Historical Valuation
Finwise Bancorp (FINW) is now in the Fair zone, suggesting that its current forward PE ratio of 10.81 is considered Fairly compared with the five-year average of 11.17. The fair price of Finwise Bancorp (FINW) is between 11.23 to 21.51 according to relative valuation methord.
Relative Value
Fair Zone
11.23-21.51
Current Price：17.61
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Finwise Bancorp (FINW) has a current Price-to-Book (P/B) ratio of 1.26. Compared to its 3-year average P/B ratio of 1.04 , the current P/B ratio is approximately 20.83% higher. Relative to its 5-year average P/B ratio of 1.13, the current P/B ratio is about 11.78% higher. Finwise Bancorp (FINW) has a Forward Free Cash Flow (FCF) yield of approximately -17.59%. Compared to its 3-year average FCF yield of 5.51%, the current FCF yield is approximately -418.95% lower. Relative to its 5-year average FCF yield of 8.25% , the current FCF yield is about -313.09% lower.
P/B
Median3y
1.04
Median5y
1.13
FCF Yield
Median3y
5.51
Median5y
8.25
Competitors Valuation Multiple
AI Analysis for FINW
The average P/S ratio for FINW competitors is 1.11, providing a benchmark for relative valuation. Finwise Bancorp Corp (FINW.O) exhibits a P/S ratio of 1.41, which is 26.37% above the industry average. Given its robust revenue growth of 73.65%, this premium appears sustainable.
Performance Decomposition
AI Analysis for FINW
1Y
3Y
5Y
Market capitalization of FINW increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of FINW in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is FINW currently overvalued or undervalued?
Finwise Bancorp (FINW) is now in the Fair zone, suggesting that its current forward PE ratio of 10.81 is considered Fairly compared with the five-year average of 11.17. The fair price of Finwise Bancorp (FINW) is between 11.23 to 21.51 according to relative valuation methord.
What is Finwise Bancorp (FINW) fair value?
FINW's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Finwise Bancorp (FINW) is between 11.23 to 21.51 according to relative valuation methord.
How does FINW's valuation metrics compare to the industry average?
The average P/S ratio for FINW's competitors is 1.11, providing a benchmark for relative valuation. Finwise Bancorp Corp (FINW) exhibits a P/S ratio of 1.41, which is 26.37% above the industry average. Given its robust revenue growth of 73.65%, this premium appears sustainable.
What is the current P/B ratio for Finwise Bancorp (FINW) as of Jan 10 2026?
As of Jan 10 2026, Finwise Bancorp (FINW) has a P/B ratio of 1.26. This indicates that the market values FINW at 1.26 times its book value.
What is the current FCF Yield for Finwise Bancorp (FINW) as of Jan 10 2026?
As of Jan 10 2026, Finwise Bancorp (FINW) has a FCF Yield of -17.59%. This means that for every dollar of Finwise Bancorp’s market capitalization, the company generates -17.59 cents in free cash flow.
What is the current Forward P/E ratio for Finwise Bancorp (FINW) as of Jan 10 2026?
As of Jan 10 2026, Finwise Bancorp (FINW) has a Forward P/E ratio of 10.81. This means the market is willing to pay $10.81 for every dollar of Finwise Bancorp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Finwise Bancorp (FINW) as of Jan 10 2026?
As of Jan 10 2026, Finwise Bancorp (FINW) has a Forward P/S ratio of 1.41. This means the market is valuing FINW at $1.41 for every dollar of expected revenue over the next 12 months.