STEL Forecast — Price Prediction for 2025. Should I Buy STEL?
1-Day-Price-Prediction
+2.98%
1-Week Prediction
+0.14%
1-Month Prediction
+3.8%
2026 Prediction
-26.26%
2030 Prediction
-35.62%
Based on our advanced algorithm, we predict that STEL stock price will experience significant movement in the coming periods. Our 1-day prediction estimates a price of $33.38, while the 1-week outlook suggests a value of $32.46. For the 1-month forecast, we project a price of $33.64. Looking further ahead, our 2026 projection estimates a value of $23.90, with a long-term 2030 forecast reaching $20.86. Stay informed and make strategic decisions with our data-driven insights!
Should I Buy Stellar Bancorp Inc Stock?
Based on our evaluation of the five key dimensions—Technical Signals, Moving Average trends, Short Sell Data, Similar Chart Pattern Matching and Seasonality Analysis—we have identified the following insights. STEL has several positive signals and is within a rising trend, so we believe it will perform strongly in the next couple of days or weeks. We therefore hold a positive evaluation of this stock. Our analysis conclusion for this stock is a Strong Buy candidate.
STEL stock price ended at $32.41 on Monday, after losing-0.03%
The Stellar Bancorp Inc stock price decreased by -0.03% on the last trading day (15 Dec 2025), dropping from 32.38 to 32.41. Throughout the last trading session, the stock experienced a fluctuation of 4.09% , ranging from a day low of $31.38 to a day high of 32.665. The price has declined in 4 of the last 10 days, resulting in a total change of 1.76% during this period. On the last day, trading volume decrease by -1.01K shares, with the falling prices. This could serve as an early warning, indicating that risk may slightly increase in the coming days. In total, 227.73K shares were traded, amounting to approximately 7.37M.
STEL Technical Signals
STEL(Stellar Bancorp Inc Corp) has 3 buy signals and 2 sell signals now. The current trend is consolidation starting from 2025-11-18. The total price change during this trend is +8.39%. Recently, the price has dropped while volume droped, indicating a potential rebound signal. The average turnover of STEL over the last 5 trading days is 7.69M. Overall, the technical indicator signals lean more toward a Neutral outlook in the mid-term.
STEL Moving Average Analysis
Stellar Bancorp Inc's overall moving average trend leans more bullish as of Tuesday, December 16, 2025, with 0 negative signals and 4 positive signal. In the mid-term, the SMA_20 being above the SMA_60 signals a strong bullish trend. There will be some resistance from the lines at $32.87, and $33.39. A break-up above any of these levels will issue buy signals. There will be some support from the lines at $31.19, and $30.67. A break-down below any of these levels will issue sell signals.
STEL Short Selling Analysis
The short sale ratio of Stellar Bancorp Inc(STEL) as of 10 Dec 2025 is 4.79%, dropping from last trading day. With decreasing price from 31.51 to 32.17. The short sell activity indicate that short sellers may be experiencing short cover.
