XP Earnings
XP Inc
$
17.460
- Overview
- Forecast
- Valuation
- Earnings
Earning Analysis
Welcome to our in-depth analysis of XP Inc(XP) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of XP Inc earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.
Earnings Forecast
Revenue
EPS
Currency: BRL
Actual
Estimate
Surprise Analysis
| FY2025Q2 | 2025-08-18 | After Hours | 0.39 | - | - | 834.73M | - | - | - | - |
| FY2025Q1 | 2025-05-20 | After Hours | 0.35 | 0.39 | +11.43 | 4.46B | 4.35B | -2.53 | +0.48 | +3.72 |
| FY2024Q2 | 2024-08-13 | After Hours | 0.35 | 0.39 | +11.43 | 4.16B | 4.22B | +1.53 | +6.18 | +6.02 |
| FY2024Q1 | 2024-05-21 | - | 0.38 | 0.37 | -2.63 | 4.00B | 4.05B | +1.23 | -0.65 | -12.78 |
| FY2023Q4 | 2024-02-27 | - | 0.36 | 0.38 | +5.56 | 4.06B | 4.05B | -0.42 | +2.07 | -1.91 |
| - | 2023-05-15 | - | 0.30 | 0.28 | -6.67 | - | - | - | +2.41 | +12.29 |
| - | 2023-02-16 | - | 0.31 | 0.26 | -16.13 | - | - | - | -1.91 | -18.27 |
| - | 2022-11-08 | - | 0.31 | 0.35 | +12.90 | - | - | - | -0.65 | +3.47 |
| - | 2022-05-03 | - | 0.31 | 0.28 | -9.68 | - | - | - | -2.36 | -21.65 |
| - | 2022-02-08 | - | 0.28 | 0.31 | +10.71 | - | - | - | +0.63 | +4.50 |
XP Earnings Analysis
Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, XP Inc reported performance for FY2025Q2, announced on 2025-08-18. The company achieved an EPS of , compared to analyst estimates of 0.39 by % . Revenue for the quarter reached 0.00 compared to expectations of 834.73M by % .
The stock price reacted with a % one-day change and a % five-day change following the earnings release. These movements reflect market reaction in XP Inc growth trajectory and strategic initiatives.
XP Earnings Forecast
Looking ahead, XP Inc(XP) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q2 project quarter revenue of 4.55B and an EPS of 2.33.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Downward by -1.19%, while EPS estimates have been Revise Upward by 1.77%. For the upcoming Q2 2025, revenue estimates have been adjusted Revise Downward by -1.68% . These revisions correlate with a -2.46% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in XP Inc long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.
Estimate Revision
The chart shows the correlation between XP's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Downward
-1.19%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+1.77%
In Past 3 Month
Revenue Estimates for Q2 2025
Revise Downward
-1.68%
In Past 3 Month
Stock Price
Go Down
-2.46%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
1Y
3Y
5Y
--
Revenue Estimate-Annual FY 2025:18.68B
--
EPS Estimate-Annual FY 2025:9.44
—
Stock Price17.46
XP Revenue and EPS Performance: A Historical Perspective
XP Inc revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q2 (2025-08-18,After Hours):
EPS: (Actual) vs.0.39 (Estimate) (%)
Revenue: 0.00 (Actual) vs. 834.73M (Estimate) (%)
Price Reaction: %(1-Day), %(5-Day)
FY2025Q1 (2025-05-20,After Hours):
EPS: 0.39 (Actual) vs.0.35 (Estimate) (11.43%)
Revenue: 4.35B (Actual) vs. 4.46B (Estimate) (-2.53%)
Price Reaction: 0.48%(1-Day), 3.72%(5-Day)
FY2024Q2 (2024-08-13,After Hours):
EPS: 0.39 (Actual) vs.0.35 (Estimate) (11.43%)
Revenue: 4.22B (Actual) vs. 4.16B (Estimate) (1.53%)
Price Reaction: 6.18%(1-Day), 6.02%(5-Day)
Earnings Reaction
The chart below shows how XP performed 10 days before and after its earnings report, based on data from the past quarters. Typically, XP sees a -0.27% change in stock price 10 days leading up to the earnings, and a -3.34% change 10 days following the report. On the earnings day itself, the stock moves by +0.16%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in MAR/2025, the stock changed 0.48% on the day following the earnings release and then changed by 5.50% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
Transcript Summary
XP Inc (XP) Q1 2025 Earnings Call Summary
Positive
2025-05-21
The earnings call summary presents strong financial performance, with record high net income and robust growth in client assets and net new money. The new share buyback program further supports a positive outlook. Despite some regulatory and competitive risks, the optimistic guidance on ROE and capital generation, along with the management's commitment to efficiency, indicates a positive sentiment. The Q&A section revealed no major concerns, and management's cautious optimism about future performance supports a positive stock price reaction.
XP Inc (XP) Q1 2025 Earnings Call Summary
Positive
2025-05-20
The company's financial performance is strong with record net income and significant growth across multiple metrics. The share buyback program and capital distribution plan are positive for shareholder returns. Despite some competitive pressures and economic challenges, management remains optimistic about future growth and efficiency. The Q&A revealed confidence in revenue growth and ROE improvement. Overall, the positive financial metrics and shareholder-focused strategies outweigh the concerns, leading to a positive sentiment.
XP Inc. (XP) Q3 2024 Earnings Call Summary
Positive
2024-11-20
The earnings call summary highlights strong financial performance with record-high revenues, significant growth in client assets, and a robust increase in net income. The announcement of a new share buyback program and a high payout ratio are positive for shareholder returns. Despite some economic challenges and supply chain concerns, the optimistic guidance and strategic initiatives suggest a positive outlook. The Q&A section revealed some uncertainties, but overall sentiment remains positive due to strong financial metrics and shareholder-friendly actions.
XP Inc. (XP) Q2 2024 Earnings Call Summary
Positive
2024-08-14
The earnings call summary reveals strong financial performance with significant growth in revenue, EBITDA, and net income. The announcement of a share buyback program and a high return on tangible equity are positive indicators for shareholder returns. While there are competitive pressures and regulatory challenges, the company shows resilience with organic net inflows and strategic capital management. The Q&A section supports these positives, with management attributing growth to internal efforts and a positive outlook for retail revenues. Overall, the sentiment is positive, predicting a 2% to 8% stock price increase.
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FAQ
What were the key highlights of XP’s latest earnings report for FY2025Q2?
XP reported its FY2025Q2 earnings on 2025-08-18, showcasing a revenue of 0.00 against an estimate of 834.73M, resulting in a 0% surprise. The EPS was 0, surpassing the expected 0.39 by 0% . The stock experienced a 0% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.
How did XP’s stock price react after the FY2025Q2 earnings release?
What are the revenue and EPS estimates for XP for 2025/Q2?
How does XP’s stock price correlate with earnings forecast revisions?
What should investors expect from XP’s next earnings report?