Earning Analysis
Welcome to our in-depth analysis of Primerica Inc(PRI) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of Primerica Inc earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.
Earnings Forecast
Revenue
EPS
Currency: USD
Actual
Estimate
Surprise Analysis
| FY2025Q3 | 2025-11-05 | After Hours | 5.52 | 6.33 | +14.67 | 824.85M | 839.85M | +1.82 | -1.94 | +0.18 |
| FY2025Q2 | 2025-08-06 | After Hours | 5.18 | 5.46 | +5.41 | 789.94M | 793.33M | +0.43 | -4.38 | -1.06 |
| FY2025Q1 | 2025-05-07 | After Hours | 4.77 | 5.02 | +5.24 | 783.88M | 804.84M | +2.67 | +1.99 | +1.72 |
| FY2024Q4 | 2025-02-11 | After Hours | 4.96 | 5.03 | +1.41 | 772.58M | 788.11M | +2.01 | -3.86 | -3.36 |
| FY2024Q2 | 2024-08-07 | After Hours | 4.45 | - | - | 748.88M | 803.38M | +7.28 | +2.46 | +5.42 |
| FY2024Q1 | 2024-05-06 | - | 4.11 | 3.91 | -4.87 | 740.58M | 742.83M | +0.30 | +2.09 | +2.65 |
| FY2023Q4 | 2024-02-13 | - | 4.26 | 4.25 | -0.23 | 723.85M | 726.34M | +0.34 | -1.42 | +3.43 |
| FY2023Q3 | 2023-11-07 | - | 4.03 | 4.28 | +6.20 | 703.73M | 710.93M | +1.02 | -1.05 | +1.91 |
| FY2023Q2 | 2023-08-07 | - | 3.79 | 3.99 | +5.28 | 704.91M | 688.39M | -2.34 | +0.86 | -0.32 |
| - | 2023-05-08 | - | 3.45 | 3.49 | +1.16 | - | - | - | +0.05 | -0.72 |
PRI Earnings Analysis
Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, Primerica Inc reported performance for FY2025Q3, announced on 2025-11-05. The company achieved an EPS of 6.33, compared to analyst estimates of 5.52 by 14.67% . Revenue for the quarter reached 839.85M compared to expectations of 824.85M by 1.82% .
The stock price reacted with a -1.94% one-day change and a 0.18% five-day change following the earnings release. These movements reflect market reaction in Primerica Inc growth trajectory and strategic initiatives.
PRI Earnings Forecast
Looking ahead, Primerica Inc(PRI) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q4 project quarter revenue of 836.53M and an EPS of 5.65.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Upward by 0.41%, while EPS estimates have been Revise Upward by 3.5%. For the upcoming Q4 2025, revenue estimates have been adjusted Revise Downward by -0.2% . These revisions correlate with a -7.57% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in Primerica Inc long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.
Estimate Revision
The chart shows the correlation between PRI's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Upward
+0.41%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+3.5%
In Past 3 Month
Revenue Estimates for Q4 2025
Revise Downward
-0.2%
In Past 3 Month
Stock Price
Go Down
-7.57%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
1Y
3Y
5Y
--
Revenue Estimate-Annual FY 2025:3.27B
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EPS Estimate-Annual FY 2025:22.29
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Stock Price252.56
PRI Revenue and EPS Performance: A Historical Perspective
Primerica Inc revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q3 (2025-11-05,After Hours):
EPS: 6.33 (Actual) vs.5.52 (Estimate) (14.67%)
Revenue: 839.85M (Actual) vs. 824.85M (Estimate) (1.82%)
Price Reaction: -1.94%(1-Day), 0.18%(5-Day)
FY2025Q2 (2025-08-06,After Hours):
EPS: 5.46 (Actual) vs.5.18 (Estimate) (5.41%)
Revenue: 793.33M (Actual) vs. 789.94M (Estimate) (0.43%)
Price Reaction: -4.38%(1-Day), -1.06%(5-Day)
FY2025Q1 (2025-05-07,After Hours):
EPS: 5.02 (Actual) vs.4.77 (Estimate) (5.24%)
Revenue: 804.84M (Actual) vs. 783.88M (Estimate) (2.67%)
Price Reaction: 1.99%(1-Day), 1.72%(5-Day)
Earnings Reaction
The chart below shows how PRI performed 10 days before and after its earnings report, based on data from the past quarters. Typically, PRI sees a -0.59% change in stock price 10 days leading up to the earnings, and a +1.21% change 10 days following the report. On the earnings day itself, the stock moves by +0.08%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in SEP/2025, the stock changed -1.94% on the day following the earnings release and then changed by 0.49% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
Transcript Summary
Primerica Inc (PRI) Q3 2025 Earnings Call Summary
Neutral
2025-11-06
The earnings call presents a mixed outlook. While there is optimism in ISP sales and annuity growth driven by demographics, the expected decline in new life policies and increased expenses are concerns. The Q&A highlights uncertainties in Term Life sales and government policy impacts, with management providing limited specifics on certain issues. The balance between positive and negative factors suggests a neutral stock price movement in the short term.
Primerica Inc (PRI) Q1 2025 Earnings Call Summary
Positive
2025-05-08
The earnings call summary highlights strong financial performance with a 20% increase in EPS, significant growth in the ISP segment, robust shareholder returns, and a strong liquidity position. Despite some uncertainties in the market and ISP sales outlook, management's optimistic guidance and stable term life sales outlook provide a positive sentiment. The Q&A section reveals some concerns about economic uncertainty, but overall, the company's capital position and growth in key areas support a positive stock price reaction.
Primerica, Inc. (PRI) Q3 2024 Earnings Call Summary
Positive
2024-11-08
The earnings call summary reveals strong financial performance with a 21% increase in adjusted net operating income and a 28% rise in diluted adjusted operating earnings per share. The Q&A section highlights sustainable recruiting momentum and a tax saving from the senior health exit. The share repurchase completion and strong annuity sales further contribute positively. Although there's some uncertainty about sales force growth sustainability, overall, the financial results and strategic moves indicate a positive outlook, suggesting a stock price increase of 2% to 8% over the next two weeks.
Primerica, Inc. (PRI) Q2 2024 Earnings Call Summary
Positive
2024-08-08
The earnings call highlights strong financial performance, including a 12% increase in adjusted net operating income and a 29% increase in investment product sales. Share repurchases of $143 million indicate confidence in stock value. Despite vague responses in the Q&A, the overall sentiment is positive due to strong product demand, robust recruiting trends, and stable operating margins. The optimistic guidance and successful convention further enhance the outlook, suggesting a positive stock price movement over the next two weeks.
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FAQ
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