Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
  1. Home
  2. Stock
  3. OSBC
OSBC logo

OSBC Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
20.030
Open
19.720
VWAP
19.72
Vol
369.55K
Mkt Cap
1.03B
Low
19.490
Amount
7.29M
EV/EBITDA(TTM)
10.55
Total Shares
52.69M
EV
1.32B
EV/OCF(TTM)
--
P/S(TTM)
3.02
Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.
Show More

Events Timeline

(ET)
2026-01-21
17:10:00
Old Second Reports Q4 Net Interest and Dividend Income of $83.1M
select
2025-10-22 (ET)
2025-10-22
16:33:29
Old Second Bancorp announces Q3 adjusted EPS of 52 cents, surpassing consensus estimate of 51 cents.
select
2025-10-20 (ET)
2025-10-20
09:10:17
Old Second Bancorp Finalizes Merger with Evergreen Bank Group
select
2025-07-01 (ET)
2025-07-01
08:22:53
Old Second Bancorp completes merger with Bancorp Financial
select

News

seekingalpha
9.5
01-22seekingalpha
Old Second Bancorp (OSBC) Reports Q4 2025 Net Income of $28.8 Million with 1.64% ROA
  • Strong Financial Performance: Old Second Bancorp reported a net income of $28.8 million for Q4 2025, translating to $0.54 per diluted share, with adjusted net income at $30.8 million or $0.58 per share, despite facing a $428,000 loss on mortgage servicing rights and $2.5 million in acquisition-related expenses, showcasing resilience under challenging conditions.
  • Improved Asset Quality: The tangible book value per share increased by 61 basis points to $14.12, and the tangible equity ratio rose from 10.41% to 11.02%, indicating robust capital management that enhances financial stability and competitive positioning in the market.
  • Sustained Strong Margin: The net interest margin for Q4 stood at 5.09%, a 4 basis point improvement from the previous quarter, reflecting ongoing growth in interest income and further solidifying the company's profitability in the industry.
  • Loan Growth Outlook: Management anticipates mid-single-digit loan growth for 2026, despite a decrease of $12.4 million in total loans, maintaining strong confidence in future performance and plans to initiate share repurchases soon, emphasizing a commitment to shareholder returns.
seekingalpha
9.5
01-21seekingalpha
Old Second Bancorp (OSBC) Q4 EPS Beats Expectations with 30.1% Revenue Growth
  • Earnings Beat: Old Second Bancorp reported a Q4 non-GAAP EPS of $0.58, exceeding expectations by $0.04, indicating a sustained enhancement in the company's profitability.
  • Significant Revenue Growth: The company achieved Q4 revenue of $95.2 million, reflecting a year-over-year increase of 30.1%, surpassing analyst expectations by $12.75 million and showcasing successful business expansion.
  • Positive Market Reaction: The strong earnings and revenue performance have generated significant buying interest in Old Second Bancorp's stock, potentially driving an upward movement in share price.
  • Strong Financial Health: The continuous revenue growth and improved profitability suggest robust operations in the current economic environment, laying a solid foundation for future investments and expansion.
NASDAQ.COM
9.5
01-21NASDAQ.COM
Kinder Morgan (KMI) Expected EPS of $0.37, 15.63% YoY Growth
  • Earnings Forecast: Kinder Morgan is expected to report an EPS of $0.37 for Q4 2025, reflecting a 15.63% increase year-over-year, indicating robust growth potential in the oil and gas sector.
  • Industry Comparison: CACI anticipates an EPS of $6.41, a 7.73% increase from the previous year, having exceeded expectations every quarter in the past year, showcasing its competitive edge in the computer services industry.
  • Financial Performance: Pinnacle Financial Partners forecasts an EPS of $2.32, representing a 22.11% increase year-over-year, consistently beating expectations over the past year, highlighting its strong market performance.
  • Significant Growth: Live Oak Bancshares expects an EPS of $0.56, a remarkable 154.55% increase, reflecting rapid growth and an increase in market share within the banking sector.
seekingalpha
8.0
01-20seekingalpha
Old Second Bancorp (OSBC) Declares $0.07 Quarterly Dividend with 1.36% Yield
  • Quarterly Dividend Announcement: Old Second Bancorp has declared a quarterly dividend of $0.07 per share, consistent with previous distributions, indicating stable cash flow and profitability, which is expected to bolster investor confidence.
  • Yield Analysis: The forward yield of 1.36% provides relative attractiveness in the current market environment, potentially drawing in income-seeking investors and enhancing shareholder returns.
  • Shareholder Record Dates: The dividend is payable on February 9, with a record date of January 30 and an ex-dividend date also set for January 30, ensuring timely cash flow impacts for shareholders.
  • Future Outlook: Following the Evergreen acquisition, Old Second Bancorp signals a shortened earn-back period and a 17% dividend boost, reflecting the company's confidence in future growth and commitment to shareholder returns.
Fool
5.0
01-12Fool
Old Second Bancorp (OSBC) Director Sells 12,500 Shares for $250,000
  • Transaction Overview: Director John Ladowicz executed an open-market sale of 12,500 shares of Old Second Bancorp on December 9, 2025, for a total of $250,000, indicating consistency in his trading pattern with a median of 13,150 shares sold over the past year.
  • Ownership Changes: The sale was made from an IRA-managed indirect holding, leaving his direct ownership unchanged at 36,121 shares, which suggests continued confidence in the company's future without impacting his direct stake.
  • Market Performance: The shares were sold at $20.00, slightly above the market open of $19.82 and close of $19.80, reflecting a total return of 12.38% over the past year, outperforming the regional banking ETF's return of 1.6%.
  • Company Outlook: Old Second Bancorp completed its integration of Evergreen Bank Group in 2025, and despite a $12 million decrease in net income compared to the previous quarter, its 1.4% dividend yield and 8.5% year-over-year growth indicate strong competitive positioning among regional banks.
NASDAQ.COM
5.0
01-12NASDAQ.COM
John Ladowicz Sells 12,500 Shares of Old Second Bancorp for $250,000
  • Share Sale Details: Director John Ladowicz sold 12,500 shares of Old Second Bancorp on December 9, 2025, for a total of $250,000, representing 6.3% of his indirect holdings, indicating a need for liquidity.
  • Performance Impact: The transaction aligns with recent median disposition rates, reflecting Ladowicz's strategy to manage his holdings amid sequential ownership reductions, potentially in response to market fluctuations.
  • Company Financials: Old Second Bancorp reported a $12 million decrease in net income for Q3 2025 compared to Q2, primarily due to the integration of Evergreen Bank Group, although it achieved an 8.5% year-over-year return, significantly outperforming the 1.6% return of its peer ETF.
  • Market Outlook: With the Federal Reserve expected to cut rates again in 2026, Old Second Bancorp may benefit from a favorable interest rate environment, making it a stock worth considering for future growth opportunities.
Wall Street analysts forecast OSBC stock price to rise
4 Analyst Rating
Wall Street analysts forecast OSBC stock price to rise
3 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
19.00
Averages
21.63
High
24.50
Current: 0.000
sliders
Low
19.00
Averages
21.63
High
24.50
DA Davidson
Neutral
maintain
$22 -> $23
AI Analysis
2026-01-23
Reason
DA Davidson
Price Target
$22 -> $23
AI Analysis
2026-01-23
maintain
Neutral
Reason
DA Davidson raised the firm's price target on Old Second Bancorp to $23 from $22 and keeps a Neutral rating on the shares after its Q4 earnings beat. The benefits, and drawbacks, of the Evergreen acquisition were very evident in Q4 with a nose bleed 5.00% net interest margin, coupled with higher than historical net charge-offs, the analyst tells investors in a research note. Growth looks to inflect higher in 2026 with sound cost control, but an elevated non-performing asset balance vs. peers bears watching, the firm added.
Keefe Bruyette
Outperform
maintain
$22 -> $23
2025-10-24
Reason
Keefe Bruyette
Price Target
$22 -> $23
2025-10-24
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on Old Second Bancorp to $23 from $22 and keeps an Outperform rating on the shares. The firm views the post-earnings share selloff as an overreaction considering both results and guidance were in line with consensus.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for OSBC
Unlock Now

