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PRI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
278.230
Open
276.220
VWAP
273.79
Vol
160.15K
Mkt Cap
8.47B
Low
271.410
Amount
43.85M
EV/EBITDA(TTM)
9.23
Total Shares
31.18M
EV
9.64B
EV/OCF(TTM)
11.20
P/S(TTM)
2.64
Primerica, Inc. is a provider of financial products and services to middle-income households in North America. The Company's segments include Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. The Company, through its three life insurance subsidiaries, Primerica Life Insurance Company, National Benefit Life Insurance Company and Primerica Life Insurance Company of Canada (Primerica Life Canada), offers term life insurance to clients in the United States, its territories, and Canada. The Company, through Primerica Financial Services, LLC; PFS Investments Inc.; Primerica Life Canada; PFSL Investments Canada Ltd., and licensed independent sales representatives, distributes and sells to its clients a range of investment products such as mutual funds; managed investments; variable, index-linked, fixed and fixed indexed annuities, and segregated funds. It distributes other products, including prepaid legal services and mortgage loan referrals.
Show More

Events Timeline

(ET)
2026-05-06
16:30:00
Primerica Q1 Revenue $872.7M, Beats Expectations
select
2026-02-11 (ET)
2026-02-11
16:30:00
Primerica Reports Q4 Revenue of $853.7M, Beating Consensus
select
2025-11-19 (ET)
2025-11-19
16:16:00
Primerica reveals $475 million stock repurchase plan for 2026
select
2025-11-05 (ET)
2025-11-05
17:48:07
Primerica Announces Q3 Earnings Per Share of $6.33, Exceeding Consensus Estimate of $5.54
select

