PCB Relative Valuation
PCB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PCB is overvalued; if below, it's undervalued.
Historical Valuation
PCB Bancorp (PCB) is now in the Fair zone, suggesting that its current forward PE ratio of 8.35 is considered Fairly compared with the five-year average of 8.60. The fair price of PCB Bancorp (PCB) is between 20.48 to 25.88 according to relative valuation methord.
Relative Value
Fair Zone
20.48-25.88
Current Price：21.53
Fair
8.35
PE
1Y
3Y
5Y
0.00
EV/EBITDA
PCB Bancorp. (PCB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
PCB Bancorp. (PCB) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.49
PS
PCB Bancorp. (PCB) has a current PS of 2.49. The 5-year average PS is 2.53. The thresholds are as follows: Strongly Undervalued below 1.83, Undervalued between 1.83 and 2.18, Fairly Valued between 2.88 and 2.18, Overvalued between 2.88 and 3.23, and Strongly Overvalued above 3.23. The current Forward PS of 2.49 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
PCB Bancorp. (PCB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
PCB Bancorp. (PCB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
PCB Bancorp (PCB) has a current Price-to-Book (P/B) ratio of 0.97. Compared to its 3-year average P/B ratio of 0.89 , the current P/B ratio is approximately 8.92% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about -1.53% higher. PCB Bancorp (PCB) has a Forward Free Cash Flow (FCF) yield of approximately 8.44%. Compared to its 3-year average FCF yield of 16.51%, the current FCF yield is approximately -48.85% lower. Relative to its 5-year average FCF yield of 13.29% , the current FCF yield is about -36.46% lower.
0.97
P/B
Median3y
0.89
Median5y
0.98
8.44
FCF Yield
Median3y
16.51
Median5y
13.29
Competitors Valuation Multiple
The average P/S ratio for PCB's competitors is 2.82, providing a benchmark for relative valuation. PCB Bancorp Corp (PCB) exhibits a P/S ratio of 2.49, which is -11.89% above the industry average. Given its robust revenue growth of 20.51%, this premium appears sustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PCB increased by 11.61% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 31.68 to 38.39.
The secondary factor is the Revenue Growth, contributed 20.51%to the performance.
Overall, the performance of PCB in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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Frequently Asked Questions
Is PCB Bancorp (PCB) currently overvalued or undervalued?
PCB Bancorp (PCB) is now in the Fair zone, suggesting that its current forward PE ratio of 8.35 is considered Fairly compared with the five-year average of 8.60. The fair price of PCB Bancorp (PCB) is between 20.48 to 25.88 according to relative valuation methord.
What is PCB Bancorp (PCB) fair value?
PCB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of PCB Bancorp (PCB) is between 20.48 to 25.88 according to relative valuation methord.
How does PCB's valuation metrics compare to the industry average?
The average P/S ratio for PCB's competitors is 2.82, providing a benchmark for relative valuation. PCB Bancorp Corp (PCB) exhibits a P/S ratio of 2.49, which is -11.89% above the industry average. Given its robust revenue growth of 20.51%, this premium appears sustainable.
What is the current P/B ratio for PCB Bancorp (PCB) as of Jan 08 2026?
As of Jan 08 2026, PCB Bancorp (PCB) has a P/B ratio of 0.97. This indicates that the market values PCB at 0.97 times its book value.
What is the current FCF Yield for PCB Bancorp (PCB) as of Jan 08 2026?
As of Jan 08 2026, PCB Bancorp (PCB) has a FCF Yield of 8.44%. This means that for every dollar of PCB Bancorp’s market capitalization, the company generates 8.44 cents in free cash flow.
What is the current Forward P/E ratio for PCB Bancorp (PCB) as of Jan 08 2026?
As of Jan 08 2026, PCB Bancorp (PCB) has a Forward P/E ratio of 8.35. This means the market is willing to pay $8.35 for every dollar of PCB Bancorp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for PCB Bancorp (PCB) as of Jan 08 2026?
As of Jan 08 2026, PCB Bancorp (PCB) has a Forward P/S ratio of 2.49. This means the market is valuing PCB at $2.49 for every dollar of expected revenue over the next 12 months.