OPFI Stock: Price, Forecast, Financials & AI Analysis

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High

9.900

Open

9.900

VWAP

9.43

Vol

1.20M

Mkt Cap

796.72M

Low

9.055

Amount

11.27M

EV/EBITDA(TTM)

2.97

Total Shares

85.39M

EV

1.28B

EV/OCF(TTM)

3.15

P/S(TTM)

0.89

OppFi Inc. is a tech-enabled, mission-driven specialty finance platform. It provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. It collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. It offers a same-day funding service in collaboration with its partner banks.

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Events Timeline

(ET)

2026-05-07

07:40:00

OppFi Approves $40M Share Repurchase Program

2026-05-07

07:40:00

OppFi Reports Q1 Revenue of $151.88M

2026-04-29 (ET)

2026-04-29

07:20:00

OppFi Acquires Bnccorp in Cash and Stock Deal Valued at Approximately $130M

2026-03-11 (ET)

2026-03-11

07:10:00

OppFi Q4 Revenue at $159.25M, Below Consensus

2026-03-11

07:10:00

Sees FY26 Revenue of $650M-$675M

2025-10-29 (ET)

2025-10-29

07:12:10

OppFi increases FY25 adjusted EPS forecast to $1.54-$1.60, up from $1.39-$1.44

2025-10-29

07:09:55

OppFi Announces Q3 Earnings Per Share of 46 Cents, Exceeding Consensus Estimate of 32 Cents

News

seekingalpha

05-07seekingalpha

OppFi Plans $130M Acquisition of BNCC Corp

seekingalpha

05-07seekingalpha

OppFi Q1 Earnings Exceed Expectations with Strong Growth

Yahoo Finance

04-29Yahoo Finance

Financial Stocks Decline in Afternoon Trading

seekingalpha

04-29seekingalpha

OppFi to Acquire BNCCORP in $130M Cash-Stock Deal

PRnewswire

04-09PRnewswire

OppFi to Report Q1 2026 Financial Results on May 7

seekingalpha

03-11seekingalpha

OppFi Reports Record Q4 Performance with Strong Revenue Growth

Valuation Metrics

The current forward P/E ratio for OppFi Inc (OPFI.N) is 5.37, compared to its 5-year average forward P/E of -13.07. For a more detailed relative valuation and DCF analysis to assess OppFi Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

dotted line Image

N/A

5Y Average PE

-13.07

Current PE

5.37

Overvalued PE

118.28

Undervalued PE

-144.42

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

dotted line Image

5Y Average EV/EBITDA

3.09

Current EV/EBITDA

3.11

Overvalued EV/EBITDA

4.74

Undervalued EV/EBITDA

1.44

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

dotted line Image

N/A

5Y Average PS

0.27

Current PS

1.10

Overvalued PS

0.57

Undervalued PS

-0.03

Financials

AI Analysis

Annual

Quarterly

Whales Holding OPFI

LMR Partners LLP

Trading Trends

People Also Watch

Frequently Asked Questions

What is OppFi Inc (OPFI) stock price today?

The current price of OPFI is 9.33 USD — it has decreased -5.66

What is OppFi Inc (OPFI)'s business?

OppFi Inc. is a tech-enabled, mission-driven specialty finance platform. It provides customer experience in the industry and enables banks to offer credit products. Its primary product is offered by its OppLoans platform. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, are able to opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily on their behalf for a sub-36% annual percentage rate, products offered by third-party lenders through other platforms. It collects and calculates more than 500 attributes on loan applications for use in underwriting decisions. These attributes are based on data from credit bureaus, bank transactions and loan applications. Using this information, OppFi generates a score in combination with scores generated by third-party providers. It offers a same-day funding service in collaboration with its partner banks.

What is the price predicton of OPFI Stock?

Wall Street analysts forecast OPFI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for OPFI is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is OppFi Inc (OPFI)'s revenue for the last quarter?

OppFi Inc revenue for the last quarter amounts to 150.22M USD, increased 8.36

What is OppFi Inc (OPFI)'s earnings per share (EPS) for the last quarter?

OppFi Inc. EPS for the last quarter amounts to 0.33 USD, decreased -168.75

How many employees does OppFi Inc (OPFI). have?

OppFi Inc (OPFI) has 410 emplpoyees as of May 11 2026.

What is OppFi Inc (OPFI) market cap?

Today OPFI has the market capitalization of 796.72M USD.