SNV

Synovus Financial Corp

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47.840

-1.26(-2.566%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

49.660

Open

49.660

VWAP

48.21

Vol

3.39M

Mkt Cap

6.64B

Low

47.790

Amount

163.36M

EV/EBITDA(TTM)

10.89

Total Shares

146.44M

11.19B

EV/OCF(TTM)

P/S(TTM)

3.12

Synovus Financial Corp. is a financial service and bank holding company. The Company conducts its banking operations through Synovus Bank (the Bank). The Bank operates primarily throughout Alabama, Florida, Georgia, South Carolina, and Tennessee. The Company's segments include Wholesale Banking, Community Banking, Consumer Banking, Financial Management Services and Treasury and Corporate Other. Its commercial banking services include commercial, financial, and real estate lending, treasury management, asset management, capital markets services, and institutional trust services. Its consumer banking services include accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services, and bank credit and debit card services. It operates approximately 244 branches and 357 ATMs across its footprint.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

605.05M

+5.99%

1.276

-1.88%

608.93M

+4.88%

1.313

+5.04%

600.93M

+6.41%

1.294

+5.2%

Estimates Revision

The market is revising Upward the revenue expectations for Synovus Financial Corp. (SNV) for FY2025, with the revenue forecasts being adjusted by 0.57% over the past three months. During the same period, the stock price has changed by 8.48%.

Revenue Estimates for FY2025

Revise Upward

+0.57%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+0.34%

In Past 3 Month

Stock Price

Go Up

+8.48%

In Past 3 Month

15 Analyst Rating

31.54% Upside

Wall Street analysts forecast SNV stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SNV is 62.93 USD with a low forecast of 55.00 USD and a high forecast of 70.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

12 Buy

3 Hold

0 Sell

Strong Buy

31.54% Upside

Current: 47.840

Low

55.00

Averages

62.93

High

70.00

31.54% Upside

Current: 47.840

Low

55.00

Averages

62.93

High

70.00

Stephens

Equal Weight

downgrade

$133 -> $104

2025-07-29

New

Reason

Stephens

Price Target

$133 -> $104

2025-07-29

New

downgrade

Equal Weight

Reason

Stephens lowered the firm's price target on Pinnacle Financial (PNFP) to $104 from $133 and keeps an Equal Weight rating on the shares after updating estimates for the pending Synovus (SNV) merger of equals, raising its FY26 operating EPS estimate to $10.35 from $8.55. There are "merits to the combination, but they will take time to bear out," the analyst tells investors.

Stephens

Russell Gunther

Equal Weight

downgrade

$60 -> $54

2025-07-29

New

Reason

Stephens

Russell Gunther

Price Target

$60 -> $54

2025-07-29

New

downgrade

Equal Weight

Reason

Stephens analyst Russell Gunther lowered the firm's price target on Synovus (SNV) to $54 from $60 and keeps an Equal Weight rating on the shares after the company announced its sale to Pinnacle Financial (PNFP) in an all-stock transaction. The firm updated its pro forma Pinnacle estimates and subsequently revised its price target on those shares to $104 from $133, the analyst noted.

Barclays

Overweight

downgrade

$140 -> $125

2025-07-28

New

Reason

Barclays

Price Target

$140 -> $125

2025-07-28

New

downgrade

Overweight

Reason

Barclays lowered the firm's price target on Pinnacle Financial (PNFP) to $125 from $140 and keeps an Overweight rating on the shares. The firm updated the company's model post the merger announcement with Synovus (SNV). This is biggest deal among mid-cap banks in a while and will create $116B "asset powerhouse" in the Southeast, the analyst tells investors in a research note.

Barclays

Overweight

downgrade

$70 -> $65

2025-07-28

New

Reason

Barclays

Price Target

$70 -> $65

2025-07-28

New

downgrade

Overweight

Reason

Barclays lowered the firm's price target on Synovus (SNV) to $65 from $70 and keeps an Overweight rating on the shares. The firm updated the company's model post the merger announcement with Pinnacle Financial (PNFP). This is biggest deal among mid-cap banks in a while and will create $116B "asset powerhouse" in the Southeast, the analyst tells investors in a research note.

