UPBD
Upbound Group Inc
$
21.290
- Overview
- Forecast
- Valuation
- Earnings
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
21.790
Open
21.650
VWAP
21.50
Vol
187.93K
Mkt Cap
1.25B
Low
21.250
Amount
4.04M
EV/EBITDA(TTM)
6.30
Total Shares
54.63M
EV
2.71B
EV/OCF(TTM)
14.28
P/S(TTM)
0.28
Upbound Group, Inc. is a technology and data-driven company in financial products that addresses the needs of consumers. The Company's customer-facing operating units includes brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and digital retail channels, including over 2,300 company branded retail units across the United States, Mexico and Puerto Rico. Its Acima segment offers consumers who do not qualify for traditional financing the lease-to-own transaction through staffed or unstaffed kiosks located within third-party retailer locations or other virtual options. Its Mexico segment consists of its Company-owned stores in Mexico that lease household durable goods to customers on a lease-to-own basis. The Company is also engaged in offering earned wage access and credit building products, as well as financial wellness solutions and educational resources to help consumers better manage, save and earn money.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q3
FY2025Q4
FY2026Q1
1.14B
+6.81%
0.984
+3.55%
1.18B
+9.61%
1.131
+7.74%
1.28B
+8.8%
1.164
+16.43%
Estimates Revision
The market is revising Downward the revenue expectations for Upbound Group, Inc. (UPBD) for FY2025, with the revenue forecasts being adjusted by -0.11% over the past three months. During the same period, the stock price has changed by -18.37%.
Revenue Estimates for FY2025
Revise Downward
-0.11%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+0.36%
In Past 3 Month
Stock Price
Go Down
-18.37%
In Past 3 Month
5 Analyst Rating
40.91% Upside
Wall Street analysts forecast UPBD stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UPBD is 30.00 USD with a low forecast of 21.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
4 Buy
1 Hold
0 Sell
Strong Buy
40.91% Upside
Current: 21.290
Low
21.00
Averages
30.00
High
40.00
40.91% Upside
Current: 21.290
Low
21.00
Averages
30.00
High
40.00
BTIG
Buy
downgrade
$45 -> $40
2025-08-01
Reason
BTIG
Price Target
$45 -> $40
2025-08-01
downgrade
Buy
Reason
BTIG lowered the firm's price target on Upbound Group to $40 from $45 and keeps a Buy rating on the shares. The company's EPS guidance only missed consensus by 5%, though the magnitude of the stock's post-earnings decline was a surprise, the analyst tells investors in a research note. BTIG adds that its price target cut reflects Upbound's valuation.
Loop Capital
Hold
downgrade
$25 -> $21
2025-08-01
Reason
Loop Capital
Price Target
$25 -> $21
2025-08-01
downgrade
Hold
Reason
Loop Capital lowered the firm's price target on Upbound Group to $21 from $25 and keeps a Hold rating on the shares. The company's Q2 results were ahead of expectations, and the firm continues to be encouraged by Acima's improved performance, including seven and six consecutive quarters of y/y GMV and revenue growth, respectively, the analyst tells investors in a research note. Given continued U.S. macro uncertainty however, the firm is having a "difficult time" being more constructive on the stock, Loop added.
Loop Capital
Anthony Chukumba
Hold
Maintains
$33 → $30
2025-02-21
Reason
Loop Capital
Anthony Chukumba
Price Target
$33 → $30
2025-02-21
Maintains
Hold
Reason
Loop Capital analyst Anthony Chukumba lowered the firm's price target on Upbound Group to $30 from $33 and keeps a Hold rating on the shares. The company's Q4 results and 2025 guidance were largely in line with expectations, though the firm saw a "continued worrisome sign" - Acima EBITDA margin degradation in spite of the healthy gross merchandise volume and revenue growth, the analyst tells investors in a research note.
Stephens & Co.
Kyle Joseph
Buy
Initiates
$38
2024-11-13
Reason
Stephens & Co.