Valuation Metrics

The current forward P/E ratio for Old Second Bancorp Inc (OSBC.O) is 9.12, compared to its 5-year average forward P/E of 8.91. For a more detailed relative valuation and DCF analysis to assess Old Second Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.91
Current PE
9.12
Overvalued PE
10.82
Undervalued PE
7.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.87
Current PS
3.12
Overvalued PS
3.31
Undervalued PS
2.44

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

que accion me recomiendas comprar con 50
Intellectia · 82 candidates
Market Cap: 500.00M - 20.00BPrice: $5.00 - $50.00Analyst Consensus: Strong Buy, Moderate BuyRevenue 5yr Cagr: >= 10Eps 5yr Cagr: >= 10
Ticker
Name
Market Cap$
top bottom
CEPU logo
CEPU
Central Puerto SA
2.36B
HG logo
HG
Hamilton Insurance Group Ltd
3.13B
BTSG logo
BTSG
Brightspring Health Services Inc
8.02B
TGLS logo
TGLS
Tecnoglass Inc
2.04B
ATAT logo
ATAT
Atour Lifestyle Holdings Ltd
5.43B
FSM logo
FSM
Fortuna Mining Corp
4.17B

Whales Holding OSBC

K
Kennedy Capital Management LLC
Holding
OSBC
+1.14%
3M Return
D
Davis Capital Partners, LLC
Holding
OSBC
-4.68%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Old Second Bancorp Inc (OSBC) stock price today?

The current price of OSBC is 19.63 USD — it has increased 0.05

What is Old Second Bancorp Inc (OSBC)'s business?

Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.

What is the price predicton of OSBC Stock?

Wall Street analysts forecast OSBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OSBC is21.63 USD with a low forecast of 19.00 USD and a high forecast of 24.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Old Second Bancorp Inc (OSBC)'s revenue for the last quarter?

Old Second Bancorp Inc revenue for the last quarter amounts to 91.26M USD, increased 32.62

What is Old Second Bancorp Inc (OSBC)'s earnings per share (EPS) for the last quarter?

Old Second Bancorp Inc. EPS for the last quarter amounts to 0.54 USD, increased 28.57

How many employees does Old Second Bancorp Inc (OSBC). have?

Old Second Bancorp Inc (OSBC) has 1062 emplpoyees as of March 10 2026.

What is Old Second Bancorp Inc (OSBC) market cap?

Today OSBC has the market capitalization of 1.03B USD.