Should I Buy VLY? VLY 2026 Analysis

Should You Buy Valley National Bancorp (VLY) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

12.490

1 Day change

1.79%

52 Week Range

12.780

Analysis Updated At

2026/01/26

Valley National Bancorp (VLY) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The stock shows strong financial growth, positive analyst sentiment, and hedge fund buying activity, making it a solid choice for long-term investment despite no immediate trading signals.

Technical Analysis

The stock's technical indicators present a mixed picture. The MACD is negative and expanding, indicating bearish momentum. RSI is neutral at 45.992, and moving averages are bullish (SMA_5 > SMA_20 > SMA_200). The stock is trading near its support level (S1: 11.663), which could provide a good entry point.

Options Data

Bullish

Open Interest Put-Call Ratio

Bearish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Hedge funds are significantly increasing their buying activity, with a 41718.18% increase over the last quarter.
Analysts have raised price targets and provided positive ratings, citing strong growth potential and profitability improvements.
Financial performance in Q3 2025 shows strong YoY growth in revenue (10.55%), net income (69.73%), and EPS (55.56%).

Neutral/Negative Catalysts

No recent news or event-driven catalysts to drive immediate price action.
MACD indicates bearish momentum, and the stock is below its pivot point (12.074), suggesting potential short-term weakness.

Financial Performance

In Q3 2025, Valley National Bancorp reported strong financial growth: revenue increased by 10.55% YoY to $500.68M, net income surged by 69.73% YoY to $155.71M, and EPS grew by 55.56% YoY to $0.28. These metrics highlight robust profitability and operational efficiency.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts are bullish on VLY. JPMorgan raised its price target to $14.50, citing upside potential for regional banks and favorable macroeconomic conditions. UBS initiated coverage with a Buy rating and a $15 price target, highlighting above-peer EPS growth and improving profitability. Both analysts see strong long-term growth prospects for the company.

10 Analyst Rating

Wall Street analysts forecast VLY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for VLY is 14 USD with a low forecast of 12 USD and a high forecast of 15 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

8 Buy

2 Hold

0 Sell

Strong Buy

Current: 12.270

Low

Averages

High

Current: 12.270

Low

Averages

High

JPMorgan

Overweight

maintain

$14

AI Analysis

2025-12-16

Reason

JPMorgan

Price Target

$14

AI Analysis

2025-12-16

maintain

Overweight

Reason

JPMorgan raised the firm's price target on Valley National to $14.50 from $14 and keeps an Overweight rating on the shares. The firm sees "solid upside potential" for the regional banks in 2026. Tailwinds for the group include additional Federal Reserve rate cuts, loan growth continuing, and the more mergers and acquisitions, the analyst tells investors in a research note.

UBS

Nicholas Holowko

Buy

initiated

$15

2025-12-15

Reason

UBS

Nicholas Holowko

Price Target

$15

2025-12-15

initiated

Buy

Reason

UBS analyst Nicholas Holowko initiated coverage of Valley National with a Buy rating and $15 price target. The firm sees Valley on track to achieving a more than 3.30% net interest margin in 2027, narrowing the gap between its current 11.5% ROTCE and its 15% goal, the analyst tells investors in a research note. UBS thinks above-peer EPS growth prospects and improving profitability should support multiple expansion over the next 12 months.

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VLY Should I Buy

VLY Should I Buy

Should You Buy Valley National Bancorp (VLY) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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