Visa Introduces USDC Settlement in the U.S. and Promotes Onchain Payments
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 17 2025
0mins
Should l Buy V?
Source: NASDAQ.COM
Visa's USDC Settlement Initiative: Visa Inc. is modernizing payment systems by allowing U.S. institutions to settle obligations using USDC, a stablecoin, alongside traditional methods, enhancing speed and liquidity in transactions.
Collaboration with Circle and Blockchain Development: Visa is partnering with Circle to develop Arc, a high-performance Layer 1 blockchain, aimed at supporting Visa's commercial activities and USDC settlements, further integrating blockchain technology into its operations.
Strategic Positioning in Financial Services: This initiative positions Visa as a bridge between traditional finance and blockchain infrastructure, with plans for broader U.S. access by 2026 and the establishment of a Stablecoins Advisory Practice to assist financial institutions.
Stock Performance and Market Outlook: Visa's shares have increased by 8.7% over the past year, contrasting with a decline in the industry, while other financial service stocks like OppFi, FirstCash, and Dave have shown strong earnings growth and upward revisions in estimates.
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Analyst Views on V
Wall Street analysts forecast V stock price to rise
25 Analyst Rating
23 Buy
2 Hold
0 Sell
Strong Buy
Current: 315.910
Low
330.00
Averages
406.59
High
450.00
Current: 315.910
Low
330.00
Averages
406.59
High
450.00
About V
Visa Inc. is a global payments technology company. It facilitates global commerce and money movement across more than 200 countries and territories among a global set of consumers, merchants, financial institutions and government entities through technologies. It operates through the Payment Services segment. It provides transaction processing services (primarily authorization, clearing and settlement) to its financial institution and merchant clients through VisaNet, its proprietary advanced transaction processing network. It offers a range of Visa-branded payment products that its clients, including nearly 14,500 financial institutions, use to develop and offer payment solutions or services, including credit, debit, prepaid and cash access programs for individual, business and government account holders. It also provides value-added services to its clients, including issuing solutions, acceptance solutions, risk and identity solutions, open banking solutions and advisory services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Luxury Accommodation Experience: Members can enter to win a unique 'Sleepover Suite' experience at New York New Jersey Stadium the night before the World Cup Final, which enhances the brand's market appeal and customer retention.
- Star Endorsements: Football icons Erling Haaland and Vinicius Júnior will participate in promotional activities, creating rich content that engages fans worldwide and further elevates the brand visibility of Marriott and Visa.
- Massive Market Potential: With sports tourism accounting for 10% of global tourism spending and projected to reach $1.3 trillion by 2032, Marriott Bonvoy is strategically positioned to capitalize on this growth trend, meeting the rising demand for experience-driven travel.
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- Exclusive Ticket Launch: Marriott Bonvoy and Visa have unveiled exclusive ticket access for FIFA World Cup 2026™, offering over 600 experiences including fixed-price options and nearly 100 1-Point Drops, significantly enhancing member engagement and value.
- Star Endorsements: The campaign 'For Fans, Everywhere', featuring football icons Erling Haaland and Vinicius Júnior, aims to captivate global fans through rich content and social videos, thereby strengthening brand influence.
- Luxury Experience Sweepstakes: Marriott Bonvoy members and Visa cardholders can enter to win a unique 'Sleepover Suite' experience at New York New Jersey Stadium, providing an extraordinary overnight stay before the final match, enhancing the brand's luxury image and customer loyalty.
- Market Potential: With sports tourism accounting for 10% of global tourism spending and projected to reach $1.3 trillion by 2032, Marriott Bonvoy is well-positioned to meet the growing demand for experience-driven travel due to its strong market presence and member base.
See More
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- Exclusive World Cup Tickets: Marriott Bonvoy, in collaboration with Visa, is launching a global campaign that offers members access to over 600 exclusive tickets and experiences for FIFA World Cup 2026™, significantly enhancing member engagement and brand loyalty.
- Luxury Accommodation Experience: Members can enter to win a unique 'Sleepover Suite' experience at New York New Jersey Stadium the night before the World Cup Final, which enhances the brand's market appeal and customer retention.
