PRI Relative Valuation
PRI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PRI is overvalued; if below, it's undervalued.
Historical Valuation
Primerica Inc (PRI) is now in the Fair zone, suggesting that its current forward PE ratio of 10.99 is considered Fairly compared with the five-year average of 12.17. The fair price of Primerica Inc (PRI) is between 236.80 to 284.84 according to relative valuation methord.
Relative Value
Fair Zone
236.80-284.84
Current Price：255.24
Fair
10.89
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Primerica Inc. (PRI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.45. The thresholds are as follows: Strongly Undervalued below -3.49, Undervalued between -3.49 and -1.52, Fairly Valued between 2.42 and -1.52, Overvalued between 2.42 and 4.38, and Strongly Overvalued above 4.38. The current Forward EV/EBITDA of 0.00 falls within the Historic Trend Line -Fairly Valued range.
9.70
EV/EBIT
Primerica Inc. (PRI) has a current EV/EBIT of 9.70. The 5-year average EV/EBIT is 11.19. The thresholds are as follows: Strongly Undervalued below 9.35, Undervalued between 9.35 and 10.27, Fairly Valued between 12.11 and 10.27, Overvalued between 12.11 and 13.03, and Strongly Overvalued above 13.03. The current Forward EV/EBIT of 9.70 falls within the Undervalued range.
2.39
PS
Primerica Inc. (PRI) has a current PS of 2.39. The 5-year average PS is 2.37. The thresholds are as follows: Strongly Undervalued below 1.55, Undervalued between 1.55 and 1.96, Fairly Valued between 2.77 and 1.96, Overvalued between 2.77 and 3.18, and Strongly Overvalued above 3.18. The current Forward PS of 2.39 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Primerica Inc. (PRI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.43. The thresholds are as follows: Strongly Undervalued below -3.37, Undervalued between -3.37 and -1.47, Fairly Valued between 2.33 and -1.47, Overvalued between 2.33 and 4.23, and Strongly Overvalued above 4.23. The current Forward P/OCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
12.84
P/FCF
Primerica Inc. (PRI) has a current P/FCF of 12.84. The 5-year average P/FCF is 8.60. The thresholds are as follows: Strongly Undervalued below -6.55, Undervalued between -6.55 and 1.02, Fairly Valued between 16.17 and 1.02, Overvalued between 16.17 and 23.74, and Strongly Overvalued above 23.74. The current Forward P/FCF of 12.84 falls within the Historic Trend Line -Fairly Valued range.
Primerica Inc (PRI) has a current Price-to-Book (P/B) ratio of 3.57. Compared to its 3-year average P/B ratio of 3.78 , the current P/B ratio is approximately -5.56% higher. Relative to its 5-year average P/B ratio of 3.43, the current P/B ratio is about 3.97% higher. Primerica Inc (PRI) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 9.21%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 10.33% , the current FCF yield is about -100.00% lower.
3.53
P/B
Median3y
3.78
Median5y
3.43
9.99
FCF Yield
Median3y
9.21
Median5y
10.33
Competitors Valuation Multiple
The average P/S ratio for PRI's competitors is , providing a benchmark for relative valuation. Primerica Inc Corp (PRI) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 8.49%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PRI decreased by 6.95% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 774.13M to 839.85M.
The secondary factor is the Margin Expansion, contributed -2.15%to the performance.
Overall, the performance of PRI in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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