PRG Valuation

PROG Holdings Inc

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30.390

-0.37(-1.203%)1D

Overview
Forecast
Valuation
Earnings

PRG Relative Valuation

PRG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PRG is overvalued; if below, it's undervalued.

Historical Valuation

PROG Holdings Inc (PRG) is now in the Fair zone, suggesting that its current forward PE ratio of 9.20 is considered Fairly compared with the five-year average of 10.74. The fair price of PROG Holdings Inc (PRG) is between 28.32 to 43.05 according to relative valuation methord.

Relative Value

Fair Zone

28.32-43.05

Current Price：30.39

Fair

9.20

Trailing

Forward

6.15

EV/EBITDA

PROG Holdings Inc. (PRG) has a current EV/EBITDA of 6.15. The 5-year average EV/EBITDA is 7.38. The thresholds are as follows: Strongly Undervalued below 4.03, Undervalued between 4.03 and 5.71, Fairly Valued between 9.06 and 5.71, Overvalued between 9.06 and 10.74, and Strongly Overvalued above 10.74. The current Forward EV/EBITDA of 6.15 falls within the Historic Trend Line -Fairly Valued range.

7.80

EV/EBIT

PROG Holdings Inc. (PRG) has a current EV/EBIT of 7.80. The 5-year average EV/EBIT is 9.02. The thresholds are as follows: Strongly Undervalued below 5.22, Undervalued between 5.22 and 7.12, Fairly Valued between 10.93 and 7.12, Overvalued between 10.93 and 12.83, and Strongly Overvalued above 12.83. The current Forward EV/EBIT of 7.80 falls within the Historic Trend Line -Fairly Valued range.

0.50

PROG Holdings Inc. (PRG) has a current PS of 0.50. The 5-year average PS is 0.73. The thresholds are as follows: Strongly Undervalued below 0.12, Undervalued between 0.12 and 0.42, Fairly Valued between 1.03 and 0.42, Overvalued between 1.03 and 1.33, and Strongly Overvalued above 1.33. The current Forward PS of 0.50 falls within the Historic Trend Line -Fairly Valued range.

7.91

P/OCF

PROG Holdings Inc. (PRG) has a current P/OCF of 7.91. The 5-year average P/OCF is 9.66. The thresholds are as follows: Strongly Undervalued below -5.11, Undervalued between -5.11 and 2.28, Fairly Valued between 17.05 and 2.28, Overvalued between 17.05 and 24.44, and Strongly Overvalued above 24.44. The current Forward P/OCF of 7.91 falls within the Historic Trend Line -Fairly Valued range.

8.42

P/FCF

PROG Holdings Inc. (PRG) has a current P/FCF of 8.42. The 5-year average P/FCF is 10.59. The thresholds are as follows: Strongly Undervalued below 2.94, Undervalued between 2.94 and 6.77, Fairly Valued between 14.42 and 6.77, Overvalued between 14.42 and 18.25, and Strongly Overvalued above 18.25. The current Forward P/FCF of 8.42 falls within the Historic Trend Line -Fairly Valued range.

PROG Holdings Inc (PRG) has a current Price-to-Book (P/B) ratio of 1.82. Compared to its 3-year average P/B ratio of 2.32 , the current P/B ratio is approximately -21.58% higher. Relative to its 5-year average P/B ratio of 2.46, the current P/B ratio is about -26.06% higher. PROG Holdings Inc (PRG) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 15.86%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 14.03% , the current FCF yield is about -100.00% lower.

1.82

P/B

Median3y

2.32

Median5y

2.46

17.61

FCF Yield

Median3y

15.86

Median5y

14.03

Competitors Valuation Multiple

The average P/S ratio for PRG's competitors is , providing a benchmark for relative valuation. PROG Holdings Inc Corp (PRG) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 2.11%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of PRG decreased by 29.38% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 5.70 to 6.36.

The secondary factor is the Revenue Growth, contributed 2.11%to the performance.

Overall, the performance of PRG in the past 1 year is driven by Margin Expansion. Which is more sustainable.

2.11%

592.16M → 604.66M

Revenue Growth

11.58%

5.70 → 6.36

Margin Expansion

-43.07%

10.58 → 6.02

P/E Change

-29.38%