- Star Endorsements: Football icons Erling Haaland and Vinicius Júnior will participate in promotional activities, creating rich content that engages fans worldwide and further elevates the brand visibility of Marriott and Visa.
- Massive Market Potential: With sports tourism accounting for 10% of global tourism spending and projected to reach $1.3 trillion by 2032, Marriott Bonvoy is strategically positioned to capitalize on this growth trend, meeting the rising demand for experience-driven travel.
See More
payabl Launches Visa Click to Pay, Enhancing Online Payment Experience
- Payment Experience Optimization: payabl's launch of Visa Click to Pay replaces manual card entry with a token-based checkout experience, allowing consumers to complete purchases in just a few clicks, significantly enhancing both security and convenience in online payments.
- Authorization Rate Increase: According to Visa, Click to Pay can deliver up to an 11% uplift in authorization rates, which not only reduces fraud risk but also lowers cart abandonment rates by streamlining the checkout process, particularly on mobile devices.
- Sales Growth Potential: Visa Click to Pay is expected to provide a 4.5% uplift in SMB eCommerce sales, translating to a potential annual increase of €51 billion in the UK and EU, further driving revenue growth for merchants.
- Market Demand Response: payabl's research indicates that 46% of consumers prioritize speed when choosing payment methods, 44% value convenience, and 43% will not return after a poor checkout experience, highlighting the critical importance of frictionless checkout experiences for merchants.
See More
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- Microsoft Stock Potential: Microsoft's stock has fallen nearly 20% this year, with a market cap of $2.9 trillion and a P/E ratio around 25, aligning with the S&P 500 average, indicating strong growth potential in artificial intelligence that may attract long-term investors.
- Berkshire Hathaway Stability: Despite a 5% decline this year, Berkshire Hathaway maintains a market cap of $1 trillion, with a current stock price of approximately $478, just 5% away from its 52-week low, and new CEO Greg Abel is expected to uphold the company's long-term vision, making it suitable for value investors.
- Visa Growth Outlook: Visa's stock is down 11% this year, with a current market cap of $593 billion and a stock price around $315.93, only 6% from its 52-week low, and despite regulatory pressures, its net income reached $20.6 billion, showcasing strong profitability and future growth potential.
- Positive Market Reaction: All three stocks are trading near their 52-week lows, reflecting market interest in these blue-chip companies, and investors may witness a larger rebound in the coming months, especially against the backdrop of economic recovery.
See More
Visa Joins Tempo Network as Anchor Validator
- Blockchain Infrastructure Leadership: Visa has officially launched its validator node on the Tempo network, marking a significant step in solidifying its leadership in blockchain infrastructure aimed at advancing stablecoin payments, thereby enhancing its competitiveness in the digital payments sector.
- In-House Management and Integration: The validator node was configured and managed in-house after six months of collaboration with Tempo's engineering team, successfully integrating Visa's secure infrastructure directly, which ensures its core position in transaction validation and enhances overall network security and reliability.
- Enterprise-Level Payment Solutions: By serving as an anchor validator on the Tempo network, Visa not only enhances the network's reliability and performance but also provides essential support for emerging payment use cases, further driving blockchain-driven payment innovation.
- Stablecoin Payment Strategy: The launch of Visa's validator node aligns with its ongoing roadmap for blockchain-driven payment innovation, reflecting its commitment to shaping the future of stablecoin payments in collaboration with partners to enhance resilience and interoperability across the ecosystem.
See More
Visa Launches Class B Share Exchange Offer
- Exchange Offer Launch: Visa has initiated an exchange offer allowing Class B shareholders to convert their shares into freely tradable Class B-3 and Class C shares, aimed at enhancing liquidity and attracting more investors.
- Conversion Ratios: Under the new plan, each Class B-2 common share can be exchanged for 0.5 newly issued Class B-3 common shares and Class C common shares, while Class B-1 shares can be exchanged for approximately 0.2877 Class C shares, increasing potential shareholder returns.
- Legal Context: Class B shares were originally issued during the 2007 restructuring and IPO to protect Class A and C shares from U.S. litigation, which has largely been settled, thereby reducing investment risks.
- Market Reaction: Following the announcement of the exchange offer, Visa's stock rose by 0.2% in Monday morning trading, indicating a positive market response to this liquidity-enhancing measure.
See More
