OMF Valuation
OneMain Holdings Inc
$
57.370
- Overview
- Forecast
- Valuation
- Earnings
OMF Relative Valuation
OMF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, OMF is overvalued; if below, it's undervalued.
Historical Valuation
OneMain Holdings Inc (OMF) is now in the Fair zone, suggesting that its current forward PE ratio of 8.04 is considered Fairly compared with the five-year average of 6.89. The fair price of OneMain Holdings Inc (OMF) is between 55.26 to 72.44 according to relative valuation methord.
Relative Value
Fair Zone
55.26-72.44
Current Price：57.96
Fair
8.04
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
OneMain Holdings Inc. (OMF) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
OneMain Holdings Inc. (OMF) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
1.30
PS
OneMain Holdings Inc. (OMF) has a current PS of 1.30. The 5-year average PS is 1.33. The thresholds are as follows: Strongly Undervalued below 0.80, Undervalued between 0.80 and 1.07, Fairly Valued between 1.60 and 1.07, Overvalued between 1.60 and 1.86, and Strongly Overvalued above 1.86. The current Forward PS of 1.30 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
OneMain Holdings Inc. (OMF) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
7.39
P/FCF
OneMain Holdings Inc. (OMF) has a current P/FCF of 7.39. The 5-year average P/FCF is 1.25. The thresholds are as follows: Strongly Undervalued below -4.62, Undervalued between -4.62 and -1.69, Fairly Valued between 4.19 and -1.69, Overvalued between 4.19 and 7.13, and Strongly Overvalued above 7.13. The current Forward P/FCF of 7.39 falls within the Strongly Overvalued range.
OneMain Holdings Inc (OMF) has a current Price-to-Book (P/B) ratio of 2.04. Compared to its 3-year average P/B ratio of 1.73 , the current P/B ratio is approximately 18.20% higher. Relative to its 5-year average P/B ratio of 1.82, the current P/B ratio is about 12.15% higher. OneMain Holdings Inc (OMF) has a Forward Free Cash Flow (FCF) yield of approximately 43.36%. Compared to its 3-year average FCF yield of 46.27%, the current FCF yield is approximately -6.29% lower. Relative to its 5-year average FCF yield of 42.49% , the current FCF yield is about 2.07% lower.
2.04
P/B
Median3y
1.73
Median5y
1.82
43.36
FCF Yield
Median3y
46.27
Median5y
42.49
Competitors Valuation Multiple
The average P/S ratio for OMF's competitors is 2.71, providing a benchmark for relative valuation. OneMain Holdings Inc Corp (OMF) exhibits a P/S ratio of 1.30, which is -51.95% above the industry average. Given its robust revenue growth of 9.32%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of OMF increased by 17.30% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 5.05 to 10.87.
The secondary factor is the Revenue Growth, contributed 9.32%to the performance.
Overall, the performance of OMF in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
Is OneMain Holdings Inc (OMF) currently overvalued or undervalued?
OneMain Holdings Inc (OMF) is now in the Fair zone, suggesting that its current forward PE ratio of 8.04 is considered Fairly compared with the five-year average of 6.89. The fair price of OneMain Holdings Inc (OMF) is between 55.26 to 72.44 according to relative valuation methord.
What is OneMain Holdings Inc (OMF) fair value?
How does OMF's valuation metrics compare to the industry average?
What is the current P/B ratio for OneMain Holdings Inc (OMF) as of Aug 14 2025?
What is the current FCF Yield for OneMain Holdings Inc (OMF) as of Aug 14 2025?
What is the current Forward P/E ratio for OneMain Holdings Inc (OMF) as of Aug 14 2025?