CCBG Relative Valuation
CCBG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CCBG is overvalued; if below, it's undervalued.
Historical Valuation
Capital City Bank Group Inc (CCBG) is now in the Fair zone, suggesting that its current forward PE ratio of 11.82 is considered Fairly compared with the five-year average of 11.23. The fair price of Capital City Bank Group Inc (CCBG) is between 36.80 to 46.01 according to relative valuation methord.
Relative Value
Fair Zone
36.80-46.01
Current Price：42.65
Fair
11.82
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Capital City Bank Group Inc. (CCBG) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Capital City Bank Group Inc. (CCBG) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.77
PS
Capital City Bank Group Inc. (CCBG) has a current PS of 2.77. The 5-year average PS is 2.25. The thresholds are as follows: Strongly Undervalued below 1.71, Undervalued between 1.71 and 1.98, Fairly Valued between 2.53 and 1.98, Overvalued between 2.53 and 2.80, and Strongly Overvalued above 2.80. The current Forward PS of 2.77 falls within the Overvalued range.
0.00
P/OCF
Capital City Bank Group Inc. (CCBG) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Capital City Bank Group Inc. (CCBG) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Capital City Bank Group Inc (CCBG) has a current Price-to-Book (P/B) ratio of 1.34. Compared to its 3-year average P/B ratio of 1.24 , the current P/B ratio is approximately 7.82% higher. Relative to its 5-year average P/B ratio of 1.27, the current P/B ratio is about 4.95% higher. Capital City Bank Group Inc (CCBG) has a Forward Free Cash Flow (FCF) yield of approximately 10.95%. Compared to its 3-year average FCF yield of 10.60%, the current FCF yield is approximately 3.28% lower. Relative to its 5-year average FCF yield of 11.69% , the current FCF yield is about -6.35% lower.
1.34
P/B
Median3y
1.24
Median5y
1.27
10.95
FCF Yield
Median3y
10.60
Median5y
11.69
Competitors Valuation Multiple
The average P/S ratio for CCBG's competitors is 3.09, providing a benchmark for relative valuation. Capital City Bank Group Inc Corp (CCBG) exhibits a P/S ratio of 2.77, which is -10.38% above the industry average. Given its robust revenue growth of 8.76%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of CCBG increased by 15.61% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 22.90 to 26.62.
The secondary factor is the Revenue Growth, contributed 8.76%to the performance.
Overall, the performance of CCBG in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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Frequently Asked Questions
Is Capital City Bank Group Inc (CCBG) currently overvalued or undervalued?
Capital City Bank Group Inc (CCBG) is now in the Fair zone, suggesting that its current forward PE ratio of 11.82 is considered Fairly compared with the five-year average of 11.23. The fair price of Capital City Bank Group Inc (CCBG) is between 36.80 to 46.01 according to relative valuation methord.
What is Capital City Bank Group Inc (CCBG) fair value?
CCBG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Capital City Bank Group Inc (CCBG) is between 36.80 to 46.01 according to relative valuation methord.
How does CCBG's valuation metrics compare to the industry average?
The average P/S ratio for CCBG's competitors is 3.09, providing a benchmark for relative valuation. Capital City Bank Group Inc Corp (CCBG) exhibits a P/S ratio of 2.77, which is -10.38% above the industry average. Given its robust revenue growth of 8.76%, this premium appears unsustainable.
What is the current P/B ratio for Capital City Bank Group Inc (CCBG) as of Jan 08 2026?
As of Jan 08 2026, Capital City Bank Group Inc (CCBG) has a P/B ratio of 1.34. This indicates that the market values CCBG at 1.34 times its book value.
What is the current FCF Yield for Capital City Bank Group Inc (CCBG) as of Jan 08 2026?
As of Jan 08 2026, Capital City Bank Group Inc (CCBG) has a FCF Yield of 10.95%. This means that for every dollar of Capital City Bank Group Inc’s market capitalization, the company generates 10.95 cents in free cash flow.
What is the current Forward P/E ratio for Capital City Bank Group Inc (CCBG) as of Jan 08 2026?
As of Jan 08 2026, Capital City Bank Group Inc (CCBG) has a Forward P/E ratio of 11.82. This means the market is willing to pay $11.82 for every dollar of Capital City Bank Group Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Capital City Bank Group Inc (CCBG) as of Jan 08 2026?
As of Jan 08 2026, Capital City Bank Group Inc (CCBG) has a Forward P/S ratio of 2.77. This means the market is valuing CCBG at $2.77 for every dollar of expected revenue over the next 12 months.