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PRG Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
34.445
Open
32.730
VWAP
33.72
Vol
887.54K
Mkt Cap
1.35B
Low
32.700
Amount
29.93M
EV/EBITDA(TTM)
0.87
Total Shares
39.58M
EV
1.58B
EV/OCF(TTM)
4.72
P/S(TTM)
0.55
PROG Holdings, Inc. is a fintech holding company that provides payment options and inclusive consumer financial products. Its Progressive Leasing segment is provider of e-commerce, app-based, in-store point-of-sale lease-to-own solutions provider. The segment provides consumers with lease-purchase solutions through its point-of-sale partner locations and e-commerce Website partners. Its Vive segment primarily serves customers that may not qualify for traditional prime lending offers who desire to purchase goods and services from participating merchants. Vive offers customized programs with services that include revolving loans through private label and Vive-branded credit cards. The Company also owns Four Technologies, provider of Buy Now, Pay Later payment options through its platform Four; Build, provider of personal credit building products, and Purchasing Power, a voluntary employee benefit program that enables workers to purchase brand-name products and services.
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Events Timeline

(ET)
2026-02-25
17:30:00
Prog Holdings Announces Quarterly Cash Dividend Increased to 14 Cents
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2026-02-18 (ET)
2026-02-18
07:50:00
Prog Holdings Q4 Revenue at $574.59M, Below Consensus
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2026-01-02 (ET)
2026-01-02
10:30:00
PROG Holdings Completes $420M Acquisition of Purchasing Power
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2025-12-01 (ET)
2025-12-01
17:10:00
Prog Holdings Acquires Purchasing Power for $420M
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News

Yahoo Finance
8.5
03-03Yahoo Finance
PinnedPurchasing Power Successfully Issues $225 Million ABS with 4.87% Rate
  • Cost Reduction: Purchasing Power successfully closed a $225 million asset-backed securities (ABS) issuance with a blended rate of 4.87%, achieving a reduction of over 180 basis points compared to the 2024 ABS transaction, which significantly lowers the company's borrowing costs and enhances financial flexibility.
  • Market Entry Milestone: This transaction marks the first time a subsidiary of PROG Holdings has accessed the ABS market, reflecting the strategic decision to improve funding arrangements post-acquisition and bolstering market confidence in the company's financial health.
  • Strong Investor Demand: The ABS transaction received multiple ratings from Kroll Bond Rating Agency, including AAA for Class A notes, indicating robust investor demand and further solidifying Purchasing Power's position in the financial markets.
  • Clear Use of Proceeds: Proceeds from this transaction will be used to repay existing facilities and fund originations across the Purchasing Power platform, ensuring the company maintains adequate funding for future growth and drives ongoing business development.
Newsfilter
8.5
03-03Newsfilter
Purchasing Power Successfully Issues $225 Million ABS
  • Cost Reduction: Purchasing Power successfully issued $225 million in asset-backed securities (ABS) with a blended rate of 4.87%, achieving a reduction of over 180 basis points compared to the 2024 ABS transaction, significantly lowering the company's borrowing costs and enhancing financial flexibility.
  • Market Entry Milestone: This transaction marks the first time a subsidiary of PROG Holdings has accessed the ABS market, reflecting the company's strategic decision to improve funding arrangements post-acquisition, thereby strengthening its competitive position.
  • Strong Investor Demand: The multi-tranche offering received ratings from Kroll Bond Rating Agency, including AAA for Class A notes, indicating robust investor demand and further solidifying Purchasing Power's standing in the financial markets.
  • Clear Use of Proceeds: Proceeds from the transaction will be used to repay existing facilities and fund originations across the Purchasing Power platform, ensuring the company has sufficient financial support for future business expansion.
seekingalpha
8.0
02-26seekingalpha
PROG Holdings Declares Quarterly Dividend Increase
  • Quarterly Dividend Increase: PROG Holdings declares a quarterly dividend of $0.14 per share, marking a 7.7% increase from the previous $0.13, reflecting the company's robust cash flow management and enhancing investor confidence.
  • Stable Yield: The forward yield of 1.51% provides shareholders with a reliable return, attracting income-seeking investors and increasing the company's market appeal.
  • Shareholder Record Date: The dividend will be payable on March 24, with a record date of March 12 and an ex-dividend date also on March 12, ensuring shareholders receive timely returns and bolstering their willingness to hold shares.
  • Future Growth Outlook: PROG Holdings outlines a revenue target of $3 billion to $3.1 billion for 2026, indicating strong market prospects as the multi-product platform accelerates growth, further solidifying its position in the fintech sector.
Newsfilter
8.0
02-25Newsfilter
PROG Holdings Declares Quarterly Cash Dividend
  • Dividend Increase: PROG Holdings has declared a quarterly cash dividend of $0.14 per share, reflecting a 7.7% increase from the previous $0.13, indicating sustained profitability and boosting investor confidence.
  • Payment Schedule: The dividend will be payable on March 24, 2026, to shareholders of record as of March 12, 2026, ensuring timely returns for shareholders and reinforcing the company's relationship with its investors.
  • Company Overview: PROG Holdings, based in Salt Lake City, is a fintech holding company that owns Progressive Leasing, Purchasing Power, Four Technologies, and MoneyApp, offering a diverse range of financial products to meet various consumer needs.
  • Market Positioning: By providing transparent and competitive payment options, PROG Holdings has established a significant presence in the fintech sector, particularly in lease-to-own and installment payment solutions, driving the company's long-term growth potential.
seekingalpha
9.5
02-18seekingalpha
PROG Holdings Q4 2025 Earnings Call Insights
  • Financial Performance Overview: In Q4 2025, PROG Holdings reported consolidated revenues of $574.6 million, with adjusted EBITDA at $61.5 million and non-GAAP EPS of $0.74, reflecting stable performance amidst retail challenges.
  • Strategic Acquisition and Integration: The company completed the acquisition of Purchasing Power in January 2026, expected to contribute $680 million to $730 million in revenue for 2026, further expanding its business channels and enhancing growth platforms.
  • Multi-Product Platform Growth: Four generated approximately $736 million in GMV in 2025, achieving a 144% year-over-year growth and contributing about $10 million in adjusted EBITDA, indicating its increasing importance within the company's ecosystem.
  • Future Outlook and Challenges: Management anticipates consolidated revenues for 2026 to range between $3 billion and $3.1 billion, and while facing soft demand for consumer durables, they remain optimistic about increased tax refunds providing support for demand and repayment behavior.
seekingalpha
9.5
02-18seekingalpha
PROG Holdings Q4 Earnings Beat Expectations
  • Earnings Beat Expectations: PROG Holdings reported a Q4 non-GAAP EPS of $0.74, exceeding estimates by $0.14, indicating strong profitability despite a slight decline in overall revenue.
  • Revenue Decline: Q4 revenue was $574.59 million, down 5.2% year-over-year and missing market expectations by $7.23 million, reflecting increased market competition and fluctuations in consumer demand.
  • Optimistic Future Outlook: The company projects total revenues for 2026 to range from $3.02 billion to $3.14 billion, surpassing the consensus estimate of $2.85 billion, demonstrating confidence in future growth, particularly in a recovering economic environment.
  • Diverse Business Performance: Progressive Leasing's GMV reached $534 million, while PROG Marketplace GMV surged by 187%, highlighting the company's growth potential across different business lines, especially in rapidly evolving markets.
Wall Street analysts forecast PRG stock price to rise
3 Analyst Rating
Wall Street analysts forecast PRG stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
31.00
Averages
39.67
High
50.00
Current: 0.000
sliders
Low
31.00
Averages
39.67
High
50.00
TD Cowen
Hoang Nguyen
Buy
maintain
$38 -> $42
AI Analysis
2026-02-19
Reason
TD Cowen
Hoang Nguyen
Price Target
$38 -> $42
AI Analysis
2026-02-19
maintain
Buy
Reason
TD Cowen analyst Hoang Nguyen raised the firm's price target on Prog Holdings to $42 from $38 and keeps a Buy rating on the shares. The firm updated its model following Q4 results where strength in non-leasing drove its strong profitability.
B. Riley
B. Riley
Buy
maintain
$50 -> $55
2026-02-19
Reason
B. Riley
B. Riley
Price Target
$50 -> $55
2026-02-19
maintain
Buy
Reason
B. Riley raised the firm's price target on Prog Holdings to $55 from $50 and keeps a Buy rating on the shares. Prog Holdings reported Q4 revenue of roughly $575M, slightly below consensus, but delivered a strong EPS beat of 74c versus 59c expected, alongside adjusted EBITDA of $61.5M, the analyst tells investors in a research note. The recent $420M acquisition of Purchasing Power positions the company for 2026 guidance of about $3.1B revenue and $4.00-$4.45 adjusted EPS, supported by buy now pay later growth, cross-selling synergies, and stable expansion of PROG Marketplace, the firm says.
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Valuation Metrics

