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CCBG Valuation

Capital City Bank Group Inc
$
39.480
-0.72(-1.791%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings

CCBG Relative Valuation

CCBG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CCBG is overvalued; if below, it's undervalued.

Historical Valuation

Capital City Bank Group Inc (CCBG) is now in the Fair zone, suggesting that its current forward PE ratio of 11.85 is considered Fairly compared with the five-year average of 11.32. The fair price of Capital City Bank Group Inc (CCBG) is between 32.62 to 41.73 according to relative valuation methord.
Relative Value
Fair Zone
32.62-41.73
Current Price:40.20
Fair
11.77
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Capital City Bank Group Inc. (CCBG) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Capital City Bank Group Inc. (CCBG) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.67
PS
Capital City Bank Group Inc. (CCBG) has a current PS of 2.67. The 5-year average PS is 2.17. The thresholds are as follows: Strongly Undervalued below 1.65, Undervalued between 1.65 and 1.91, Fairly Valued between 2.43 and 1.91, Overvalued between 2.43 and 2.69, and Strongly Overvalued above 2.69. The current Forward PS of 2.67 falls within the Overvalued range.
0.00
P/OCF
Capital City Bank Group Inc. (CCBG) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Capital City Bank Group Inc. (CCBG) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Capital City Bank Group Inc (CCBG) has a current Price-to-Book (P/B) ratio of 1.31. Compared to its 3-year average P/B ratio of 1.27 , the current P/B ratio is approximately 3.50% higher. Relative to its 5-year average P/B ratio of 1.25, the current P/B ratio is about 4.82% higher. Capital City Bank Group Inc (CCBG) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 11.54%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 9.71% , the current FCF yield is about -100.00% lower.
1.30
P/B
Median3y
1.27
Median5y
1.25
0.00
FCF Yield
Median3y
11.54
Median5y
9.71

Competitors Valuation Multiple

The average P/S ratio for CCBG's competitors is 2.45, providing a benchmark for relative valuation. Capital City Bank Group Inc Corp (CCBG) exhibits a P/S ratio of 2.67, which is 8.89% above the industry average. Given its robust revenue growth of 13.07%, this premium appears unsustainable.

Performance Decomposition

1Y
3Y
5Y
Market capitalization of CCBG increased by 12.63% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 54.55M to 61.67M.
The secondary factor is the P/E Change, contributed 4.80%to the performance.
Overall, the performance of CCBG in the past 1 year is driven by Revenue Growth. Which is more sustainable.
13.07%
54.55M → 61.67M
Revenue Growth
+
-5.24%
25.74 → 24.39
Margin Expansion
+
4.80%
11.22 → 11.76
P/E Change
=
12.63%
35.05 → 39.48
Mkt Cap Growth

FAQ

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Is Capital City Bank Group Inc (CCBG) currently overvalued or undervalued?

Capital City Bank Group Inc (CCBG) is now in the Fair zone, suggesting that its current forward PE ratio of 11.85 is considered Fairly compared with the five-year average of 11.32. The fair price of Capital City Bank Group Inc (CCBG) is between 32.62 to 41.73 according to relative valuation methord.
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What is Capital City Bank Group Inc (CCBG) fair value?

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How does CCBG's valuation metrics compare to the industry average?

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What is the current P/B ratio for Capital City Bank Group Inc (CCBG) as of Jul 31 2025?

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What is the current FCF Yield for Capital City Bank Group Inc (CCBG) as of Jul 31 2025?

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What is the current Forward P/E ratio for Capital City Bank Group Inc (CCBG) as of Jul 31 2025?

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What is the current Forward P/S ratio for Capital City Bank Group Inc (CCBG) as of Jul 31 2025?