News

Yahoo Finance
4.0
04-09Yahoo Finance
Middle-Income Families Delay Major Purchases Amid Rising Costs
  • Financial Pressure on Households: The latest Financial Security Monitor survey reveals that 65% of middle-income families have delayed major purchases in the past year, indicating persistent cost pressures and expectations of future price increases that could lead to long-term financial stability challenges.
  • Trend of Deferred Spending: The survey indicates that over 53% of households postponed home repairs, 43% delayed non-emergency medical procedures, and 39% put off vehicle purchases, decisions that could result in higher costs down the line and negatively impact quality of life.
  • Inadequate Saving Capacity: More than 69% of middle-income Americans rate their ability to save for the future negatively, with 61% believing they are not saving enough for retirement, highlighting the vulnerability of households under economic pressure.
  • Critical Role of Tax Refunds: Over 57% of respondents expect to receive a tax refund this year, with 38% planning to use it to pay down debt, 32% to build savings, and 30% to cover bills, underscoring the significant role tax refunds play in stabilizing household finances.
Businesswire
9.5
02-26Businesswire
Primerica Group Affirms A+ Financial Strength Rating
  • Rating Affirmation: AM Best has affirmed Primerica Group's Financial Strength Rating of A+ (Superior) and Long-Term Issuer Credit Ratings of 'aa-' (Superior), indicating the company's robust strength and stability in the insurance sector.
  • Strong Financial Position: The group's balance sheet is assessed as very strong, characterized by strong liquidity and financial flexibility, reflecting its strong performance in risk-adjusted capitalization, which ensures a competitive edge in the market.
  • Sustained Profitability Growth: The company achieves steady premium growth through a vast distribution system, consistently reporting high earnings levels and top-tier return-on-equity measures, further solidifying its industry leadership.
  • Reinsurance Strategy: Primerica relies on highly rated reinsurance partners to mitigate term life insurance mortality risk, a strategy that not only enhances its balance sheet management but also ensures stability in the face of market fluctuations.
Newsfilter
6.0
02-26Newsfilter
Primerica Group Receives A+ Financial Strength Rating
  • Credit Rating Affirmation: AM Best has affirmed Primerica Group and its affiliates with an A+ (Superior) Financial Strength Rating and a Long-Term Issuer Credit Rating of 'aa-', reflecting the group's strong balance sheet and operational performance.
  • Stable Debt Rating: Primerica's $600 million, 2.8% senior unsecured notes due 2031 have received a Long-Term Issue Credit Rating of 'a-', indicating robust debt management practices.
  • Business Model Strength: The company relies on highly rated reinsurance partners to mitigate term life insurance mortality risk, ensuring strong balance sheet management while achieving steady premium growth through a diversified distribution system.
  • Market Leadership: Primerica consistently reports high earnings and top-tier return-on-equity measures, demonstrating its strong competitive position and growth potential in the U.S. and Canadian markets.
Newsfilter
4.0
01-29Newsfilter
Middle-Income Families' Financial Outlook Stabilizes
  • Economic Outlook Stabilization: 59% of middle-income families expect the U.S. economy to worsen in the next year, while 24% anticipate improvement, indicating a cautious attitude towards economic prospects and reflecting families' adaptability in a high-price environment.
  • Persistent Financial Stress: 38% of middle-income families describe their relationship with financial stress as 'complicated', highlighting the disconnect between improving economic indicators and the ongoing financial challenges faced in daily life, which affect household spending decisions.
  • Delayed Purchases: Over 69% of households reported delaying major purchases in the past year, primarily related to buying cars and home repairs, indicating a cautious consumer behavior amid economic uncertainty.
  • Debt Repayment Priority: Nearly 47% of middle-income families have identified paying down debt as a primary financial goal this year, underscoring the significant impact of high debt levels, particularly credit card debt, on household budgets.
NASDAQ.COM
8.0
01-16NASDAQ.COM
Five Companies Expected to Raise Dividends by Over 39% in 2025
  • Primerica Dividend Growth: Primerica (PRI) is expected to increase its dividend by 39% in 2025, marking a doubling of its payout over the past four years, reflecting the company's robust performance in insurance and financial products.
  • Yum China Dividend Surge: Yum China Holdings (YUMC) plans a 50% dividend increase in 2025, with a commitment to return $3 billion to shareholders, showcasing its expansion potential and consistent revenue growth in the Chinese market.
  • Comfort Systems Dividend Explosion: Comfort Systems (FIX) anticipates a 60% dividend increase in 2025, with its dividend having surged 471% since 2020, indicating strong demand and profitability in the building services sector.
  • Howmet Aerospace Dividend Doubling: Howmet Aerospace (HWM) is projected to double its dividend by 100% in 2025, driven by strong growth in the aerospace industry and a recent $1.8 billion acquisition that will enhance future cash flow and shareholder returns.
NASDAQ.COM
2.0
01-05NASDAQ.COM
PRI Stock Fluctuates: 52-Week High at $298.75
  • Stock Fluctuation: PRI's 52-week low is $230.98, while the high is $298.75, with the last trade at $265.36, indicating significant price movement within this range and reflecting market interest and investor sentiment changes.
  • Technical Indicators: PRI's current price is above its 200-day moving average, suggesting a potential upward trend in the short term, which may attract more investor attention and influence future trading decisions.
  • Market Performance: Compared to nine other dividend stocks that recently crossed above their 200-day moving average, PRI's performance highlights its appeal among dividend investors, potentially driving capital inflows and boosting its stock price.
  • Investor Sentiment: The current price level of $265.36, while below the 52-week high, still indicates a degree of market confidence, which may impact investors' holding decisions and future market trends.
Wall Street analysts forecast PRI stock price to rise
5 Analyst Rating
Wall Street analysts forecast PRI stock price to rise
1 Buy
4 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
267.00
Averages
303.50
High
340.00
Current: 0.000
sliders
Low
267.00
Averages
303.50
High
340.00
Keefe Bruyette
Ryan Krueger
initiated
$290
AI Analysis
2026-03-26
Reason
Keefe Bruyette
Ryan Krueger
Price Target
$290
AI Analysis
2026-03-26
initiated
Reason
Keefe Bruyette analyst Ryan Krueger re-initiated coverage of Primerica with a Market Perform rating and $290 price target. The life insurance sector presents a mixed fundamental picture, and while companies have reduced liability tail risk, improved free cash flow conversion, and benefited from stronger growth, they face intensifying competition, rising investment leverage, greater balance sheet complexity, and eventual fading macro tailwinds, the analyst tells investors in a research note.
Morgan Stanley
Bob Huang
Equal Weight
downgrade
$292 -> $285
2026-03-03
Reason
Morgan Stanley
Bob Huang
Price Target
$292 -> $285
2026-03-03
downgrade
Equal Weight
Reason
Morgan Stanley analyst Bob Huang lowered the firm's price target on Primerica to $285 from $292 and keeps an Equal Weight rating on the shares. The firm is updating its price targets for Insurance - Life/Annuity North America stocks under its coverage, the analyst tells investors. While Morgan Stanley is not concerned about life insurers' exposure to private credit, the broader industry will likely feel pressure on their valuation.
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Valuation Metrics

