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FINW Overview

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ET
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Intellectia

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High
16.310
Open
16.020
VWAP
16.08
Vol
8.64K
Mkt Cap
218.09M
Low
15.970
Amount
138.94K
EV/EBITDA(TTM)
--
Total Shares
13.66M
EV
206.00M
EV/OCF(TTM)
--
P/S(TTM)
1.76
FinWise Bancorp is a bank holding company. The Company operates through its two subsidiaries, FinWise Bank and FinWise Investment, LLC (collectively, the Bank). The Bank provides a full range of banking services to individual and commercial customers. The Bank’s primary source of revenue is from loans including consumer, Small Business Administration (SBA), commercial, commercial real estate, and residential real estate. Its banking business offers a diverse range of commercial and retail banking products and services and consists primarily of originating loans in a variety of sectors. It also attracts nationwide deposits from the general public, businesses and other financial institutions, and invests those deposits, together with borrowings and other sources of funds. The Company’s lending focuses on four main lending areas: SBA 7(a) loans, Strategic Programs, residential and commercial real estate, and commercial leasing.
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Events Timeline

(ET)
2026-02-23
16:30:00
FinWise Bancorp Signs Strategic Agreement with Albert
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2026-01-29 (ET)
2026-01-29
16:40:00
FinWise Bancorp Reports Q4 Revenue of $46.85M, Beating Consensus
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2025-10-29 (ET)
2025-10-29
16:38:25
FinWise Bancorp Announces Q3 Earnings Per Share of 34 Cents, Exceeding Consensus of 30 Cents
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2025-10-22 (ET)
2025-10-22
07:37:40
FinWise Bancorp Reveals Strategic Partnership Agreement with DreamFi
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2025-07-24 (ET)
2025-07-24
17:16:29
FinWise Bancorp reports Q2 EPS 29c, consensus 23c
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News

Newsfilter
7.5
02-23Newsfilter
FinWise Bancorp Partners with Albert for Strategic Program Agreement
  • Strategic Partnership: FinWise Bancorp has entered into a strategic program agreement with leading fintech Albert to provide customers with transparent and affordable short-term credit lines, enhancing financial stability and convenience for users.
  • Market Impact: Since its inception in 2016, Albert has assisted millions of Americans in automating their financial management, and FinWise's involvement is expected to bolster its competitive edge in financial products, driving innovation for both parties.
  • Multi-Product Platform Advantage: FinWise's multi-product platform, which includes lending, deposits, and payment solutions, offers robust support to Albert, helping it achieve higher growth potential in the fintech sector while catering to diverse consumer needs.
  • Compliance and Risk Management: With a culture centered on compliance oversight and risk management, FinWise is well-positioned to guide fintech companies through regulatory challenges, ensuring sustainable development for both partners.
seekingalpha
9.5
01-30seekingalpha
FinWise Bancorp Q4 2025 Earnings Call Highlights
  • Net Income Growth: FinWise Bancorp reported a net income of $3.9 million for Q4 2025, reflecting a 26% year-over-year increase, which underscores the effectiveness of the company's multi-year investments in generating sustainable financial results and boosting market confidence.
  • Loan Origination Performance: The total loan originations for the fourth quarter reached $1.6 billion, showing a decrease from $1.8 billion in Q3, yet maintaining strong year-over-year growth, indicating the company's robust position in the lending market.
  • Credit Enhanced Products: Credit enhanced product balances surged from $41 million at the end of Q3 to $118 million at the end of Q4, exceeding prior guidance and demonstrating strong customer demand and market acceptance of the company's offerings.
  • Future Outlook: Management anticipates loan originations for Q1 2026 to track at approximately $1.4 billion, with organic growth in credit enhanced balances projected at $8 million to $10 million per month, reflecting the company's confidence in future growth and the sustainability of its strategic planning.
seekingalpha
9.5
01-29seekingalpha
FinWise Bancorp Q4 Earnings Report Analysis
  • Earnings Miss: FinWise Bancorp reported a Q4 GAAP EPS of $0.27, missing expectations by $0.08, indicating potential pressure on profitability that may affect investor confidence.
  • Significant Revenue Growth: The company achieved Q4 revenue of $46.8 million, a 121.5% year-over-year increase, surpassing market expectations by $4.48 million, showcasing strong business growth potential that could attract more investor interest.
  • Market Reaction Analysis: Despite the robust revenue performance, the earnings miss may put short-term pressure on the stock price, prompting investors to closely monitor future financial results to assess the company's long-term value.
  • Future Outlook: With significant revenue growth, FinWise Bancorp may need to optimize its cost structure to enhance profitability, thereby ensuring sustainable development in a competitive market.
Globenewswire
9.5
01-05Globenewswire
FinWise Bancorp to Report Q4 and Full Year 2025 Results on January 29, 2026
  • Earnings Announcement Schedule: FinWise Bancorp will report its fourth quarter and full year 2025 financial results after market close on January 29, 2026, aiming to provide investors with a detailed analysis of its performance.
  • Conference Call Details: The call is scheduled for 5:00 p.m. ET on January 29, allowing investors to dial in at 1-877-423-9813, which is expected to attract analyst questions for deeper insights into the company's financial health.
  • Webcast and Replay Availability: The conference call will be streamed live on the company's website, with a replay available for six months, ensuring that investors who cannot attend live can still access critical information.
  • Question Submission Process: The company encourages investors to submit questions via email prior to the call, enhancing engagement and demonstrating its commitment to transparency and communication with stakeholders.
Newsfilter
9.5
01-05Newsfilter
FinWise Bancorp to Report Q4 and Full Year 2025 Results on January 29, 2026
  • Earnings Report Schedule: FinWise Bancorp is set to release its fourth quarter and full year 2025 financial results after market close on January 29, 2026, which is expected to draw significant investor interest.
  • Conference Call Details: The call is scheduled for 5:00 p.m. ET on January 29, allowing investors to dial in at 1-877-423-9813 to discuss the company's financial performance and future outlook.
  • Webcast Information: The earnings call will be available via live webcast on the company's website, with a replay accessible for six months, ensuring that investors who cannot attend live can still obtain critical information.
  • Question Submission Channel: The company will accept questions submitted via email prior to the call, which not only enhances investor engagement but also demonstrates the company's commitment to transparency and communication.
NASDAQ.COM
4.0
2025-12-12NASDAQ.COM
FinWise Bancorp (FINW) Receives Upgrade to Buy: Implications for the Stock
  • Zacks Rank Upgrade: FinWise Bancorp (FINW) has been upgraded to a Zacks Rank #2 (Buy) due to a positive trend in earnings estimates, indicating potential for stock price increase.

