stocks logo

SNV Valuation

Synovus Financial Corp
$
45.490
+0.78(1.745%)1D

SNV Relative Valuation

SNV's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SNV is overvalued; if below, it's undervalued.
AI Stock Picker

Historical Valuation

Synovus Financial Corp (SNV) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.28 is considered Undervalued compared with the five-year average of 9.40. The fair price of Synovus Financial Corp (SNV) is between 48.00 to 61.37 according to relative valuation methord. Compared to the current price of 45.49 USD , Synovus Financial Corp is Undervalued By 5.23%.
Relative Value
Fair Zone
48.00-61.37
Current Price:45.49
5.23%
Undervalued
8.28
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Synovus Financial Corp. (SNV) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Synovus Financial Corp. (SNV) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
45.49
PS
Synovus Financial Corp. (SNV) has a current PS of 45.49. The 5-year average PS is 3.07. The thresholds are as follows: Strongly Undervalued below -3.76, Undervalued between -3.76 and -0.35, Fairly Valued between 6.48 and -0.35, Overvalued between 6.48 and 9.89, and Strongly Overvalued above 9.89. The current Forward PS of 45.49 falls within the Strongly Overvalued range.
0.00
P/OCF
Synovus Financial Corp. (SNV) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Synovus Financial Corp. (SNV) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Synovus Financial Corp (SNV) has a current Price-to-Book (P/B) ratio of 1.20. Compared to its 3-year average P/B ratio of 1.30 , the current P/B ratio is approximately -8.24% higher. Relative to its 5-year average P/B ratio of 1.35, the current P/B ratio is about -11.13% higher. Synovus Financial Corp (SNV) has a Forward Free Cash Flow (FCF) yield of approximately 10.58%. Compared to its 3-year average FCF yield of 18.39%, the current FCF yield is approximately -42.46% lower. Relative to its 5-year average FCF yield of 14.80% , the current FCF yield is about -28.49% lower.
1.20
P/B
Median3y
1.30
Median5y
1.35
10.58
FCF Yield
Median3y
18.39
Median5y
14.80
Financial AI Agent

Competitors Valuation Multiple

The average P/S ratio for SNV's competitors is 50.27, providing a benchmark for relative valuation. Synovus Financial Corp Corp (SNV) exhibits a P/S ratio of 45.49, which is -9.50% above the industry average. Given its robust revenue growth of 8.00%, this premium appears unsustainable.
Intellectia AI SwingMax

Performance Decomposition

1Y
3Y
5Y
Market capitalization of SNV decreased by 19.69% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 533.67M to 576.38M.
The secondary factor is the Margin Expansion, contributed 0.68%to the performance.
Overall, the performance of SNV in the past 1 year is driven by Revenue Growth. Which is more sustainable.
8.00%
533.67M → 576.38M
Revenue Growth
+
0.68%
33.86 → 34.09
Margin Expansion
+
-28.37%
11.87 → 8.51
P/E Change
=
-19.69%
56.64 → 45.49
Mkt Cap Growth

FAQ

arrow icon

Is Synovus Financial Corp (SNV) currently overvalued or undervalued?

Synovus Financial Corp (SNV) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.28 is considered Undervalued compared with the five-year average of 9.40. The fair price of Synovus Financial Corp (SNV) is between 48.00 to 61.37 according to relative valuation methord. Compared to the current price of 45.49 USD , Synovus Financial Corp is Undervalued By 5.23% .
arrow icon

What is Synovus Financial Corp (SNV) fair value?

arrow icon

How does SNV's valuation metrics compare to the industry average?

arrow icon

What is the current P/B ratio for Synovus Financial Corp (SNV) as of Nov 09 2025?

arrow icon

What is the current FCF Yield for Synovus Financial Corp (SNV) as of Nov 09 2025?

arrow icon

What is the current Forward P/E ratio for Synovus Financial Corp (SNV) as of Nov 09 2025?

arrow icon

What is the current Forward P/S ratio for Synovus Financial Corp (SNV) as of Nov 09 2025?