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  3. OSBC
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OSBC

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    Overview
    Forecast
    Valuation
    Earnings
High
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Open
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VWAP
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Vol
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Mkt Cap
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Low
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Amount
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EV/EBITDA(TTM)
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Total Shares
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EV
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EV/OCF(TTM)
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P/S(TTM)
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AI Stock Picker

Market Estimates

Earnings Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q4
FY2026Q1
FY2026Q2
82.88M
+33.81%
0.537
+21.97%
81.20M
+28.38%
0.510
+13.33%
82.65M
+28%
0.533
+6.67%
Estimates Revision
The market is revising Upward the revenue expectations for Old Second Bancorp, Inc. (OSBC) for FY2025, with the revenue forecasts being adjusted by 1.85% over the past three months. During the same period, the stock price has changed by 6.51%.
Revenue Estimates for FY2025
Revise Upward
up Image
+1.85%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
up Image
+2.71%
In Past 3 Month
Stock Price
Go Up
up Image
+6.51%
In Past 3 Month
Wall Street analysts forecast OSBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OSBC is 21.63 USD with a low forecast of 19.00 USD and a high forecast of 24.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
4 Analyst Rating
Wall Street analysts forecast OSBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OSBC is 21.63 USD with a low forecast of 19.00 USD and a high forecast of 24.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Buy
1 Hold
0 Sell
Strong Buy
Current: 19.630
sliders
Low
19.00
Averages
21.63
High
24.50
Current: 19.630
sliders
Low
19.00
Averages
21.63
High
24.50
Keefe Bruyette
Outperform
maintain
$22 -> $23
2025-10-24
Reason
Keefe Bruyette
Price Target
$22 -> $23
2025-10-24
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on Old Second Bancorp to $23 from $22 and keeps an Outperform rating on the shares. The firm views the post-earnings share selloff as an overreaction considering both results and guidance were in line with consensus.
DA Davidson
Jeff Rulis
Neutral
maintain
$17 -> $19
2025-07-25
Reason
DA Davidson
Jeff Rulis
Price Target
$17 -> $19
2025-07-25
maintain
Neutral
Reason
DA Davidson analyst Jeff Rulis raised the firm's price target on Old Second Bancorp to $19 from $17 and keeps a Neutral rating on the shares. A return to loan growth is welcomed, as is a much more moderate net charge-off level, the analyst tells investors in a research note.
Piper Sandler
Overweight
maintain
$22
2025-07-02
Reason
Piper Sandler
Price Target
$22
2025-07-02
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on Old Second Bancorp to $24.50 from $22 and keeps an Overweight rating on the shares following the recent closing of its Bancorp Financial acquisition. The firm believes this acquisition enhances Old Second Bancorp's growth prospects via EBG's powersport lending niche, while also reducing the company's asset sensitivity in supporting a more durable and well-above average through-the-cycle net interest margin. Piper also expects credit metrics to improve going forward following the recent resolution of its largest OREO properties and with specific reserves at its lowest level in 3.5 years.
Stephens
Terry McEvoy
Overweight
downgrade
$22 -> $20
2025-04-25
Reason
Stephens
Terry McEvoy
Price Target
$22 -> $20
2025-04-25
downgrade
Overweight
Reason
Stephens analyst Terry McEvoy lowered the firm's price target on Old Second Bancorp to $20 from $22 and keeps an Overweight rating on the shares. Old Second "proved to the market they could grow net interest income" in Q1, with the net interest margin expanding 20 basis points quarter-over-quarter to 4.88%, the analyst tells investors in a post-earnings note.
Keefe Bruyette
Outperform
to
Outperform
downgrade
$24 -> $22
2025-04-25
Reason
Keefe Bruyette
Price Target
$24 -> $22
2025-04-25
downgrade
Outperform
to
Outperform
Reason
Keefe Bruyette lowered the firm's price target on Old Second Bancorp to $22 from $24 and keeps an Outperform rating on the shares.
Raymond James
Strong Buy
downgrade
$22 -> $21
2025-04-25
Reason
Raymond James
Price Target
$22 -> $21
2025-04-25
downgrade
Strong Buy
Reason
Raymond James lowered the firm's price target on Old Second Bancorp to $21 from $22 and keeps a Strong Buy rating on the shares. The quarter was highlighted by the unexpectedly robust net interest margin expansion as well as the continued clean up of its credit issues, and while losses were elevated, the bank continues to make progress on reducing risk, the analyst tells investors in a research note. The firm believes Old Second will continue to expand its franchise and produce superior profitability metrics.
See All Ratings

Valuation Metrics

The current forward P/E ratio for Old Second Bancorp Inc (OSBC.O) is 9.19, compared to its 5-year average forward P/E of 8.98. For a more detailed relative valuation and DCF analysis to assess Old Second Bancorp Inc 's fair value, click here.
  • Forward PE
  • Forward EV/EBITDA
  • Forward PS

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PE
8.98
Current PE
9.19
Overvalued PE
10.90
Undervalued PE
7.07

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
2.89
Current PS
0.00
Overvalued PS
3.33
Undervalued PS
2.45
Financial AI Agent
Financial AI Agent

Financials

Annual
Quarterly
N/A
Total Revenue
N/A
Operating Profit
N/A
Net Income after Tax
N/A
EPS - Diluted
N/A
Free Cash Flow
N/A
FCF Margin - %
N/A
Net Margin - %
N/A
ROIC