  • Earnings Estimate Revisions: The Zacks Consensus Estimate for FinWise has risen by 15.2% over the past three months, reflecting analysts' growing confidence in the company's earnings outlook.

  • Investment Strategy: The Zacks rating system, which balances buy and sell ratings, highlights stocks with superior earnings estimate revisions, positioning FinWise in the top 20% of Zacks-covered stocks.

  • Market Performance Potential: Historically, stocks rated Zacks Rank #1 (Strong Buy) have shown an average annual return of +25%, suggesting that FinWise could yield significant returns in the near term.

Valuation Metrics

The current forward P/E ratio for Finwise Bancorp (FINW.O) is 10.81, compared to its 5-year average forward P/E of 11.17. For a more detailed relative valuation and DCF analysis to assess Finwise Bancorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
11.17
Current PE
10.81
Overvalued PE
15.11
Undervalued PE
7.22

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.88
Current PS
1.41
Overvalued PS
2.29
Undervalued PS
1.48

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Frequently Asked Questions

What is Finwise Bancorp (FINW) stock price today?

The current price of FINW is 15.97 USD — it has decreased -1.05

What is Finwise Bancorp (FINW)'s business?

FinWise Bancorp is a bank holding company. The Company operates through its two subsidiaries, FinWise Bank and FinWise Investment, LLC (collectively, the Bank). The Bank provides a full range of banking services to individual and commercial customers. The Bank’s primary source of revenue is from loans including consumer, Small Business Administration (SBA), commercial, commercial real estate, and residential real estate. Its banking business offers a diverse range of commercial and retail banking products and services and consists primarily of originating loans in a variety of sectors. It also attracts nationwide deposits from the general public, businesses and other financial institutions, and invests those deposits, together with borrowings and other sources of funds. The Company’s lending focuses on four main lending areas: SBA 7(a) loans, Strategic Programs, residential and commercial real estate, and commercial leasing.

What is the price predicton of FINW Stock?

Wall Street analysts forecast FINW stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for FINW is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Finwise Bancorp (FINW)'s revenue for the last quarter?

Finwise Bancorp revenue for the last quarter amounts to 44.08M USD, increased 104.23

What is Finwise Bancorp (FINW)'s earnings per share (EPS) for the last quarter?

Finwise Bancorp. EPS for the last quarter amounts to 0.29 USD, increased 45.00

How many employees does Finwise Bancorp (FINW). have?

Finwise Bancorp (FINW) has 196 emplpoyees as of March 11 2026.

What is Finwise Bancorp (FINW) market cap?

Today FINW has the market capitalization of 218.09M USD.