The current forward P/E ratio for Primerica Inc (PRI.N) is 14.04, compared to its 5-year average forward P/E of 12.27. For a more detailed relative valuation and DCF analysis to assess Primerica Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
12.27
Current PE
14.04
Overvalued PE
13.67
Undervalued PE
10.87

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.48
Current EV/EBITDA
6.80
Overvalued EV/EBITDA
2.25
Undervalued EV/EBITDA
-1.28

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.38
Current PS
2.36
Overvalued PS
2.78
Undervalued PS
1.97

Financials

AI Analysis
Annual
Quarterly

Whales Holding PRI

L
Lyrical Asset Management LP
Holding
PRI
+11.00%
3M Return
C
Campbell & Company, LP
Holding
PRI
+2.32%
3M Return
V
Vulcan Value Partners, LLC
Holding
PRI
+1.38%
3M Return
B
Baron Capital Group, Inc.
Holding
PRI
-2.12%
3M Return
B
Burgundy Asset Management Ltd.
Holding
PRI
-3.08%
3M Return
B
Brave Warrior Advisors, LLC
Holding
PRI
-3.22%
3M Return

Trading Trends

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Frequently Asked Questions

What is Primerica Inc (PRI) stock price today?

The current price of PRI is 271.74 USD — it has decreased -1.02

What is Primerica Inc (PRI)'s business?

Primerica, Inc. is a provider of financial products and services to middle-income households in North America. The Company's segments include Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. The Company, through its three life insurance subsidiaries, Primerica Life Insurance Company, National Benefit Life Insurance Company and Primerica Life Insurance Company of Canada (Primerica Life Canada), offers term life insurance to clients in the United States, its territories, and Canada. The Company, through Primerica Financial Services, LLC; PFS Investments Inc.; Primerica Life Canada; PFSL Investments Canada Ltd., and licensed independent sales representatives, distributes and sells to its clients a range of investment products such as mutual funds; managed investments; variable, index-linked, fixed and fixed indexed annuities, and segregated funds. It distributes other products, including prepaid legal services and mortgage loan referrals.

What is the price predicton of PRI Stock?

Wall Street analysts forecast PRI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PRI is303.50 USD with a low forecast of 267.00 USD and a high forecast of 340.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Primerica Inc (PRI)'s revenue for the last quarter?

Primerica Inc revenue for the last quarter amounts to 872.69M USD, increased 8.43

What is Primerica Inc (PRI)'s earnings per share (EPS) for the last quarter?

Primerica Inc. EPS for the last quarter amounts to 5.97 USD, increased 18.22

How many employees does Primerica Inc (PRI). have?

Primerica Inc (PRI) has 2301 emplpoyees as of May 12 2026.

What is Primerica Inc (PRI) market cap?

Today PRI has the market capitalization of 8.47B USD.