VLY PE Ratio & Valuation,Is VLY Overvalued

VLY Relative Valuation

VLY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, VLY is overvalued; if below, it's undervalued.

Historical Valuation

Valley National Bancorp (VLY) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.96 is considered Undervalued compared with the five-year average of 9.86. The fair price of Valley National Bancorp (VLY) is between 11.93 to 15.19 according to relative valuation methord. Compared to the current price of 11.92 USD , Valley National Bancorp is Undervalued By 0.12%.

Relative Value

Fair Zone

11.93-15.19

Current Price：11.92

0.12%

Undervalued

9.95

0.00

EV/EBITDA

Valley National Bancorp. (VLY) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Valley National Bancorp. (VLY) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.08

Valley National Bancorp. (VLY) has a current PS of 3.08. The 5-year average PS is 2.84. The thresholds are as follows: Strongly Undervalued below 1.57, Undervalued between 1.57 and 2.20, Fairly Valued between 3.47 and 2.20, Overvalued between 3.47 and 4.11, and Strongly Overvalued above 4.11. The current Forward PS of 3.08 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Valley National Bancorp. (VLY) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Valley National Bancorp. (VLY) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Valley National Bancorp (VLY) has a current Price-to-Book (P/B) ratio of 0.91. Compared to its 3-year average P/B ratio of 0.72 , the current P/B ratio is approximately 26.12% higher. Relative to its 5-year average P/B ratio of 0.88, the current P/B ratio is about 3.31% higher. Valley National Bancorp (VLY) has a Forward Free Cash Flow (FCF) yield of approximately 8.11%. Compared to its 3-year average FCF yield of 12.59%, the current FCF yield is approximately -35.57% lower. Relative to its 5-year average FCF yield of 13.21% , the current FCF yield is about -38.58% lower.

0.91

P/B

Median3y

0.72

Median5y

0.88

8.11

FCF Yield

Median3y

12.59

Median5y

13.21

Competitors Valuation Multiple

The average P/S ratio for VLY's competitors is , providing a benchmark for relative valuation. Valley National Bancorp Corp (VLY) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 10.55%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of VLY increased by 34.62% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 21.61 to 32.63.

The secondary factor is the Revenue Growth, contributed 10.55%to the performance.

Overall, the performance of VLY in the past 1 year is driven by Margin Expansion. Which is more sustainable.

10.55%

452.91M → 500.68M

Revenue Growth

50.99%

21.61 → 32.63

Margin Expansion

-26.92%

18.53 → 13.54

P/E Change

34.62%

8.85 → 11.91

Mkt Cap Growth

People Also Watch

Frequently Asked Questions

Is Valley National Bancorp (VLY) currently overvalued or undervalued?

What is Valley National Bancorp (VLY) fair value?

VLY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Valley National Bancorp (VLY) is between 11.93 to 15.19 according to relative valuation methord.

How does VLY's valuation metrics compare to the industry average?

What is the current P/B ratio for Valley National Bancorp (VLY) as of Dec 16 2025?

As of Dec 16 2025, Valley National Bancorp (VLY) has a P/B ratio of 0.91. This indicates that the market values VLY at 0.91 times its book value.

What is the current FCF Yield for Valley National Bancorp (VLY) as of Dec 16 2025?

As of Dec 16 2025, Valley National Bancorp (VLY) has a FCF Yield of 8.11%. This means that for every dollar of Valley National Bancorp’s market capitalization, the company generates 8.11 cents in free cash flow.

What is the current Forward P/E ratio for Valley National Bancorp (VLY) as of Dec 16 2025?

As of Dec 16 2025, Valley National Bancorp (VLY) has a Forward P/E ratio of 9.96. This means the market is willing to pay $9.96 for every dollar of Valley National Bancorp’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Valley National Bancorp (VLY) as of Dec 16 2025?

As of Dec 16 2025, Valley National Bancorp (VLY) has a Forward P/S ratio of 3.08. This means the market is valuing VLY at $3.08 for every dollar of expected revenue over the next 12 months.

VLY Valuation

VLY Valuation

VLY Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is Valley National Bancorp (VLY) currently overvalued or undervalued?

What is Valley National Bancorp (VLY) fair value?

How does VLY's valuation metrics compare to the industry average?

What is the current P/B ratio for Valley National Bancorp (VLY) as of Dec 16 2025?

What is the current FCF Yield for Valley National Bancorp (VLY) as of Dec 16 2025?

What is the current Forward P/E ratio for Valley National Bancorp (VLY) as of Dec 16 2025?

What is the current Forward P/S ratio for Valley National Bancorp (VLY) as of Dec 16 2025?