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PRG Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
36.500
Open
32.380
VWAP
34.74
Vol
1.31M
Mkt Cap
1.44B
Low
31.890
Amount
45.66M
EV/EBITDA(TTM)
0.79
Total Shares
40.06M
EV
1.44B
EV/OCF(TTM)
4.31
P/S(TTM)
0.49
PROG Holdings, Inc. is a fintech holding company that provides payment options and inclusive consumer financial products. Its Progressive Leasing segment is provider of e-commerce, app-based, in-store point-of-sale lease-to-own solutions provider. The segment provides consumers with lease-purchase solutions through its point-of-sale partner locations and e-commerce Website partners. Its Vive segment primarily serves customers that may not qualify for traditional prime lending offers who desire to purchase goods and services from participating merchants. Vive offers customized programs with services that include revolving loans through private label and Vive-branded credit cards. The Company also owns Four Technologies, provider of Buy Now, Pay Later payment options through its platform Four; Build, provider of personal credit building products, and Purchasing Power, a voluntary employee benefit program that enables workers to purchase brand-name products and services.
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Events Timeline

(ET)
2026-04-29
07:40:00
Sees Q2 Revenue of $700M-$725M
select
2026-04-29
07:40:00
PROG Holdings Q1 Revenue $742.67M Exceeds Expectations
select
2026-04-29
07:40:00
Raises FY26 Revenue Outlook to $3B-$3.1B
select
2026-02-25 (ET)
2026-02-25
17:30:00
Prog Holdings Announces Quarterly Cash Dividend Increased to 14 Cents
select

News

seekingalpha
9.5
04-29seekingalpha
PROG Holdings Reports Strong Q1 2026 Earnings with Revenue Growth
  • Significant Revenue Growth: PROG Holdings reported an 11.1% year-over-year revenue increase to $742.7 million in Q1, exceeding market expectations and demonstrating the company's resilience and strong market demand amid economic challenges.
  • Strong Performance of Four: Four's GMV surged 134% year-over-year, not only enhancing overall profitability but also establishing a solid foundation for future growth, indicating its increasing competitiveness in the market.
  • Integration and Expansion: Purchasing Power's GMV grew by 10.3% in Q1, with the addition of several new employer clients bringing tens of thousands of new eligible employees, further expanding the platform's market reach and strengthening its customer base.
  • Optimistic Outlook: The company raised its 2026 adjusted EBITDA forecast to between $343 million and $370 million, with non-GAAP EPS expectations increased to $4.40 to $4.80, reflecting management's confidence in future performance.
NASDAQ.COM
2.0
04-29NASDAQ.COM
PROG (PRG) Q1 2026 Earnings Call Transcript
seekingalpha
9.5
04-29seekingalpha
PROG Holdings Q1 Earnings Exceed Expectations
  • Earnings Beat: PROG Holdings reported a Q1 non-GAAP EPS of $1.24, exceeding expectations by $0.46, indicating strong profitability growth that is likely to positively impact stock performance.
  • Significant Revenue Growth: The company achieved revenues of $742.7 million in Q1, an 8.6% year-over-year increase, surpassing market expectations by $10 million, demonstrating sustained competitiveness in the market.
  • Debt Reduction: Since acquiring Purchasing Power, PROG has reduced net recourse debt by $210 million, resulting in a net leverage ratio of 2.0, showcasing effective financial management that enhances investor confidence.
  • 2026 Outlook: The company revised its 2026 revenue forecast to between $3 billion and $3.1 billion, reflecting a strategic focus on accelerating growth through a multiproduct platform, which is expected to drive future performance.
NASDAQ.COM
9.5
04-29NASDAQ.COM
PROG Holdings Reports Increased Q1 Earnings
  • Earnings Growth: PROG Holdings reported a first-quarter profit of $36.05 million, translating to earnings per share (EPS) of $0.89, which is an increase from last year's $34.72 million and $0.83 EPS, indicating sustained improvement in profitability.
  • Adjusted Earnings: Excluding items, the adjusted earnings stood at $50.77 million, or $1.24 per share, showcasing strong performance in core operations and further bolstering investor confidence in the company's financial health.
  • Revenue Increase: The company's revenue rose by 11.1% year-over-year to $742.67 million, up from $668.43 million last year, reflecting robust market demand and the effectiveness of the company's sales strategies.
  • Future Guidance: PROG Holdings provided guidance for the next quarter with EPS expected between $3.68 and $4.06, and revenue projected to be between $3.000 billion and $3.100 billion, indicating management's optimistic outlook for future performance, which may attract more investor interest.
Newsfilter
9.5
04-29Newsfilter
PROG Holdings Exceeds Q1 Earnings Expectations
  • Significant Revenue Growth: PROG Holdings reported consolidated revenues of $742.7 million for Q1 2026, an 11.1% increase year-over-year, indicating strong performance under its diversified business model, which is expected to further boost market confidence.
  • Net Earnings Increase: The company achieved net earnings of $36.2 million in Q1, up 4.3% from $34.6 million in the prior year, reflecting effective strategies in cost control and revenue growth, which may enhance investor expectations for future performance.
  • Adjusted EBITDA Surge: Adjusted EBITDA reached $90.3 million, a 29.2% increase, representing 12.2% of revenues, indicating significant improvements in operational efficiency and profitability, likely attracting more investor interest.
  • Optimistic Future Outlook: Following a strong Q1 performance, PROG Holdings raised its full-year 2026 revenue and earnings outlook, projecting a revenue growth of 5% to 8%, laying a solid foundation for achieving its three-year compound annual growth targets.
Newsfilter
2.0
04-22Newsfilter
Survey Reveals Financial Wellness Among Working Americans
  • Employment Status: The survey reveals that 61% of near- and below-prime consumers are employed full-time, indicating resilience in the labor market and a proactive approach to financial management despite pressures from inflation and high interest rates.
  • Consumer Confidence: Over 80% of respondents express concerns about their financial outlook, with 25% postponing large purchases due to economic pressures, highlighting the significant impact of economic uncertainty on consumer decision-making.
  • Importance of Flexible Payments: 88% of consumers deem flexible payment solutions essential for purchases over $500, and 86% are more likely to complete a purchase when such options are available, demonstrating the positive effect of flexible payments on consumer confidence and willingness to spend.
  • Transparency and Choice: The research underscores the importance of transparent and flexible payment options, with 65% of respondents feeling positive and reassured by flexible payment solutions, reflecting an increasing demand for financial tools in a high-cost environment.
Wall Street analysts forecast PRG stock price to rise
3 Analyst Rating
Wall Street analysts forecast PRG stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
31.00
Averages
39.67
High
50.00
Current: 0.000
sliders
Low
31.00
Averages
39.67
High
50.00
TD Cowen
Hoang Nguyen
Buy
downgrade
$43 -> $40
AI Analysis
2026-03-31
Reason
TD Cowen
Hoang Nguyen
Price Target
$43 -> $40
AI Analysis
2026-03-31
downgrade
Buy
Reason
TD Cowen analyst Hoang Nguyen lowered the firm's price target on Prog Holdings to $40 from $43 and keeps a Buy rating on the shares. The firm adjusted price targets in the consumer finance group as part of a Q1 preview. Macro environment uncertainty has increased due to concerns about AI on employment and geopolitics, the analyst tells investors in a research note. TD believes higher gas prices will be a headwind to low-income consumers. Competition has remained elevated in auto lending, adds the firm. Its top picks are Capital One (COF), SLM (SLM) and Affirm (AFRM).
TD Cowen
Hoang Nguyen
Buy
maintain
$42 -> $43
2026-03-11
Reason
TD Cowen
Hoang Nguyen
Price Target
$42 -> $43
2026-03-11
maintain
Buy
Reason
TD Cowen analyst Hoang Nguyen raised the firm's price target on Prog Holdings to $43 from $42 and keeps a Buy rating on the shares. The firm met with management and came away quite constructive on the copany's 3-year targets, for which they believe the leasing business (Progressive Leasing) and BNPL business (Four) appear to target growth that is slightly higher than what they had modeled.
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Valuation Metrics

