Historical Valuation
TrustCo Bank Corp NY (TRST) is now in the Fair zone, suggesting that its current forward PE ratio of 11.33 is considered Fairly compared with the five-year average of 11.03. The fair price of TrustCo Bank Corp NY (TRST) is between 36.40 to 45.89 according to relative valuation methord.
Relative Value
Fair Zone
36.40-45.89
Current Price：41.69
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
TrustCo Bank Corp NY (TRST) has a current Price-to-Book (P/B) ratio of 0.00. Compared to its 3-year average P/B ratio of 0.91 , the current P/B ratio is approximately -100.00% higher. Relative to its 5-year average P/B ratio of 1.00, the current P/B ratio is about -100.00% higher. TrustCo Bank Corp NY (TRST) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 9.85%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 9.32% , the current FCF yield is about -100.00% lower.
P/B
Median3y
0.91
Median5y
1.00
FCF Yield
Median3y
9.85
Median5y
9.32
Competitors Valuation Multiple
AI Analysis for TRST
The average P/S ratio for TRST competitors is 3.08, providing a benchmark for relative valuation. TrustCo Bank Corp NY Corp (TRST.O) exhibits a P/S ratio of 3.27, which is 6.14% above the industry average. Given its robust revenue growth of 9.87%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for TRST
1Y
3Y
5Y
Market capitalization of TRST increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of TRST in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is TRST currently overvalued or undervalued?
TrustCo Bank Corp NY (TRST) is now in the Fair zone, suggesting that its current forward PE ratio of 11.33 is considered Fairly compared with the five-year average of 11.03. The fair price of TrustCo Bank Corp NY (TRST) is between 36.40 to 45.89 according to relative valuation methord.
What is TrustCo Bank Corp NY (TRST) fair value?
TRST's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of TrustCo Bank Corp NY (TRST) is between 36.40 to 45.89 according to relative valuation methord.
How does TRST's valuation metrics compare to the industry average?
The average P/S ratio for TRST's competitors is 3.08, providing a benchmark for relative valuation. TrustCo Bank Corp NY Corp (TRST) exhibits a P/S ratio of 3.27, which is 6.14% above the industry average. Given its robust revenue growth of 9.87%, this premium appears unsustainable.
What is the current P/B ratio for TrustCo Bank Corp NY (TRST) as of Jan 11 2026?
As of Jan 11 2026, TrustCo Bank Corp NY (TRST) has a P/B ratio of 0.00. This indicates that the market values TRST at 0.00 times its book value.
What is the current FCF Yield for TrustCo Bank Corp NY (TRST) as of Jan 11 2026?
As of Jan 11 2026, TrustCo Bank Corp NY (TRST) has a FCF Yield of 0.00%. This means that for every dollar of TrustCo Bank Corp NY’s market capitalization, the company generates 0.00 cents in free cash flow.
What is the current Forward P/E ratio for TrustCo Bank Corp NY (TRST) as of Jan 11 2026?
As of Jan 11 2026, TrustCo Bank Corp NY (TRST) has a Forward P/E ratio of 11.33. This means the market is willing to pay $11.33 for every dollar of TrustCo Bank Corp NY’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for TrustCo Bank Corp NY (TRST) as of Jan 11 2026?
As of Jan 11 2026, TrustCo Bank Corp NY (TRST) has a Forward P/S ratio of 3.27. This means the market is valuing TRST at $3.27 for every dollar of expected revenue over the next 12 months.