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CCBG Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
48.780
Open
47.300
VWAP
46.68
Vol
74.76K
Mkt Cap
804.44M
Low
44.365
Amount
3.49M
EV/EBITDA(TTM)
10.01
Total Shares
17.15M
EV
834.40M
EV/OCF(TTM)
10.70
P/S(TTM)
3.43
Capital City Bank Group, Inc. is a financial holding company. The Company provides a full range of banking and banking-related services to individual and corporate clients through its wholly-owned subsidiary, Capital City Bank (the Bank). It provides a full range of banking services, including traditional deposit and credit services, mortgage banking, asset management, trust, merchant services, bankcards, securities brokerage services and financial advisory services, including the sale of life insurance, risk management, and asset protection services. The Company provides two principal services, including Banking Services and Wealth Management Services. It offers its customers access to retail investment products through LPL Financial, which includes a full line of retail securities products. The Bank has approximately 62 banking offices and 104 automated teller machines, ATMs/ interactive teller machines (ITMs) in Florida, Georgia, and Alabama.
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Events Timeline

(ET)
2026-04-20
07:20:00
CEO States Strong Start to Year with 15% Earnings Growth
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2026-01-27 (ET)
2026-01-27
07:10:00
Capital City Bank Reports Record Earnings in 2025, Strong Shareholder Returns
select
2025-11-04 (ET)
2025-11-04
07:46:03
Capital City Bank names Williams-Ronan as Chief Retail Officer
select
2025-10-21 (ET)
2025-10-21
07:03:28
Capital City Bank announces Q3 earnings per share of 93 cents, surpassing consensus estimate of 87 cents.
select
2025-08-28 (ET)
2025-08-28
16:35:49
Capital City Bank increases quarterly dividend by 8.3% to 26 cents per share
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2025-07-22 (ET)
2025-07-22
07:02:35
Capital City Bank reports Q2 EPS 88c, consensus 79c
select
2025-07-10 (ET)
2025-07-10
07:22:01
Capital City Bank appoints William Smith III to Board
select

News

seekingalpha
9.5
04-20seekingalpha
Capital City Bank Reports Stable Q1 Earnings Performance
  • Earnings Per Share: Capital City Bank reported a GAAP EPS of $0.92 for Q1, indicating a commitment to maintaining stable profitability despite revenue of $62.15 million.
  • Net Interest Income Fluctuation: Tax-equivalent net interest income totaled $42.9 million, slightly down from $43.4 million in the previous quarter, primarily due to two fewer calendar days in Q1, reflecting seasonal revenue variability.
  • Stable Credit Quality: As of March 31, 2026, net loan charge-offs were annualized at 10 basis points, with the allowance coverage ratio increasing to 1.23%, demonstrating the bank's robust credit risk management practices.
  • Shareholder Return Initiatives: The bank repurchased 63,088 shares of common stock, and while loan balances decreased by $29.8 million, deposit balances increased by $43.5 million, indicating proactive measures to enhance shareholder value.
NASDAQ.COM
9.5
04-20NASDAQ.COM
Capital City Bank Reports Q1 Profit Decline Despite Revenue Growth
  • Profit Decline: Capital City Bank Group Inc. reported a first-quarter net profit of $15.81 million, or $0.92 per share, down from $16.85 million and $0.99 per share last year, indicating a weakening in profitability that may affect investor confidence.
  • Revenue Growth: Despite the profit decline, the company achieved a 2.5% year-over-year revenue increase to $51.02 million from $49.78 million last year, demonstrating some business resilience in a challenging market environment.
  • Financial Performance Overview: The GAAP earnings and revenue figures for the first quarter highlight the challenges the company faces in cost control and revenue growth, suggesting the need for further strategic measures to improve financial health.
  • Market Reaction Outlook: Given the profit decline, the market may adopt a cautious stance regarding Capital City Bank's future performance, prompting investors to monitor the company's subsequent strategic adjustments and market adaptability.
Newsfilter
9.5
04-08Newsfilter
Capital City Bank Group to Release Q1 2026 Earnings on April 20
  • Earnings Release Schedule: Capital City Bank Group has announced that it will release its first quarter 2026 financial results on April 20, 2026, before the market opens, allowing investors to access the earnings report via the company's Investor Relations website, ensuring transparency and timely information dissemination.
  • Company Overview: As one of Florida's largest publicly traded financial holding companies, Capital City Bank Group boasts approximately $4.4 billion in assets and offers a comprehensive range of banking services, including traditional deposits, credit services, mortgage banking, and asset management, showcasing its strength in the financial services sector.
  • Historical Background: Founded in 1895, the bank has over a century of history and currently operates 62 banking offices and 108 ATMs/ITMs across Florida, Georgia, and Alabama, reflecting its deep-rooted presence in the regional market.
  • Investor Contact Information: CFO Jep Larkin has provided contact details to ensure that investors can obtain necessary support and information before and after the earnings release, enhancing communication channels between the company and its investors.
seekingalpha
8.0
02-27seekingalpha
Capital City Bank Declares Quarterly Dividend Increase
  • Dividend Increase: Capital City Bank has declared a quarterly dividend of $0.27 per share, representing a 3.8% increase from the previous dividend of $0.26, indicating ongoing improvements in the company's profitability and boosting investor confidence.
  • Stable Yield: The forward yield of 2.49% from this dividend provides investors with a relatively stable return, attracting attention from income-seeking investors in a competitive market.
  • Payment Schedule: The dividend will be payable on March 23, with a record date of March 9 and an ex-dividend date also on March 9, ensuring shareholders receive their earnings promptly and enhancing their willingness to hold shares.
  • Financial Transparency: Capital City Bank has provided a detailed dividend scorecard and yield chart, further enhancing the company's financial transparency and assisting investors in making more informed investment decisions.
seekingalpha
9.5
01-27seekingalpha
Capital City Bank Reports Strong Q4 Earnings
  • Earnings Per Share Growth: Capital City Bank reported a GAAP EPS of $0.80 for Q4, reflecting a 6.7% year-over-year increase, indicating stable profitability and boosting investor confidence.
  • Revenue Increase: The bank's revenue reached $63.46 million, up 6.0% from the previous year, showcasing sustained growth in lending and deposit activities, which further solidifies its market position.
  • Financial Health: The financial data indicates a strong balance sheet with good capital adequacy ratios, providing support for future expansion and investments, enhancing resilience in a competitive financial market.
  • Dividend Performance: The bank's solid dividend scorecard reflects its commitment to shareholder returns, likely attracting more investors seeking stable income.
Newsfilter
9.5
01-09Newsfilter
Capital City Bank Group to Release Q4 and Year-End 2025 Results on January 27, 2026
  • Earnings Release Schedule: Capital City Bank Group will announce its fourth quarter and year-end 2025 financial results on January 27, 2026, before market opens, allowing investors to access the information via the company's Investor Relations website, ensuring transparency and timely information dissemination.
  • Company Overview: As one of Florida's largest publicly traded financial holding companies with approximately $4.3 billion in assets, Capital City Bank Group offers a full range of banking services, including traditional deposits, credit, mortgage banking, and asset management, showcasing its diversified capabilities in the financial services sector.
  • Historical Background: Founded in 1895, Capital City Bank currently operates 62 banking offices and 108 ATMs/ITMs across Florida, Georgia, and Alabama, reflecting its strong regional presence and extensive coverage in the market.
  • Investor Relations: By providing financial results through its Investor Relations website, the company aims to enhance communication with investors, improve market confidence, and increase transparency, which could positively impact shareholder value.
Wall Street analysts forecast CCBG stock price to rise
1 Analyst Rating
Wall Street analysts forecast CCBG stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
47.00
Averages
47.00
High
47.00
Current: 0.000
sliders
Low
47.00
Averages
47.00
High
47.00
Keefe Bruyette
Outperform -> Market Perform
downgrade
$47 -> $45
AI Analysis
2026-01-28
Reason
Keefe Bruyette
Price Target
$47 -> $45
AI Analysis
2026-01-28
downgrade
Outperform -> Market Perform
Reason
Keefe Bruyette downgraded Capital City Bank to Market Perform from Outperform with a price target of $45, down from $47, following the Q4 report. The company reported net interest margin "slippage," lower fees, and higher expenses, the analyst tells investors in a research note. The firm believes Capital City's forward earnings growth will likely be dictated by excess capital deployment, which could take time.
Keefe Bruyette
Outperform
maintain
$43 -> $45
2025-07-23
Reason
Keefe Bruyette
Price Target
$43 -> $45
2025-07-23
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on Capital City Bank to $45 from $43 and keeps an Outperform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for CCBG
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Valuation Metrics

