OSBC Relative Valuation
OSBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, OSBC is overvalued; if below, it's undervalued.
Historical Valuation
Old Second Bancorp Inc (OSBC) is now in the Fair zone, suggesting that its current forward PE ratio of 9.19 is considered Fairly compared with the five-year average of 8.98. The fair price of Old Second Bancorp Inc (OSBC) is between 17.20 to 23.74 according to relative valuation methord.
Relative Value
Fair Zone
17.20-23.74
Current Price：19.63
Fair
9.19
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Old Second Bancorp Inc. (OSBC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Old Second Bancorp Inc. (OSBC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
3.10
PS
Old Second Bancorp Inc. (OSBC) has a current PS of 3.10. The 5-year average PS is 2.89. The thresholds are as follows: Strongly Undervalued below 2.02, Undervalued between 2.02 and 2.45, Fairly Valued between 3.33 and 2.45, Overvalued between 3.33 and 3.76, and Strongly Overvalued above 3.76. The current Forward PS of 3.10 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Old Second Bancorp Inc. (OSBC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Old Second Bancorp Inc. (OSBC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Old Second Bancorp Inc (OSBC) has a current Price-to-Book (P/B) ratio of 1.19. Compared to its 3-year average P/B ratio of 1.19 , the current P/B ratio is approximately -0.13% higher. Relative to its 5-year average P/B ratio of 1.22, the current P/B ratio is about -2.29% higher. Old Second Bancorp Inc (OSBC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 14.41%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 11.30% , the current FCF yield is about -100.00% lower.
1.19
P/B
Median3y
1.19
Median5y
1.22
9.38
FCF Yield
Median3y
14.41
Median5y
11.30
Competitors Valuation Multiple
The average P/S ratio for OSBC's competitors is , providing a benchmark for relative valuation. Old Second Bancorp Inc Corp (OSBC) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 31.35%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of OSBC increased by 10.40% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 9.08 to 13.29.
The secondary factor is the Revenue Growth, contributed 31.35%to the performance.
Overall, the performance of OSBC in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
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