Stock Price & Analysis

Buy PRI stock as it has strong fundamental support with a recent dividend increase and share repurchase program, along with positive analyst sentiment.

Price Prediction for PRI Stock in 2025

Based on current trends and analyst expectations, Primerica (PRI) is predicted to reach a price range of $310 to $315 by the end of 2025.

• Bullish Sentiment: Analysts have raised their price targets, with an average of $310.83 and a high estimate of $345, reflecting confidence in the company's growth prospects.
• Strong Financial Performance: Primerica reported strong Q4 earnings, with revenue and net income exceeding expectations, supported by growth in its life insurance and financial products segments.
• Positive Technical Indicators: The stock is in an uptrend, with increasing volume and a rising 200-day moving average, indicating strong momentum.

The stock is well-positioned to benefit from its strong financial performance and positive analyst sentiment.

The S1 support level for PRI Stock is $275.39 ,The R1 resistant level for PRI Stock is $291.99.

As of the end of day on 2025-03-17, the price of PRI Stock was $285.5.

The target price for PRI Stock according to analyst rating is 309.50, with the highest price target at 345.00 and the lowest at 288.00. Analysts have a Moderate Buy rating on PRI Stock overall.

The market cap of PRI is $9.5B.

Analysis and Insights

To determine if Primerica (PRI) is overvalued, we analyze its valuation metrics, financial performance, analyst sentiment, and technical indicators.

Valuation Metrics:

• PE Ratio: 12.89 (Q4 2024) is below the industry average of 15-20, indicating reasonable valuation.
• EV/EBITDA: 10.86 suggests moderate valuation without excessive premiums.
• PS Ratio: 4.56 reflects a fair price relative to revenue.
• PB Ratio: 3 is slightly above average but not overvalued.
• Dividend Yield: 1.22% shows increasing returns to shareholders.

Financial Performance:

• Revenue and Net Income: Steady growth in Q4 2024, indicating strong financial health.

Analyst Sentiment:

• Ratings: Most analysts rate PRI as "Hold" with price targets around $310-$320, suggesting fair valuation.

Technical Analysis:

• RSI: 33.32 indicates oversold conditions, suggesting potential undervaluation.

Conclusion:

Primerica appears fairly valued with moderate growth potential, supported by stable financials and analyst consensus.

Primerica, Inc. is a provider of financial products and services to middle-income households in the United States and Canada. The Company's segments include Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate and Other Distributed Products. It offers term life insurance to clients in the United States, its territories, the District of Columbia and Canada. The Investment and Savings Products segment includes retail and managed mutual funds and annuities distributed through licensed broker-dealer subsidiaries and includes segregated funds, an insurance savings product that it has underwritten in Canada through Primerica Life Canada. It also provides transfer agent recordkeeping functions and non-bank custodial services. The Senior Health segment consists of the distribution of Medicare-related insurance products underwritten by third-party health insurance carriers to eligible Medicare beneficiaries through e-TeleQuote’s licensed health insurance agents.

Price Prediction for PRI Stock in 2030

Based on current trends and analyst expectations, Primerica (PRI) is projected to reach a stock price of $350 by 2030. This prediction is supported by the company's strong financial performance, including consistent earnings growth and a solid dividend history. Analysts have set a high target price for PRI, reflecting confidence in its long-term growth potential. The company's strategic position in the life insurance market and its ability to adapt to industry trends further bolster this outlook.

PRI has a total of 2849 employees.