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STEL Valuation

Stellar Bancorp Inc
$
31.390
-0.14(-0.444%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings

STEL Relative Valuation

STEL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, STEL is overvalued; if below, it's undervalued.

Historical Valuation

Stellar Bancorp Inc (STEL) is now in the Overvalued zone, suggesting that its current forward PE ratio of 17.75 is considered Overvalued compared with the five-year average of 7.87. The fair price of Stellar Bancorp Inc (STEL) is between 7.97 to 24.76 according to relative valuation methord. Compared to the current price of 31.35 USD , Stellar Bancorp Inc is Overvalued By 26.63%.
Relative Value
Fair Zone
7.97-24.76
Current Price:31.35
26.63%
Overvalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
1.02
P/B
Median3y
0.90
Median5y
0.82
5.50
FCF Yield
Median3y
9.80
Median5y
9.77

Competitors Valuation Multiple

The average P/S ratio for STEL's competitors is 3.25, providing a benchmark for relative valuation. Stellar Bancorp Inc Corp (STEL) exhibits a P/S ratio of 3.86, which is 18.75% above the industry average. Given its robust revenue growth of -2.99%, this premium appears unsustainable.

FAQ

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Is Stellar Bancorp Inc (STEL) currently overvalued or undervalued?

Stellar Bancorp Inc (STEL) is now in the Overvalued zone, suggesting that its current forward PE ratio of 17.75 is considered Overvalued compared with the five-year average of 7.87. The fair price of Stellar Bancorp Inc (STEL) is between 7.97 to 24.76 according to relative valuation methord. Compared to the current price of 31.35 USD , Stellar Bancorp Inc is Overvalued By 26.63% .
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What is Stellar Bancorp Inc (STEL) fair value?

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How does STEL's valuation metrics compare to the industry average?

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What is the current P/B ratio for Stellar Bancorp Inc (STEL) as of Jul 26 2025?

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What is the current FCF Yield for Stellar Bancorp Inc (STEL) as of Jul 26 2025?

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What is the current Forward P/E ratio for Stellar Bancorp Inc (STEL) as of Jul 26 2025?

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What is the current Forward P/S ratio for Stellar Bancorp Inc (STEL) as of Jul 26 2025?