VLY Earnings

VLY reported its FY2025Q4 earnings on 2026-01-29, showcasing a revenue of 892.00M against an estimate of 525.00M, resulting in a 70.03% surprise. The EPS was 0.31, surpassing the expected 0.29 by 6.9% . The stock experienced a 0% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.

Following VLY's FY2025Q4 earnings announcement on 2026-01-29, the stock price moved by % on the day of the release. Over the subsequent five days, it saw a % change. Historically, VLY's stock price tends to shift by an average of -4.63% in the 10 days leading up to earnings and -1.16% in the 10 days following, providing insight into potential market.

For 2025/Q4, analysts estimate VLY’s annual revenue to reach 524.00M, while the EPS is projected at 0.00. These estimates reflect recent revisions, with revenue estimates revised Revenue Revise Downward by -0.01% and EPS estimates Revise Downward by -0.1% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between VLY's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were Revise Downward by -0.01%, while EPS estimates moved Revise Downward by -0.1% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, VLY's stock price typically moves by -4.63% in the 10 days before its earnings and -1.16% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 0.00 and revenue of 524.00M.

The earnings call presents mixed signals. While there are positive aspects like stable financial metrics, a focus on organic growth, and optimistic guidance on deposit growth, there are concerns about competitive pressures, nonaccrual loans, and a moderated loan growth outlook. The Q&A highlights management's confidence in strategic expansions and buybacks but also reveals uncertainties in the CRE market and competitive loan environment. With no new partnerships or major shifts in strategy, the sentiment remains neutral, reflecting the mixed outlook and absence of strong catalysts for significant stock price movement.