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SHFS Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
0.840
Open
0.840
VWAP
0.84
Vol
30.93K
Mkt Cap
2.62M
Low
0.840
Amount
26.00K
EV/EBITDA(TTM)
--
Total Shares
3.08M
EV
1.76M
EV/OCF(TTM)
--
P/S(TTM)
0.26
SHF Holdings, Inc. is a service provider to offer compliance, monitoring and validation services to financial institutions, providing traditional banking services to cannabis, hemp, CBD, and ancillary operators. Its services include regulatory compliance consulting and software for maintaining Know Your Customer (KYC) and Bank Secrecy Act compliance to financial institutions, principally conducted vis-a-vis its proprietary financial services platform and the origination, onboarding, verification, and servicing of cannabis-related deposit business for and on behalf of its partner financial institutions. Its services also include sourcing, underwriting, servicing, and administering loans issued to cannabis businesses and related entities, which are often also its customers and being customers of its partner financial institutions. Through the Company’s platform, its financial institution clients can provide cannabis-related businesses (CRBs) with access to traditional financial services.
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Events Timeline

(ET)
2026-03-09
08:30:00
Safe Harbor CEO Releases Shareholder Letter, Expects $10.5 Million Incremental Cash Flow
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2026-03-03 (ET)
2026-03-03
08:30:00
SHF Holdings Reports 29% Growth in Emerging Market Deposits
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2026-02-09 (ET)
2026-02-09
08:40:00
SHF Holdings Amends Agreement with Partner Colorado, Expected Revenue Increase of $9 Million
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2026-01-27 (ET)
2026-01-27
08:40:00
SHF Holdings Expands Payment Solutions with Lut and GreenCard
select
2026-01-14 (ET)
2026-01-14
08:40:00
SHF Expands Client Offerings with Cannabis Insurance Solutions
select
2025-12-30 (ET)
2025-12-30
08:30:00
SHF Holdings Appoints Two Key Executives to Leadership Team
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2025-12-23 (ET)
2025-12-23
08:10:00
Safe Harbor Acquires Founders and Assets of 420 IT Solutions
select
2025-12-18 (ET)
2025-12-18
16:30:00
Safe Harbor CEO Says Cannabis Rescheduling Will Impact Company Platform
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2025-12-18
05:10:00
SHF Holdings Anticipates Positive Impact from Cannabis Rescheduling
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2025-12-09 (ET)
2025-12-09
07:20:00
Safe Harbor Secures Major Banking Client Canopy HR
select

