Stock Price & Analysis

Based on the recent market data and analyst insights, here's a concise analysis of PRI stock:

Technical Analysis

• The stock is showing a bearish trend in the short term, dropping from $290.14 to $275.22 today
• Currently trading below its Fibonacci pivot point of $283.44, with immediate support at $273.09
• Volume has increased to 142,963 shares today, indicating heightened selling pressure

Fundamental Strengths

• Strong Q3 2024 performance with revenue of $774.13M and net profit of $164.37M
• Robust growth in policies issued and equity market appreciation
• Solid business model catering to middle-income market demand

Recent Analyst Consensus According to recent analyst coverage:

• Average price target: $316.80
• High estimate: $345.00
• Low estimate: $300.00
• Current consensus: Moderate Buy

Recommendation SELL. The stock is showing technical weakness with increased selling pressure, and insider sentiment has turned negative with increased selling activity among company executives. While fundamentals remain strong, the current market conditions and technical indicators suggest waiting for a better entry point.

Based on the provided data and recent analyst reports, here's a comprehensive analysis of PRI's price prediction for 2025:

Technical Analysis

The stock is currently showing bearish signals in the short term:

• RSI (14) at 37.03 indicates oversold conditions
• MACD is negative at -2.32 with bearish divergence
• Stock trading below both 5-day (278.24) and 10-day (281.87) moving averages

Fundamental Analysis & Analyst Targets

According to recent analyst coverage:

• Average price target: $316.80
• High estimate: $345.00 (TD Cowen)
• Low estimate: $300.00 (Piper Sandler)
• Current consensus shows a 15% upside potential from current levels

Growth Catalysts

• Strong demand for protection products in middle-income market
• Impressive earnings history with 4.89% average surprise in past quarters
• Revenue growth projected at 5.9% for Q4 2024
• EPS growth expected at 16.7% year-over-year

2025 Price Prediction

Based on technical and fundamental analysis, here are the projected price levels for PRI in 2025:

Target Price: $315-320 Primary Reasons:

• Analyst consensus pointing to $316.80
• Strong earnings growth trajectory
• Continued demand for financial protection products

Conclusion

PRI stock is likely to reach $315-320 range by end of 2025, supported by strong fundamentals and analyst consensus. The current technical weakness presents a potential buying opportunity for long-term investors.

The S1 support level for PRI Stock is $274.17 ,The R1 resistant level for PRI Stock is $287.8.

As of the end of day on 2025-03-03, the price of PRI Stock was $293.56.

The target price for PRI Stock according to analyst rating is 310.17, with the highest price target at 345.00 and the lowest at 288.00. Analysts have a Moderate Buy rating on PRI Stock overall.

The market cap of PRI is $9.7B.

Based on the provided data and recent analyst reports, here's a concise analysis of PRI's valuation:

PRI appears fairly valued at current levels based on multiple valuation metrics and recent price action. The stock is trading at a P/E of 12.91x (2023 FY), which is reasonable for the insurance sector. The EV/EBITDA of 10.76x suggests moderate valuation compared to historical levels.

Technical indicators show the stock is currently oversold with RSI at 37.03 and trading near its Fibonacci support level of $273.09. The stock is above its 200-day SMA of $262.61, indicating a broader uptrend despite recent pullback.

The consensus analyst price target stands at $316.80, with targets ranging from $300 to $345. While this implies potential upside, recent insider selling activity and negative insider sentiment suggest caution.

The stock's current price of $275.22 represents a reasonable entry point given its:

• Strong financial metrics with 21.14% net margin
• Solid ROE of 8.05%
• Growing revenue at 10.99% YoY
• Market leadership in middle-income financial services

However, the higher debt-to-equity ratio of 1.02x compared to industry average warrants monitoring.

Primerica, Inc. is a provider of financial products and services to middle-income households in the United States and Canada. The Company's segments include Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate and Other Distributed Products. It offers term life insurance to clients in the United States, its territories, the District of Columbia and Canada. The Investment and Savings Products segment includes retail and managed mutual funds and annuities distributed through licensed broker-dealer subsidiaries and includes segregated funds, an insurance savings product that it has underwritten in Canada through Primerica Life Canada. It also provides transfer agent recordkeeping functions and non-bank custodial services. The Senior Health segment consists of the distribution of Medicare-related insurance products underwritten by third-party health insurance carriers to eligible Medicare beneficiaries through e-TeleQuote’s licensed health insurance agents.

Based on analyst projections and market trends, Primerica (PRI) stock is expected to reach approximately $420-450 by 2030, driven by consistent revenue growth and strong financial performance in the middle-income financial services market. The company's robust ROE of 8.05% and net margin of 21.14% demonstrate operational efficiency and sustainable growth potential. Technical analysis shows strong support levels and an upward trend channel, with the current price of $275.22 suggesting significant upside potential over the 5-year horizon.

PRI has a total of 2849 employees.