Kyle Joseph
Price Target
$38
2024-11-13
Initiates
Buy
Reason
Stephens initiated coverage of Upbound Group with an Overweight rating and $38 price target. The firm initiated coverage on 13 alternative consumer finance names, saying COVID-19 and the corresponding $6 trillion of stimulus impacted nonprime finance companies across the board, in some positive and some negative lights. Some industries like auto and lenders with longer duration portfolios are still feeling some lingering impacts, including affordability and underperforming back-books, respectively, the analyst tells investors in a research note. Stephens believes affordability issues are weighing on sales and more than offsetting consumer's increased need for financing and some tighter credit broadly. It sees challenging conditions persisting, but "solid companies emerging on the other side in a less competitive world."
Loop Capital
Anthony Chukumba
Hold
Maintains
$36 → $33
2024-11-01
Reason
Loop Capital
Anthony Chukumba
Price Target
$36 → $33
2024-11-01
Maintains
Hold
Reason
Loop Capital lowered the firm's price target on Upbound Group (UPBD) to $33 from $36 and keeps a Hold rating on the shares. The firm saw several encouraging signs in Upbound Group's Q3 results, including a third straight same-store sales increase in the Rent-A-Center (RCII) business, but its Acima EBITDA margins have continued to decline despite healthy Gross Merchandise Volume and revenue growth, the analyst tells investors in a research note.
Jefferies
John Hecht
Hold
Maintains
$37 → $35
2024-10-01
Reason
Jefferies
John Hecht
Price Target
$37 → $35
2024-10-01
Maintains
Hold
Reason
Jefferies analyst John Hecht raised the firm's price target on Prog Holdings (PRG) to $58 from $50 and keeps a Buy rating on the shares. At virtual lease-to-own, or (V)LTO, companies the firm covers, it is focused on GMV growth for the quarter and given that more traditional providers of credit are tightening, the firm anticipates some customers to trickle into Prog and Upbound Group's (UPBD) customer box and drive top-line growth, the analyst tells investors.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Upbound Group Inc (UPBD.O) is 4.74, compared to its 5-year average forward P/E of 7.88. For a more detailed relative valuation and DCF analysis to assess Upbound Group Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Undervalued
5Y Average PE
7.88
Current PE
4.74
Overvalued PE
9.50
Undervalued PE
6.26
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
Fair
5Y Average EV/EBITDA
6.55
Current EV/EBITDA
5.54
Overvalued EV/EBITDA
7.55
Undervalued EV/EBITDA
5.54
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Undervalued
5Y Average PS
0.46
Current PS
0.26
Overvalued PS
0.63
Undervalued PS
0.30
Financials
Annual
Quarterly
FY2025Q2
YoY :
+7.53%
1.16B
Total Revenue
FY2025Q2
YoY :
-3.50%
83.70M
Operating Profit
FY2025Q2
YoY :
-54.39%
15.49M
Net Income after Tax
FY2025Q2
YoY :
-57.38%
0.26
EPS - Diluted
FY2025Q2
YoY :
-1801.96%
-10.43M
Free Cash Flow
FY2025Q2
YoY :
+0.08%
48.28
Gross Profit Margin - %
FY2025Q2
YoY :
-57.46%
1.34
Net Margin - %
FY2025Q2
N/A
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
1
42.8K
USD
Months
3-6
2
549.8K
USD
Months
6-9
1
33.3K
USD
Months
0-12
1
31.1K
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
1
42.8K
USD
Months
3-6
2
549.8K
USD
Months
6-9
1
33.3K
USD
Months
0-12
1
31.1K
USD
Months
UPBD News & Events
Events Timeline
2025-07-31 (ET)
2025-07-31
07:43:21
Upbound Group reports Q2 adjusted EPS $1.12, consensus $1.05
2025-05-01 (ET)
2025-05-01
07:54:58
Upbound Group reports Q1 adjusted EPS $1.00, consensus 95c
2025-03-06 (ET)
2025-03-06
17:56:43
Upbound Group's Acima announces CFPB's dismissal of lawsuit
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News
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08-03TipRanks3 “Strong Buy” Dividend Stocks with Over 30% Upside, According to Analysts, 8/3/2025
4.0
08-01NASDAQ.COMValidea Peter Lynch Strategy Daily Upgrade Report - 8/1/2025
4.5
07-31NASDAQ.COMThursday Sector Laggards: Music & Electronics Stores, Packaging & Containers
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FAQ
What is Upbound Group Inc (UPBD) stock price today?
The current price of UPBD is 21.29 USD — it has decreased -1.53 % in the last trading day.
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