PCB

PCB Bancorp

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Advanced Chart

21.420

-0.27(-1.245%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

21.705

Open

21.580

VWAP

21.55

Vol

39.78K

Mkt Cap

307.37M

Low

21.390

Amount

857.16K

EV/EBITDA(TTM)

8.21

Total Shares

14.27M

383.77M

EV/OCF(TTM)

0.87

P/S(TTM)

2.96

PCB Bancorp is a bank holding company for PCB Bank (the Bank). The Bank offers a suite of commercial banking services to small to medium-sized businesses, individuals and professionals, primarily in Southern California, and predominantly in Korean-American and other minority communities. It offers a range of online banking solutions that include access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions, including remote check deposit and mobile bill pay. The Bank offers automated teller machines and banking by telephone, mail, personal appointment, debit cards, as well as treasury management, wire transfer, and automated clearing house services. The Banks lending activities portfolio consists of commercial real estate loans, commercial and industrial loans, and consumer loans. Its investment securities portfolio includes mortgage-backed securities and collateralized mortgage obligations, among others.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

30.17M

+12.3%

0.577

+8.81%

30.70M

+17.14%

0.590

+28.26%

30.45M

+20.17%

0.610

+17.31%

Estimates Revision

The market is revising Upward the revenue expectations for PCB Bancorp (PCB) for FY2025, with the revenue forecasts being adjusted by 2.28% over the past three months. During the same period, the stock price has changed by 5.88%.

Revenue Estimates for FY2025

Revise Upward

+2.28%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+5.15%

In Past 3 Month

Stock Price

Go Up

+5.88%

In Past 3 Month

1 Analyst Rating

Wall Street analysts forecast PCB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PCB is 23.50 USD with a low forecast of 23.50 USD and a high forecast of 23.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

1 Hold

0 Sell

Hold

Current: 21.420

Low

23.50

Averages

23.50

High

23.50

Current: 21.420

Low

23.50

Averages

23.50

High

23.50

Keefe Bruyette

Kelly Motta

Market Perform

maintain

$23

2025-07-28

Reason

Keefe Bruyette

Kelly Motta

Price Target

$23

2025-07-28

maintain

Market Perform

Reason

Keefe Bruyette analyst Kelly Motta raised the firm's price target on PCB Bancorp to $23.50 from $23 and keeps a Market Perform rating on the shares.

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$20 → $23

2024-12-04

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$20 → $23

2024-12-04

Maintains

Hold

Reason

Piper Sandler

Matthew Clark

Hold

Maintains

$20 → $21

2024-10-28

Reason

Piper Sandler

Matthew Clark

Price Target

$20 → $21

2024-10-28

Maintains

Hold

Reason

Piper Sandler analyst Matthew Clark raised the firm's price target on PCB Bancorp to $21 from $20 and keeps a Neutral rating on the shares following quarterly results. The firm also increases its 2024/2025 EPS estimates to $1.75/$2.03 from $1.64/$1.70 on lower NIE and LLP and stronger net interest income and fees.

See All Ratings

Valuation Metrics

The current forward P/E ratio for PCB Bancorp (PCB.O) is 9.06, compared to its 5-year average forward P/E of 8.73. For a more detailed relative valuation and DCF analysis to assess PCB Bancorp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

8.73

Current PE

9.06

Overvalued PE

10.25

Undervalued PE

7.20

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

2.48

Current PS

0.00

Overvalued PS

2.88

Undervalued PS

2.08