News

Newsfilter
7.5
02-09Newsfilter
Safe Harbor Financial Amends Key Agreement with PCCU for Growth
  • Revenue Model Enhancement: The amendment to the agreement with PCCU increases Safe Harbor's share of loan interest income from approximately 37% to 65%, expected to generate over $9 million in revenue during the agreement term, significantly improving the company's financial outlook and driving profitable growth.
  • Cost Structure Optimization: The new agreement reduces asset hosting fees by about 23%, saving $250,000 annually and $1.5 million over the term, alleviating the burden of fixed costs and enhancing the company's financial flexibility.
  • Extended Customer Relationship: The agreement extends the customer relationship through 2031 with automatic renewal provisions, demonstrating PCCU's confidence in Safe Harbor's platform and management team, laying a solid foundation for future business expansion.
  • Risk Conversion to Revenue: Safe Harbor will indemnify up to 65% of potential loan default losses, successfully converting non-cash risk exposure into substantial cash revenue, further strengthening the company's market competitiveness and profitability.
Newsfilter
7.5
01-27Newsfilter
Safe Harbor Expands Payment Solutions Portfolio
  • Payment Solutions Expansion: Safe Harbor enhances its payment solutions portfolio through partnerships with Lüt and GreenCard, introducing ACH debit, cashless ATM, and closed-loop payment systems, thereby improving customer payment flexibility and reliability in the cannabis sector.
  • Closed-Loop Payment Innovation: Lüt's closed-loop payment system ensures continuous fund flow, particularly during high-traffic periods, helping operators avoid processing downtime while enhancing customer shopping experience and loyalty.
  • Integrated Payment Infrastructure: Greencard delivers end-to-end payment infrastructure for vertically integrated cannabis operations, unifying retail, delivery, and e-commerce transactions, significantly improving fund settlement efficiency and enabling faster cash turnover for operators.
  • Risk Management Support: Safe Harbor's payment solutions enhance client flexibility and continuity by offering multiple independent payment options, ensuring cannabis businesses are no longer reliant on a single payment channel amidst systemic challenges.
Globenewswire
5.0
2025-12-30Globenewswire
Safe Harbor Expands Leadership Team to Enhance Cannabis Financial Services
  • Executive Additions: Safe Harbor has appointed Stephen La Rosa as Senior Vice President of Lending Strategy and Cassandra Douglass as Senior Manager of Client Experience, aimed at enhancing the company's financial service capabilities in the cannabis sector.
  • Strategic Investment: The addition of these executives represents a proactive investment by Safe Harbor to meet the full financial lifecycle needs of cannabis operators, reinforcing the company's long-standing commitment to compliance, transparency, and innovation.
  • Market Positioning: La Rosa stated that Safe Harbor aims to redefine how cannabis operators access capital by expanding beyond traditional banking channels through private equity and institutional partnerships, adapting to rapidly changing market demands.
  • Compliance and Client Relations: Douglass will leverage her extensive experience in compliance and client relationship management to enhance the efficiency of client onboarding and compliance processes, addressing increasingly complex client needs.
Newsfilter
5.0
2025-12-30Newsfilter
Safe Harbor Expands Leadership Team to Enhance Cannabis Financial Services
  • Executive Additions: Safe Harbor has appointed Stephen La Rosa as Senior Vice President of Lending Strategy and Cassandra Douglas as Senior Manager of Client Experience, aiming to enhance the company's financial service capabilities in the cannabis sector.
  • Strategic Investment: These appointments reflect Safe Harbor's proactive response to the growing needs of the cannabis industry, underscoring the company's commitment to providing financial solutions throughout the client lifecycle.
  • Market Positioning: La Rosa emphasized that by expanding access to capital, Safe Harbor aims to redefine how cannabis operators secure funding, enhancing flexibility and responsiveness in a competitive marketplace.
  • Compliance and Innovation: Douglas's expertise will improve client onboarding and compliance management, ensuring Safe Harbor continues to deliver high-standard financial services in a complex regulatory environment.
Yahoo Finance
5.0
2025-12-30Yahoo Finance
Safe Harbor Appoints New Executives to Enhance Service Capabilities
  • Leadership Expansion: Safe Harbor Financial has appointed Stephen La Rosa as Senior Vice President of Lending Strategy and Partner Development, aiming to leverage his 20 years of banking experience to enhance the company's lending platform and meet the evolving capital needs of the cannabis industry, thereby strengthening its market competitiveness.
  • Client Experience Optimization: Cassandra Douglass joins Safe Harbor as Senior Manager of Client Experience and Onboarding, bringing extensive experience in compliance and client relationship management to improve service consistency and depth amid growing client complexities, further solidifying the company's leadership in cannabis financial services.
  • Capital Access Innovation: La Rosa emphasizes expanding capital access through non-traditional banking channels, utilizing private equity and institutional partners to build a more flexible lending platform that supports cannabis operators in investing and competing in a rapidly evolving marketplace, showcasing the company's forward-looking strategy in the industry.
  • Commitment to Compliance and Transparency: Douglass expresses her dedication to advancing Safe Harbor's commitment to compliance, transparency, and innovation, helping the company build meaningful relationships with cannabis businesses nationwide, which will enhance the brand value and market influence of the company.
Globenewswire
7.5
2025-12-18Globenewswire
Safe Harbor Financial Welcomes Cannabis Rescheduling, Enhancing Market Opportunities
  • Policy Shift: Safe Harbor Financial states that the federal rescheduling of cannabis will significantly improve the financial health of the industry, expected to reduce client turnover and increase financial institution participation, thereby expanding market opportunities for its platform.
  • Operational Efficiency Boost: The elimination of Section 280E is anticipated to materially enhance cannabis operators' cash flow and profitability, strengthening their financial positions and lowering loan default risks, which supports Safe Harbor's lending strategy.
  • Increased Infrastructure Demand: While rescheduling may accelerate banks' interest in cannabis, the complex regulatory landscape still requires specialized compliance infrastructure, which Safe Harbor's platform is designed to provide.
  • Strategic Growth Positioning: Safe Harbor's fully managed banking platform enables partner banks to confidently serve cannabis-related businesses, driving core deposit growth and supporting compliant expansion, aligning with its long-term strategic goals.

Valuation Metrics

The current forward P/E ratio for SHF Holdings Inc (SHFS.O) is 0.00, compared to its 5-year average forward P/E of 7.22. For a more detailed relative valuation and DCF analysis to assess SHF Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
7.22
Current PE
0.00
Overvalued PE
28.16
Undervalued PE
-13.72

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.64
Current PS
0.15
Overvalued PS
3.23
Undervalued PS
0.04

Financials

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Frequently Asked Questions

What is SHF Holdings Inc (SHFS) stock price today?

The current price of SHFS is 0.8405 USD — it has decreased -1.18

What is SHF Holdings Inc (SHFS)'s business?

SHF Holdings, Inc. is a service provider to offer compliance, monitoring and validation services to financial institutions, providing traditional banking services to cannabis, hemp, CBD, and ancillary operators. Its services include regulatory compliance consulting and software for maintaining Know Your Customer (KYC) and Bank Secrecy Act compliance to financial institutions, principally conducted vis-a-vis its proprietary financial services platform and the origination, onboarding, verification, and servicing of cannabis-related deposit business for and on behalf of its partner financial institutions. Its services also include sourcing, underwriting, servicing, and administering loans issued to cannabis businesses and related entities, which are often also its customers and being customers of its partner financial institutions. Through the Company’s platform, its financial institution clients can provide cannabis-related businesses (CRBs) with access to traditional financial services.

What is the price predicton of SHFS Stock?

Wall Street analysts forecast SHFS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for SHFS is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is SHF Holdings Inc (SHFS)'s revenue for the last quarter?

SHF Holdings Inc revenue for the last quarter amounts to 1.83M USD, decreased -47.35

What is SHF Holdings Inc (SHFS)'s earnings per share (EPS) for the last quarter?

SHF Holdings Inc. EPS for the last quarter amounts to 0.06 USD, decreased -53.85

How many employees does SHF Holdings Inc (SHFS). have?

SHF Holdings Inc (SHFS) has 41 emplpoyees as of March 11 2026.

What is SHF Holdings Inc (SHFS) market cap?

Today SHFS has the market capitalization of 2.62M USD.