it has increased 0 % in the last trading day.

What is OppFi Inc (OPFI)'s business?

OppFi Inc. is a tech-enabled, mission-driven specialty finance platform. It provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. It collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. It offers a same-day funding service in collaboration with its partner banks.

What is the price predicton of OPFI Stock?

What is OppFi Inc (OPFI)'s revenue for the last quarter?

OppFi Inc revenue for the last quarter amounts to 153.38M USD, increased 13.72 % YoY.

What is OppFi Inc (OPFI)'s earnings per share (EPS) for the last quarter?

OppFi Inc. EPS for the last quarter amounts to 0.47 USD, increased 123.81 % YoY.

What changes have occurred in the market's expectations for OppFi Inc (OPFI)'s fundamentals?

How many employees does OppFi Inc (OPFI). have?

OppFi Inc (OPFI) has 445 emplpoyees as of January 10 2026.

What is OppFi Inc (OPFI) market cap?

Today OPFI has the market capitalization of 896.44M USD.