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TRST Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
49.210
Open
48.350
VWAP
48.87
Vol
55.75K
Mkt Cap
528.69M
Low
48.350
Amount
2.73M
EV/EBITDA(TTM)
7.92
Total Shares
--
EV
615.50M
EV/OCF(TTM)
3.20
P/S(TTM)
3.69
TrustCo Bank Corp NY is a savings and loan holding company. The Company operates, through its principal subsidiary, Trustco Bank (the Bank). The Bank is a federal savings bank engaged in providing general banking services to individuals and businesses. The Bank provides a wide range of both personal and business banking services, including a full array of deposit products for both individuals and businesses. The Bank also offers trust and investment services through its Financial Services Department. Trustco Financial Services, the name under which the Bank’s trust department operates, serves as executor of estates and trustee of personal trusts, provides asset and wealth management services, provides estate planning and related advice, provides custodial services, and acts as trustee for various types of employee benefit plans and corporate pension and profit-sharing trusts. The Bank operates about 154 automatic teller machines and 136 banking offices.
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Events Timeline

(ET)
2026-01-21
16:10:00
Trustco Bank Reports Q4 Tangible Book Value of $38.05
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2025-08-19 (ET)
2025-08-19
16:02:21
Trustco Bank raises quarterly dividend by 5.6% to 38 cents per share
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2025-07-21 (ET)
2025-07-21
16:03:46
Trustco Bank reports Q2 EPS 79c vs. 66c last year
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2025-04-21 (ET)
2025-04-21
16:05:55
Trustco Bank reports Q1 EPS 75c vs. 64c last year
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2025-03-18 (ET)
2025-03-18
16:12:00
Trustco Bank announces 1M share stock repurchase plan
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2025-01-21 (ET)
2025-01-21
15:07:19
Trustco Bank reports Q4 EPS 59c vs. 52c last year
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2024-10-21 (ET)
2024-10-21
16:07:37
Trustco Bank reports Q3 EPS 68c vs.77c last year
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News

Yahoo Finance
9.5
04-23Yahoo Finance
Trustco Bank Reports Strong Q1 2026 Earnings with 14.1% Income Growth
  • Net Income Growth: Trustco Bank reported a net income of $16.3 million for Q1 2026, reflecting a 14.1% year-over-year increase, which underscores the company's strong market performance and boosts investor confidence.
  • Record Loan Portfolio: The loan portfolio reached an all-time high of $5.3 billion, growing 3.1% year-over-year, which not only enhances the company's financial performance but also indicates its competitive strength in the lending market.
  • Share Buyback Program: The company repurchased 522,000 shares in the first quarter, representing 2.9% of outstanding shares, demonstrating a commitment to shareholder value and potentially increasing earnings per share.
  • Increase in Nonperforming Loans: Nonperforming loans rose to $21.5 million from $18.8 million a year earlier, reflecting economic uncertainties that may impact future credit policies.
seekingalpha
9.5
04-22seekingalpha
TrustCo Bank Reports Strong Q1 2026 Earnings and Buyback Plans
  • Net Income Growth: TrustCo Bank reported net income exceeding $16.3 million in Q1 2026, reflecting a 14.1% year-over-year increase, which underscores the effectiveness of the company's loan repricing and shareholder return strategies, thereby boosting investor confidence.
  • Loan Portfolio Repricing: The successful transition from lower-rate loans to higher-earning loans is expected to enhance net interest income further, strengthening the company's profitability and competitive position in the market.
  • Share Buyback Program: The bank repurchased 1 million shares in 2025 and has authorization for an additional 2 million shares in 2026, with over 500,000 shares repurchased in Q1, indicating management's commitment to shareholder returns and ongoing capital deployment strategy.
  • Expense Outlook Adjustment: The projected range for 2026 recurring noninterest expenses has been adjusted to $26.7 million to $27.3 million, down from the previous $27.7 million to $28.2 million, reflecting effective cost management that enhances the sustainability of future earnings.
NASDAQ.COM
1.0
04-22NASDAQ.COM
TrustCo Bank to Host Q1 2026 Earnings Call
  • Earnings Call Announcement: TrustCo Bank Corp NY will host a conference call on April 22, 2026, at 9:00 AM ET to discuss its Q1 2026 earnings results, aiming to provide investors with the latest financial performance and business developments.
  • Access Information: Investors can participate in the live webcast by visiting https://events.q4inc.com/attendee/647533404 or by dialing 1-833-470-1428 with access code 048251, ensuring timely communication of important information.
  • Replay Details: After the call, investors can listen to a replay by dialing 1-866-813-9403 with access code 486810, providing convenience for those unable to attend live and ensuring they receive crucial financial insights.
  • Source Disclaimer: The views and opinions expressed herein are solely those of the author and do not necessarily reflect those of Nasdaq, Inc., reminding investors to exercise caution when interpreting the information.
NASDAQ.COM
9.5
04-22NASDAQ.COM
TrustCo Bank Reports Increased Q1 Profit Amid Mixed Income Trends
  • Profit Growth: TrustCo Bank's net income for Q1 reached $16.29 million, translating to $0.91 per share, which is a significant increase from last year's $14.28 million and $0.75 per share, indicating strong profitability.
  • Interest Income Rise: Net interest income rose to $44.71 million from $40.37 million year-over-year, marking a 10.5% increase, which highlights the bank's robust performance in interest earnings and contributes to overall profit growth.
  • Decline in Non-Interest Income: Despite the rise in net interest income, non-interest income fell from $4.97 million to $4.84 million, primarily due to a slight increase in non-interest expenses to $26.98 million, reflecting challenges in cost management.
  • Stock Performance: On Nasdaq, TrustCo's shares closed down 0.67% at $46.30 during Tuesday's regular trading, indicating market caution regarding its financial performance.
seekingalpha
9.5
04-21seekingalpha
TrustCo Bank Reports Strong Q1 Earnings with Revenue Growth
  • Profitability Improvement: TrustCo Bank's Q1 GAAP EPS of $0.91 indicates a significant increase compared to the previous year, which is likely to boost investor confidence in the bank's financial health.
  • Revenue Growth: The bank reported revenues of $49.55 million for Q1, reflecting a 9.3% year-over-year increase, showcasing its robust performance in the market and potentially attracting more investor interest.
  • Increase in Net Interest Income: With net interest income reaching $44.7 million, up 10.7% from $40.4 million last year, the bank demonstrates effective asset-liability management in the current interest rate environment, enhancing its overall financial stability.
  • Improved Return on Assets: The return on average assets rose to 1.02%, a 9.7% increase from 0.93% year-over-year, indicating ongoing improvements in asset utilization efficiency, which may lay the groundwork for future growth.
Barron's
1.0
02-10Barron's
Wall Street Banks Are Taking Notice of an Activist Investor
  • Finance Conferences in Florida: Wall Street executives are gathering in southeast Florida for a series of finance industry conferences this week.