The current forward P/E ratio for PROG Holdings Inc (PRG.N) is 8.53, compared to its 5-year average forward P/E of 10.30. For a more detailed relative valuation and DCF analysis to assess PROG Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.30
Current PE
8.53
Overvalued PE
12.83
Undervalued PE
7.78

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
7.03
Current EV/EBITDA
5.69
Overvalued EV/EBITDA
8.39
Undervalued EV/EBITDA
5.67

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.66
Current PS
0.47
Overvalued PS
0.90
Undervalued PS
0.42

Financials

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Whales Holding PRG

C
Cambria Investment Management, L.P.
Holding
PRG
+4.14%
3M Return
V
Vulcan Value Partners, LLC
Holding
PRG
-10.36%
3M Return

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Frequently Asked Questions

What is PROG Holdings Inc (PRG) stock price today?

The current price of PRG is 34.01 USD — it has increased 4.01

What is PROG Holdings Inc (PRG)'s business?

PROG Holdings, Inc. is a fintech holding company that provides payment options and inclusive consumer financial products. Its Progressive Leasing segment is provider of e-commerce, app-based, in-store point-of-sale lease-to-own solutions provider. The segment provides consumers with lease-purchase solutions through its point-of-sale partner locations and e-commerce Website partners. Its Vive segment primarily serves customers that may not qualify for traditional prime lending offers who desire to purchase goods and services from participating merchants. Vive offers customized programs with services that include revolving loans through private label and Vive-branded credit cards. The Company also owns Four Technologies, provider of Buy Now, Pay Later payment options through its platform Four; Build, provider of personal credit building products, and Purchasing Power, a voluntary employee benefit program that enables workers to purchase brand-name products and services.

What is the price predicton of PRG Stock?

Wall Street analysts forecast PRG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PRG is39.67 USD with a low forecast of 31.00 USD and a high forecast of 50.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is PROG Holdings Inc (PRG)'s revenue for the last quarter?

PROG Holdings Inc revenue for the last quarter amounts to 595.11M USD, decreased -1.82

What is PROG Holdings Inc (PRG)'s earnings per share (EPS) for the last quarter?

PROG Holdings Inc. EPS for the last quarter amounts to 0.82 USD, decreased -57.73

How many employees does PROG Holdings Inc (PRG). have?

PROG Holdings Inc (PRG) has 1403 emplpoyees as of March 05 2026.

What is PROG Holdings Inc (PRG) market cap?

Today PRG has the market capitalization of 1.35B USD.