Technical Signal
Technical Signals Summary
Sell
2
Buy
3
Moving Average
Swing
Positive
Stock Price Above SMA_5
Short Term
Positive
SMA_5 Above SMA_20
Mid Term
Positive
SMA_20 Above SMA_60
Long Term
Positive
SMA_60 Above SMA_200
Short Selling
Close Price
Short Sale Ratio
Short Sale Volume
3 Bullish Signals
3 Bullish Signals
When Value satisfies Signal, Indicator signals Bullish
Indicators
Signal
Value
Meaning
Indicators
Signal
Value
Meaning
Awesome Oscillator (5, 34)
AO_5_34 > 0
1.291
Bullish
Momentum (10 days)
MOM_10 > 0
0.56
Bullish
Moving Average Convergence Divergence (12, 26, 9)
MACD_12_26_9 > 0
0.531
Bullish
2 Bearish Signals
2 Bearish Signals
When Value satisfies Signal, Indicator signals Bearish
Indicators
Signal
Value
Meaning
Indicators
Signal
Value
Meaning
Stochastic Oscillator %K (14, 3, 3)
STOCHk_14_3_3 > 80
80.998
Bearish
Stochastic RSI %K (14, 14, 3, 3)
STOCHRSIk_14_14_3_3 > 80
98.385
Bearish
STEL Stock Forecast
2026
2027
2028
2029
2030
2031
2032
2033
2034
2035
Month
Min. Price
Avg. Price
Max. Price
Potential ROI
Jan 2026
$26.38
$26.90
$26.98
-2.59%
Feb 2026
$18.48
$22.26
$25.06
-19.41%
Mar 2026
$22.04
$22.33
$23.85
-19.14%
Apr 2026
$26.53
$29.80
$33.77
+7.90%
May 2026
$25.04
$27.08
$27.94
-1.96%
Jun 2026
$23.26
$24.23
$24.82
-12.26%
Jul 2026
$25.53
$28.96
$31.97
+4.84%
Aug 2026
$29.23
$30.28
$32.16
+9.62%
Sep 2026
$24.58
$27.48
$31.65
-0.51%
Oct 2026
$21.98
$27.70
$31.62
+0.28%
Nov 2026
$20.74
$23.24
$27.86
-15.84%
Dec 2026
$21.99
$23.90
$27.78
-13.48%
In 2026, Stellar Bancorp Inc (STEL) is anticipated to change hands in a trading channel between $18.48 and $33.77.
Stellar Bancorp Inc Stock Forecast 2026
Jan 2026: STEL Stock Forecast
Potential ROI: -2.59%
In Jan 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $26.90. The price is predicted to fluctuate between a low of $26.38 and a high of $26.98.
Feb 2026: STEL Stock Forecast
Potential ROI: -19.41%
In Feb 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $22.26. The price is predicted to fluctuate between a low of $18.48 and a high of $25.06.
Mar 2026: STEL Stock Forecast
Potential ROI: -19.14%
In Mar 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $22.33. The price is predicted to fluctuate between a low of $22.04 and a high of $23.85.
Apr 2026: STEL Stock Forecast
Potential ROI: 7.90%
In Apr 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $29.80. The price is predicted to fluctuate between a low of $26.53 and a high of $33.77.
May 2026: STEL Stock Forecast
Potential ROI: -1.96%
In May 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $27.08. The price is predicted to fluctuate between a low of $25.04 and a high of $27.94.
Jun 2026: STEL Stock Forecast
Potential ROI: -12.26%
In Jun 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $24.23. The price is predicted to fluctuate between a low of $23.26 and a high of $24.82.
Jul 2026: STEL Stock Forecast
Potential ROI: 4.84%
In Jul 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $28.96. The price is predicted to fluctuate between a low of $25.53 and a high of $31.97.
Aug 2026: STEL Stock Forecast
Potential ROI: 9.62%
In Aug 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $30.28. The price is predicted to fluctuate between a low of $29.23 and a high of $32.16.
Sep 2026: STEL Stock Forecast
Potential ROI: -0.51%
In Sep 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $27.48. The price is predicted to fluctuate between a low of $24.58 and a high of $31.65.
Oct 2026: STEL Stock Forecast
Potential ROI: 0.28%
In Oct 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $27.70. The price is predicted to fluctuate between a low of $21.98 and a high of $31.62.
Nov 2026: STEL Stock Forecast
Potential ROI: -15.84%
In Nov 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $23.24. The price is predicted to fluctuate between a low of $20.74 and a high of $27.86.
Dec 2026: STEL Stock Forecast
Potential ROI: -13.48%
In Dec 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $23.90. The price is predicted to fluctuate between a low of $21.99 and a high of $27.78.
STEL Price Prediction & Forecast by Similar Chart Analysis
Based on historical patterns and backtesting of stocks with similar movements to Stellar Bancorp Inc(STEL), our algorithm predicts STEL's 1-month price at $22.25, with an -31.38%downwardshift. Using a similarity score up to 97.95%and other factors, This forecast updates weekly, adjusting for significant deviations.