The current forward P/E ratio for Capital City Bank Group Inc (CCBG.O) is 10.04, compared to its 5-year average forward P/E of 11.11. For a more detailed relative valuation and DCF analysis to assess Capital City Bank Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
11.11
Current PE
10.04
Overvalued PE
12.70
Undervalued PE
9.51

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.65
Current EV/EBITDA
4.30
Overvalued EV/EBITDA
3.23
Undervalued EV/EBITDA
-1.93

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.30
Current PS
2.99
Overvalued PS
2.59
Undervalued PS
2.01

Financials

AI Analysis
Annual
Quarterly

Whales Holding CCBG

H
Heartland Advisors, Inc.
Holding
CCBG
+6.03%
3M Return

Trading Trends

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Frequently Asked Questions

What is Capital City Bank Group Inc (CCBG) stock price today?

The current price of CCBG is 46.9 USD — it has increased 0.15

What is Capital City Bank Group Inc (CCBG)'s business?

Capital City Bank Group, Inc. is a financial holding company. The Company provides a full range of banking and banking-related services to individual and corporate clients through its wholly-owned subsidiary, Capital City Bank (the Bank). It provides a full range of banking services, including traditional deposit and credit services, mortgage banking, asset management, trust, merchant services, bankcards, securities brokerage services and financial advisory services, including the sale of life insurance, risk management, and asset protection services. The Company provides two principal services, including Banking Services and Wealth Management Services. It offers its customers access to retail investment products through LPL Financial, which includes a full line of retail securities products. The Bank has approximately 62 banking offices and 104 automated teller machines, ATMs/ interactive teller machines (ITMs) in Florida, Georgia, and Alabama.

What is the price predicton of CCBG Stock?

Wall Street analysts forecast CCBG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CCBG is47.00 USD with a low forecast of 47.00 USD and a high forecast of 47.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Capital City Bank Group Inc (CCBG)'s revenue for the last quarter?

Capital City Bank Group Inc revenue for the last quarter amounts to 58.64M USD, increased 6.17

What is Capital City Bank Group Inc (CCBG)'s earnings per share (EPS) for the last quarter?

Capital City Bank Group Inc. EPS for the last quarter amounts to 0.80 USD, increased 3.90

How many employees does Capital City Bank Group Inc (CCBG). have?

Capital City Bank Group Inc (CCBG) has 902 emplpoyees as of April 21 2026.

What is Capital City Bank Group Inc (CCBG) market cap?

Today CCBG has the market capitalization of 804.44M USD.