Raymond James

Michael Rose

Outperform

Market Perform

downgrade

2025-07-28

New

Reason

Raymond James

Michael Rose

Price Target

2025-07-28

New

downgrade

Outperform

Market Perform

Reason

Raymond James analyst Michael Rose downgraded Synovus (SNV) to Market Perform from Outperform without a price target following the company's announced merger with Pinnacle Financial (PNFP). The deal was poorly received by investors, the analyst tells investors in a research note. The firm expects both stocks to be range-bound over the intermediate-term given the elevated integration/ and cultural risk associated with the deal.

Wells Fargo

Equal Weight

downgrade

$125 -> $110

2025-07-25

Reason

Wells Fargo

Price Target

$125 -> $110

2025-07-25

downgrade

Equal Weight

Reason

Wells Fargo lowered the firm's price target on Pinnacle Financial (PNFP) to $110 from $125 and keeps an Equal Weight rating on the shares after the company and Synovus (SNV) announced that they have entered into a definitive agreement to combine in an all-stock transaction valued at $8.6B based on the unaffected closing prices of the two companies as of July 21, 2025. The firm expects dilution to Pinnacle's superior growth rate with 2-times larger franchise and a different management team now running it.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Synovus Financial Corp (SNV.N) is 9.11, compared to its 5-year average forward P/E of 9.40. For a more detailed relative valuation and DCF analysis to assess Synovus Financial Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.40

Current PE

9.11

Overvalued PE

10.93

Undervalued PE

7.87

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.74

Current PS

2.79

Overvalued PS

3.29

Undervalued PS

2.18

Financials

Annual

Quarterly

FY2025Q2

YoY :

+102.59%

558.99M

Total Revenue

FY2025Q2

YoY :

-1132.54%

274.82M

Operating Profit

FY2025Q2

YoY :

-1579.01%

217.12M

Net Income after Tax

FY2025Q2

YoY :

-1025.00%

1.48

EPS - Diluted

FY2025Q1

YoY :

+41.74%

-215.01M

Free Cash Flow

FY2025Q2

N/A

FCF Margin - %

FY2025Q2

YoY :

-830.08%

38.84

Net Margin - %

FY2025Q2

YoY :

+170.00%

9.18

ROIC

Trading Trends

Insider

Insiders areBuying! The selling amount has increased 274.45% over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

92.5K

USD

0-12

Months

1.0M

USD

Bought

0-3

346.2K

USD

Months

3-6

0.0

USD

Months

6-9

92.5K

USD

Months

0-12

525.0K

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

2.1M

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

76.5K

Volume

Months

6-9

0.0

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

65.0K

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders areBuying! The selling amount has increased 274.45% over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

92.5K

USD

0-12

Months

1.0M

USD

Bought

0-3

346.2K

USD

Months

3-6

0.0

USD

Months

6-9

92.5K

USD

Months

0-12

525.0K

USD

Months

SNV News & Events

Events Timeline

2025-07-25 (ET)

2025-07-25

10:00:02

Synovus falls -14.7%

2025-07-24 (ET)

2025-07-24

16:31:43

Synovus, Pinnacle Financial to combine in all-stock transaction valued at $8.6B

2025-07-22 (ET)

2025-07-22

14:19:23

Synovus weighs possible merger amid takeover interest, Bloomberg says

News

7.0

07-30Globenewswire

SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates SNV, BASE, DALN on Behalf of Shareholders

8.5

07-30Globenewswire

BRODSKY & SMITH SHAREHOLDER UPDATE: Notifying Investors of the Following Investigations: DallasNews Corporation (Nasdaq - DALN), Synovus Financial Corp. (NYSE - SNV), SpartanNash Company (Nasdaq – SPTN), Couchbase, Inc. (Nasdaq – BASE)

9.5

07-29NASDAQ.COM

Bank of Hawaii Q2 Earnings Beat on Strong NII & Fee Income, Stock Down