The current forward P/E ratio for PROG Holdings Inc (PRG.N) is 8.73, compared to its 5-year average forward P/E of 10.22. For a more detailed relative valuation and DCF analysis to assess PROG Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.22
Current PE
8.73
Overvalued PE
12.71
Undervalued PE
7.73

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
6.61
Current EV/EBITDA
0.73
Overvalued EV/EBITDA
8.62
Undervalued EV/EBITDA
4.59

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.63
Current PS
0.37
Overvalued PS
0.86
Undervalued PS
0.40

Financials

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Whales Holding PRG

C
Cambria Investment Management, L.P.
Holding
PRG
+5.34%
3M Return
V
Vulcan Value Partners, LLC
Holding
PRG
-6.55%
3M Return

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Frequently Asked Questions

What is PROG Holdings Inc (PRG) stock price today?

The current price of PRG is 35.84 USD — it has increased 24.1

What is PROG Holdings Inc (PRG)'s business?

PROG Holdings, Inc. is a fintech holding company that provides payment options and inclusive consumer financial products. Its Progressive Leasing segment is provider of e-commerce, app-based, in-store point-of-sale lease-to-own solutions provider. The segment provides consumers with lease-purchase solutions through its point-of-sale partner locations and e-commerce Website partners. Its Vive segment primarily serves customers that may not qualify for traditional prime lending offers who desire to purchase goods and services from participating merchants. Vive offers customized programs with services that include revolving loans through private label and Vive-branded credit cards. The Company also owns Four Technologies, provider of Buy Now, Pay Later payment options through its platform Four; Build, provider of personal credit building products, and Purchasing Power, a voluntary employee benefit program that enables workers to purchase brand-name products and services.

What is the price predicton of PRG Stock?

Wall Street analysts forecast PRG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PRG is39.67 USD with a low forecast of 31.00 USD and a high forecast of 50.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is PROG Holdings Inc (PRG)'s revenue for the last quarter?

PROG Holdings Inc revenue for the last quarter amounts to 742.67M USD, increased 8.56

What is PROG Holdings Inc (PRG)'s earnings per share (EPS) for the last quarter?

PROG Holdings Inc. EPS for the last quarter amounts to 0.88 USD, increased 6.02

How many employees does PROG Holdings Inc (PRG). have?

PROG Holdings Inc (PRG) has 1403 emplpoyees as of April 30 2026.

What is PROG Holdings Inc (PRG) market cap?

Today PRG has the market capitalization of 1.44B USD.