PRI

Primerica Inc

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Advanced Chart

260.780

+2.91(1.128%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

260.780

Open

258.030

VWAP

259.31

Vol

12.21K

Mkt Cap

8.35B

Low

258.030

Amount

3.17M

EV/EBITDA(TTM)

9.84

Total Shares

34.41M

9.58B

EV/OCF(TTM)

12.91

P/S(TTM)

2.74

Primerica, Inc. is a provider of financial products and services to middle-income households in North America. The Company's segments include Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. The Company, through its three life insurance subsidiaries, Primerica Life Insurance Company, National Benefit Life Insurance Company and Primerica Life Insurance Company of Canada (Primerica Life Canada), offers term life insurance to clients in the United States, its territories, and Canada. The Company, through Primerica Financial Services, LLC; PFS Investments Inc.; Primerica Life Canada; PFSL Investments Canada Ltd., and licensed independent sales representatives, distributes and sells to its clients a range of investment products such as mutual funds; managed investments; variable, index-linked, fixed and fixed indexed annuities, and segregated funds. It distributes other products, including prepaid legal services and mortgage loan referrals.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

840.63M

+4.45%

5.372

+7.01%

829.68M

+5.27%

5.487

+9.08%

819.18M

+5.82%

5.460

-3.87%

Estimates Revision

The market is revising Upward the revenue expectations for Primerica, Inc. (PRI) for FY2025, with the revenue forecasts being adjusted by 0.2% over the past three months. During the same period, the stock price has changed by -4.58%.

Revenue Estimates for FY2025

Revise Upward

+0.2%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+1.02%

In Past 3 Month

Stock Price

Go Down

-4.58%

In Past 3 Month

9 Analyst Rating

17.39% Upside

Wall Street analysts forecast PRI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PRI is 306.13 USD with a low forecast of 290.00 USD and a high forecast of 340.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

3 Buy

6 Hold

0 Sell

Moderate Buy

17.39% Upside

Current: 260.780

Low

290.00

Averages

306.13

High

340.00

17.39% Upside

Current: 260.780

Low

290.00

Averages

306.13

High

340.00

Morgan Stanley

Equal Weight

downgrade

$296 -> $292

2025-07-14

Reason

Morgan Stanley

Price Target

$296 -> $292

2025-07-14

downgrade

Equal Weight

Reason

Morgan Stanley lowered the firm's price target on Primerica to $292 from $296 and keeps an Equal Weight rating on the shares.

Morgan Stanley

Equal Weight

maintain

$274 -> $296

2025-05-19

Reason

Morgan Stanley

Price Target

$274 -> $296

2025-05-19

maintain

Equal Weight

Reason

Morgan Stanley raised the firm's price target on Primerica to $296 from $274 and keeps an Equal Weight rating on the shares. The firm is updating its price targets on stocks under its coverage in the Life Insurance sector, the analyst tells investors. Morgan Stanley notes core results held up well and a rebound is expected to occur in 2H25. Overall, valuation is attractive for the sector, the firm says.

Keefe, Bruyette & Woods

Ryan Krueger

Hold

Maintains

$320 → $315

2025-04-09

Reason

Keefe, Bruyette & Woods

Ryan Krueger

Price Target

$320 → $315

2025-04-09

Maintains

Hold

Reason

Keefe Bruyette analyst Ryan Krueger lowered the firm's price target on Primerica to $315 from $320 and keeps a Market Perform rating on the shares.

Morgan Stanley

Bob Huang

Hold

Maintains

$313 → $304

2025-02-28

Reason

Morgan Stanley

Bob Huang

Price Target

$313 → $304

2025-02-28

Maintains

Hold

Reason

Keefe, Bruyette & Woods

Ryan Krueger

Hold

Maintains

$315 → $320

2025-02-18

Reason

Keefe, Bruyette & Woods

Ryan Krueger

Price Target

$315 → $320

2025-02-18

Maintains

Hold

Reason

Morgan Stanley

Bob Huang

Hold

Maintains

$308 → $313

2025-02-14

Reason

Morgan Stanley

Bob Huang

Price Target

$308 → $313

2025-02-14

Maintains

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Primerica Inc (PRI.N) is 11.67, compared to its 5-year average forward P/E of 12.21. For a more detailed relative valuation and DCF analysis to assess Primerica Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

12.21

Current PE

11.67

Overvalued PE

13.51

Undervalued PE

10.90

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.68

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

3.05

Undervalued EV/EBITDA

-1.68

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.33

Current PS

2.54

Overvalued PS

2.75

Undervalued PS

1.92