Trading Trends

  • Insider
  • Hedge Fund
  • Congress Trading
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
Bought
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
Bought
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
Bought
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
Bought
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OSBC News & Events

Events Timeline

(ET)
2025-10-22
16:33:29
Old Second Bancorp announces Q3 adjusted EPS of 52 cents, surpassing consensus estimate of 51 cents.
select
2025-10-20 (ET)
2025-10-20
09:10:17
Old Second Bancorp Finalizes Merger with Evergreen Bank Group
select
2025-07-01 (ET)
2025-07-01
08:22:53
Old Second Bancorp completes merger with Bancorp Financial
select
Sign Up For More Events
Sign Up For More Events

News

[object Object]
Preview
8.0
10-29NASDAQ.COM
Upcoming Ex-Dividend Dates for Burford Capital, Old Second Bancorp, and AGNC Investment

  • Upcoming Ex-Dividend Dates: On 10/31/25, Burford Capital Limited (BUR), Old Second Bancorp (OSBC), and AGNC Investment Corp (AGNC) will trade ex-dividend, with respective dividends of $0.0625, $0.07, and $0.12 scheduled for payment on 12/4/25, 11/10/25, and 11/12/25.

  • Expected Price Adjustments: Following the ex-dividend date, BUR is expected to open 0.56% lower, OSBC by 0.38%, and AGNC by 1.18%, based on their recent stock prices.

  • Dividend Yield Estimates: The estimated annualized yields for the upcoming dividends are 1.13% for BUR, 1.50% for OSBC, and a significantly higher 14.13% for AGNC, reflecting their historical dividend stability.

  • Current Trading Performance: As of the latest trading session, BUR shares are down 1.6%, OSBC shares are up 0.2%, and AGNC shares are down 1.1%.

[object Object]
Preview
9.5
10-23NASDAQ.COM
Old Second Bancorp (OSBC) Releases Q3 Earnings: Insights from Key Metrics

  • Old Second Bancorp Financial Performance: Old Second Bancorp (OSBC) reported $95.88 million in revenue for Q3 2025, a 34.7% increase year-over-year, with an EPS of $0.53, slightly up from $0.51 a year ago.

  • Earnings Surprises: The revenue exceeded the Zacks Consensus Estimate by 4.56%, while the EPS also surpassed expectations by 3.92%, indicating strong performance relative to analyst predictions.

  • Importance of Key Metrics: Investors are encouraged to focus on key metrics beyond headline numbers to gain better insights into the company's underlying performance and future stock price projections.

  • AI Investment Insights: The article suggests that lesser-known AI companies addressing significant global challenges may offer more lucrative investment opportunities compared to well-known stocks in the AI sector.

[object Object]
Preview
4.0
07-26Benzinga
DA Davidson Maintains Neutral on Old Second Bancorp, Raises Price Target to $19

  • Real-time Intelligence for Traders: Benzinga Pro offers the fastest news alerts and real-time intelligence to help traders succeed in the stock market.

  • Exclusive Community Access: Joining Benzinga Pro connects you with over 10,000 serious traders and provides access to exclusive stories and insights from Benzinga reporters.

Sign Up For More News

People Also Watch

FAQ

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What is Old Second Bancorp Inc (OSBC) stock price today?

The current price of OSBC is 19.63 USD — it has increased 0.72 % in the last trading day.

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What is Old Second Bancorp Inc (OSBC)'s business?

Old Second Bancorp, Inc. is a financial services company. The Company is the holding company of Old Second National Bank (the Bank). The Bank is a full-service banking business offering a range of deposit products, trust and wealth management services, lending services, and deposit services, including demand, NOW, money market, savings, time deposit and individual retirement accounts. It also offers commercial, industrial, consumer and real estate lending, including installment loans, agricultural loans, lines of credit, lease financing receivables and overdraft checking, and safe deposit operations. It provides a variety of additional services to the needs of individual customers, such as money orders, cashiers' checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. It also provides a complement of electronic banking services, such as online and mobile banking and corporate cash management products.

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What is the price predicton of OSBC Stock?

Wall Street analysts forecast OSBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OSBC is 21.63 USD with a low forecast of 19.00 USD and a high forecast of 24.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

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What is Old Second Bancorp Inc (OSBC)'s revenue for the last quarter?

Old Second Bancorp Inc revenue for the last quarter amounts to 88.95M USD, increased 31.35 % YoY.

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What is Old Second Bancorp Inc (OSBC)'s earnings per share (EPS) for the last quarter?

Old Second Bancorp Inc. EPS for the last quarter amounts to 0.18 USD, decreased -64.00 % YoY.

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What changes have occurred in the market's expectations for Old Second Bancorp Inc (OSBC)'s fundamentals?

The market is revising Upward the revenue expectations for Old Second Bancorp, Inc. (OSBC) for FY2025, with the revenue forecasts being adjusted by 1.85% over the past three months. During the same period, the stock price has changed by 6.51%.
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How many employees does Old Second Bancorp Inc (OSBC). have?

Old Second Bancorp Inc (OSBC) has 877 emplpoyees as of December 05 2025.

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What is Old Second Bancorp Inc (OSBC) market cap?

Today OSBC has the market capitalization of 1.03B USD.

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