  • Activist Hedge Fund's Role: A small activist hedge fund known for advocating changes at U.S. banks is becoming more assertive during this event.

Valuation Metrics

The current forward P/E ratio for TrustCo Bank Corp NY (TRST.O) is 11.33, compared to its 5-year average forward P/E of 10.95. For a more detailed relative valuation and DCF analysis to assess TrustCo Bank Corp NY's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.95
Current PE
11.33
Overvalued PE
12.58
Undervalued PE
9.32

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.30
Current PS
3.27
Overvalued PS
3.65
Undervalued PS
2.96

Financials

AI Analysis
Annual
Quarterly

Whales Holding TRST

S
Systematic Financial Management LP
Holding
TRST
+14.80%
3M Return

Trading Trends

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Frequently Asked Questions

What is TrustCo Bank Corp NY (TRST) stock price today?

The current price of TRST is 49.06 USD — it has increased 1.3

What is TrustCo Bank Corp NY (TRST)'s business?

TrustCo Bank Corp NY is a savings and loan holding company. The Company operates, through its principal subsidiary, Trustco Bank (the Bank). The Bank is a federal savings bank engaged in providing general banking services to individuals and businesses. The Bank provides a wide range of both personal and business banking services, including a full array of deposit products for both individuals and businesses. The Bank also offers trust and investment services through its Financial Services Department. Trustco Financial Services, the name under which the Bank’s trust department operates, serves as executor of estates and trustee of personal trusts, provides asset and wealth management services, provides estate planning and related advice, provides custodial services, and acts as trustee for various types of employee benefit plans and corporate pension and profit-sharing trusts. The Bank operates about 154 automatic teller machines and 136 banking offices.

What is the price predicton of TRST Stock?

Wall Street analysts forecast TRST stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for TRST is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is TrustCo Bank Corp NY (TRST)'s revenue for the last quarter?

TrustCo Bank Corp NY revenue for the last quarter amounts to 41.25M USD, increased 9.87

What is TrustCo Bank Corp NY (TRST)'s earnings per share (EPS) for the last quarter?

TrustCo Bank Corp NY. EPS for the last quarter amounts to 0.75 USD, increased 17.19

How many employees does TrustCo Bank Corp NY (TRST). have?

TrustCo Bank Corp NY (TRST) has 737 emplpoyees as of May 11 2026.

What is TrustCo Bank Corp NY (TRST) market cap?

Today TRST has the market capitalization of 528.69M USD.