PRI Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

836.53M

+6.14%

5.628

+11.9%

846.86M

+5.22%

5.487

+9.3%

854.64M

+7.73%

5.933

+8.67%

Estimates Revision

The market is revising Upward the revenue expectations for Primerica, Inc. (PRI) for FY2025, with the revenue forecasts being adjusted by 0.41% over the past three months. During the same period, the stock price has changed by -3.39%.

Revenue Estimates for FY2025

Revise Upward

+0.41%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+3.33%

In Past 3 Month

Stock Price

Go Down

-3.39%

In Past 3 Month

6 Analyst Rating

Wall Street analysts forecast PRI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PRI is 313.60 USD with a low forecast of 292.00 USD and a high forecast of 340.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

4 Hold

0 Sell

Moderate Buy

Current: 258.580

Low

292.00

Averages

313.60

High

340.00

Current: 258.580

Low

292.00

Averages

313.60

High

340.00

Morgan Stanley

Bob Huang

Equal Weight

downgrade

$301 -> $292

2025-12-15

New

Reason

Morgan Stanley

Bob Huang

Price Target

$301 -> $292

2025-12-15

New

downgrade

Equal Weight

Reason

Morgan Stanley analyst Bob Huang lowered the firm's price target on Primerica to $292 from $301 and keeps an Equal Weight rating on the shares. Lower interest rates and a steady or better equity market should serve as the broader macro backdrops and 2026 should see "similar fundamental trends as 2025," the analyst tells investors in a life insurance group outlook note.

Morgan Stanley

Bob Huang

Equal Weight

downgrade

$306 -> $301

2025-11-17

Reason

Morgan Stanley

Bob Huang

Price Target

$306 -> $301

2025-11-17

downgrade

Equal Weight

Reason

Morgan Stanley analyst Bob Huang lowered the firm's price target on Primerica to $301 from $306 and keeps an Equal Weight rating on the shares. The firm updated models in the insurance space post the Q3 reports. Life insurance earnings reports were better than what share price reactions would suggest, the analyst tells investors in a research note. For property and casualty, Morgan Stanley sees a softening cycle heading into 2026.

Keefe Bruyette

Market Perform

downgrade

$320 -> $315

2025-11-11

Reason

Keefe Bruyette

Price Target

$320 -> $315

2025-11-11

downgrade

Market Perform

Reason

Keefe Bruyette lowered the firm's price target on Primerica to $315 from $320 and keeps a Market Perform rating on the shares.

BMO Capital

Market Perform -> Outperform

upgrade

$292 -> $318

2025-09-23

Reason

BMO Capital

Price Target

$292 -> $318

2025-09-23

upgrade

Market Perform -> Outperform

Reason

BMO Capital upgraded Primerica to Outperform from Market Perform with a price target of $318, up from $292. The company's free cash flow conversion is consistently 80%-plus of operating earnings, and it maintains "superior" growth rates relative to its life insurance sector peers, the analyst tells investors in a research note. BMO says Primerica's "unique" distribution-oriented business model and focus on middle-income consumers has driven superior growth and free cash flow conversion. It believes the company's model insulates it from increasing competition at the upper-end of the market for certain life and annuity products.

Morgan Stanley

Equal Weight

maintain

$292 -> $308

2025-08-18

Reason

Morgan Stanley

Price Target

$292 -> $308

2025-08-18

maintain

Equal Weight

Reason

Morgan Stanley raised the firm's price target on Primerica to $308 from $292 and keeps an Equal Weight rating on the shares. Following Q2 results, the firm is updating its price targets for stocks in the Life Insurance segment under its coverage, the analyst tells investors. Nearly half of the life insurers under its coverage beat expectations on a reported basis and most exceeded expectations on a core basis, the firm adds. Morgan Stanley notes the earnings beats were largely driven by selective favorable underwriting, better than expected performance of macro-sensitive segments, or both.

Keefe Bruyette

Ryan Krueger

Market Perform

maintain

$315 -> $320

2025-08-11

Reason

Keefe Bruyette

Ryan Krueger

Price Target

$315 -> $320

2025-08-11

maintain

Market Perform

Reason

Keefe Bruyette analyst Ryan Krueger raised the firm's price target on Primerica to $320 from $315 and keeps a Market Perform rating on the shares. The firm updated estimates in the life insurance group post the Q2 reports.

Valuation Metrics

The current forward P/E ratio for Primerica Inc (PRI.N) is 11.15, compared to its 5-year average forward P/E of 12.15. For a more detailed relative valuation and DCF analysis to assess Primerica Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

12.15

Current PE

11.15

Overvalued PE

13.45

Undervalued PE

10.86

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.45

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

2.42

Undervalued EV/EBITDA

-1.52

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

2.37

Current PS

0.00

Overvalued PS

2.77

Undervalued PS

1.96

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds areBuying! The buying amount has increased 2734.84% over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

PRI News & Events

Events Timeline

No data

News

6.5

11-21NASDAQ.COM

Consistent Returns: Should You Hold onto Marsh & McLennan or Is It Just Safe?

3.0

11-20Yahoo Finance

Primerica (PRI): Evaluating Valuation Following Recent Slight Drop in Share Price

8.0

11-20NASDAQ.COM

Primerica Plans $475 Million Share Buyback

People Also Watch

Frequently Asked Questions

What is Primerica Inc (PRI) stock price today?

The current price of PRI is 258.58 USD — it has increased 0.19 % in the last trading day.

What is Primerica Inc (PRI)'s business?

Primerica, Inc. is a provider of financial products and services to middle-income households in North America. The Company's segments include Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. The Company, through its three life insurance subsidiaries, Primerica Life Insurance Company, National Benefit Life Insurance Company and Primerica Life Insurance Company of Canada (Primerica Life Canada), offers term life insurance to clients in the United States, its territories, and Canada. The Company, through Primerica Financial Services, LLC; PFS Investments Inc.; Primerica Life Canada; PFSL Investments Canada Ltd., and licensed independent sales representatives, distributes and sells to its clients a range of investment products such as mutual funds; managed investments; variable, index-linked, fixed and fixed indexed annuities, and segregated funds. It distributes other products, including prepaid legal services and mortgage loan referrals.

What is the price predicton of PRI Stock?

What is Primerica Inc (PRI)'s revenue for the last quarter?

Primerica Inc revenue for the last quarter amounts to 839.85M USD, increased 8.49 % YoY.

What is Primerica Inc (PRI)'s earnings per share (EPS) for the last quarter?

Primerica Inc. EPS for the last quarter amounts to 6.35 USD, increased 31.47 % YoY.

What changes have occurred in the market's expectations for Primerica Inc (PRI)'s fundamentals?

How many employees does Primerica Inc (PRI). have?

Primerica Inc (PRI) has 2289 emplpoyees as of December 16 2025.

What is Primerica Inc (PRI) market cap?

Today PRI has the market capitalization of 8.25B USD.