Similar Chart
The price prediction chart for Stellar Bancorp Inc (STEL.N) stock, as of Sunday, December 14, 2025 , forecasts a -31.38% change over the next month, based on its high correlation with GOTU.N stock patterns. The similarity between their price movements over the analyzed periods is 97.95%. The right panel lists other stocks with similar price patterns. This prediction is updated every week.
STEL
No data
GOTU
Down: -31.38%Similarity: 97.95%
Name
Similarity
Up/Down
GOTU.N
97.95%
-31.38%
EIG.N
97.92%
+10.61%
MBUU.O
97.71%
+2.82%
CVCO.O
97.60%
-1.97%
PLCE.O
97.58%
+4.10%
NTES.O
97.58%
+3.28%
RDN.N
97.55%
-0.72%
JKHY.O
97.53%
+5.09%
STEL Seasonality Analysis
Based on STEL's historical stock price data across all years, the probability of a positive return in December is66.67%, suggesting it maybe an ideal month to invest in STEL. In contrast,Novemberoffers the highest probability of positive returns at88.89%, making it a potentially strong month for investment.
However, this is only a prediction based on one method, and a comprehensive assessment of the stock's future trend should consider additional factors. Our final stock price commentary incorporates three main evaluation dimensions: technical signals, Moving Average trends, and similar chart pattern matching, with the first two dimensions carrying the primary weight to ensure a more robust and accurate forecast.
Monthly Seasonality
The radar chart shows that buying Stellar Bancorp Inc (STEL.N) stock in November has the highest probability of a positive return (88.89%), while April has the lowest probability (30.00%).
Performance Seasonality
The chart shows Stellar Bancorp Inc. (STEL)'s annual stock price return for the past three years, helping you analyze price trends and identify recurring trends on an annual basis.
Based on our evaluation of the five key dimensions—Technical Signals, Moving Average trends, Short Sell Data, Similar Chart Pattern Matching and Seasonality Analysis—we have identified the following insights. STEL has several positive signals and is within a rising trend, so we believe it will perform strongly in the next couple of days or weeks. We therefore hold a positive evaluation of this stock. Our analysis conclusion for this stock is a Strong Buy candidate.
Which months have the highest win rate for buying Stellar Bancorp Inc (STEL.N) stock in a year?
The radar chart shows that buying Stellar Bancorp Inc (STEL.N) stock in November has the highest probability of a positive return (88.89%), while April has the lowest probability (30.00%).
How has Stellar Bancorp Inc. (STEL)'s stock price performed over the past three years?
STEL's stock price fell by -6.61% in 2023,increased by 5.55% in 2024, and went up by 16.67%in 2025.
Is STEL a buy based on overall technical signals summary?
STEL has 3 buy signals and 2 sell signals now. Overall the technical rating for STEL is Neutral . Note that market conditions change all the time. In addition to technical ratings, keep an eye on the Valuation Level of STEL.
What is the trend of Stellar Bancorp Inc (STEL)'s moving average?
Stellar Bancorp Inc's overall moving average trend leans more bullish as of December 16 2025, with 0 negative signals and 4 positive signal.
What is price prediction for STEL stock next month?
The price prediction chart for Stellar Bancorp Inc (STEL.N) stock, as of December 14 2025, forecasts a -31.38% change over the next month, based on its high correlation with GOTU stock patterns. The similarity between their price movements over the analyzed periods is 97.95%. The right panel lists other stocks with similar price patterns. This prediction is updated every week.
What is price prediction 2026 for Stellar Bancorp Inc (STEL) Stock?
In Dec 2026, Stellar Bancorp Inc's value is forecasted to reach an average price of $23.90. The price is predicted to fluctuate between a low of $21.99 and a high of $27.78.
What is price prediction 2030 for Stellar Bancorp Inc (STEL) Stock?
In Dec 2030, Stellar Bancorp Inc's value is forecasted to reach an average price of $20.86. The price is predicted to fluctuate between a low of $19.57 and a high of $25.91.
Positive
