UPBD PE Ratio & Valuation,Is UPBD Overvalued

UPBD Relative Valuation

UPBD's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, UPBD is overvalued; if below, it's undervalued.

Historical Valuation

Upbound Group Inc (UPBD) is now in the Undervalued zone, suggesting that its current forward PE ratio of 4.07 is considered Undervalued compared with the five-year average of 7.61. The fair price of Upbound Group Inc (UPBD) is between 28.01 to 40.72 according to relative valuation methord. Compared to the current price of 18.06 USD , Upbound Group Inc is Undervalued By 35.53%.

Relative Value

Fair Zone

28.01-40.72

Current Price：18.06

35.53%

Undervalued

4.07

5.22

EV/EBITDA

Upbound Group Inc. (UPBD) has a current EV/EBITDA of 5.22. The 5-year average EV/EBITDA is 6.58. The thresholds are as follows: Strongly Undervalued below 4.67, Undervalued between 4.67 and 5.63, Fairly Valued between 7.54 and 5.63, Overvalued between 7.54 and 8.49, and Strongly Overvalued above 8.49. The current Forward EV/EBITDA of 5.22 falls within the Undervalued range.

6.05

EV/EBIT

Upbound Group Inc. (UPBD) has a current EV/EBIT of 6.05. The 5-year average EV/EBIT is 8.38. The thresholds are as follows: Strongly Undervalued below 3.70, Undervalued between 3.70 and 6.04, Fairly Valued between 10.72 and 6.04, Overvalued between 10.72 and 13.06, and Strongly Overvalued above 13.06. The current Forward EV/EBIT of 6.05 falls within the Historic Trend Line -Fairly Valued range.

0.21

Upbound Group Inc. (UPBD) has a current PS of 0.21. The 5-year average PS is 0.45. The thresholds are as follows: Strongly Undervalued below 0.11, Undervalued between 0.11 and 0.28, Fairly Valued between 0.62 and 0.28, Overvalued between 0.62 and 0.78, and Strongly Overvalued above 0.78. The current Forward PS of 0.21 falls within the Undervalued range.

3.53

P/OCF

Upbound Group Inc. (UPBD) has a current P/OCF of 3.53. The 5-year average P/OCF is 6.74. The thresholds are as follows: Strongly Undervalued below 0.98, Undervalued between 0.98 and 3.86, Fairly Valued between 9.63 and 3.86, Overvalued between 9.63 and 12.51, and Strongly Overvalued above 12.51. The current Forward P/OCF of 3.53 falls within the Undervalued range.

4.15

P/FCF

Upbound Group Inc. (UPBD) has a current P/FCF of 4.15. The 5-year average P/FCF is 8.58. The thresholds are as follows: Strongly Undervalued below 0.62, Undervalued between 0.62 and 4.60, Fairly Valued between 12.56 and 4.60, Overvalued between 12.56 and 16.54, and Strongly Overvalued above 16.54. The current Forward P/FCF of 4.15 falls within the Undervalued range.

Upbound Group Inc (UPBD) has a current Price-to-Book (P/B) ratio of 1.54. Compared to its 3-year average P/B ratio of 2.58 , the current P/B ratio is approximately -40.56% higher. Relative to its 5-year average P/B ratio of 3.11, the current P/B ratio is about -50.65% higher. Upbound Group Inc (UPBD) has a Forward Free Cash Flow (FCF) yield of approximately 13.32%. Compared to its 3-year average FCF yield of 11.32%, the current FCF yield is approximately 17.71% lower. Relative to its 5-year average FCF yield of 12.98% , the current FCF yield is about 2.66% lower.

1.54

P/B

Median3y

2.58

Median5y

3.11

13.32

FCF Yield

Median3y

11.32

Median5y

12.98

Competitors Valuation Multiple

The average P/S ratio for UPBD's competitors is 0.64, providing a benchmark for relative valuation. Upbound Group Inc Corp (UPBD) exhibits a P/S ratio of 0.21, which is -66.53% above the industry average. Given its robust revenue growth of 8.97%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of UPBD decreased by 35.69% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 10.83 to 12.55.

The secondary factor is the Revenue Growth, contributed 8.97%to the performance.

Overall, the performance of UPBD in the past 1 year is driven by P/E Change. Which is more unsustainable.

8.97%

1.07B → 1.16B

Revenue Growth

-60.55%

2.89 → 1.14

Margin Expansion

15.89%

10.83 → 12.55

P/E Change

-35.69%

28.35 → 18.23

Mkt Cap Growth

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Frequently Asked Questions

Is Upbound Group Inc (UPBD) currently overvalued or undervalued?

What is Upbound Group Inc (UPBD) fair value?

UPBD's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Upbound Group Inc (UPBD) is between 28.01 to 40.72 according to relative valuation methord.

How does UPBD's valuation metrics compare to the industry average?

What is the current P/B ratio for Upbound Group Inc (UPBD) as of Dec 16 2025?

As of Dec 16 2025, Upbound Group Inc (UPBD) has a P/B ratio of 1.54. This indicates that the market values UPBD at 1.54 times its book value.

What is the current FCF Yield for Upbound Group Inc (UPBD) as of Dec 16 2025?

As of Dec 16 2025, Upbound Group Inc (UPBD) has a FCF Yield of 13.32%. This means that for every dollar of Upbound Group Inc’s market capitalization, the company generates 13.32 cents in free cash flow.

What is the current Forward P/E ratio for Upbound Group Inc (UPBD) as of Dec 16 2025?

As of Dec 16 2025, Upbound Group Inc (UPBD) has a Forward P/E ratio of 4.07. This means the market is willing to pay $4.07 for every dollar of Upbound Group Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Upbound Group Inc (UPBD) as of Dec 16 2025?

As of Dec 16 2025, Upbound Group Inc (UPBD) has a Forward P/S ratio of 0.21. This means the market is valuing UPBD at $0.21 for every dollar of expected revenue over the next 12 months.

UPBD Valuation