Historical Valuation
OneMain Holdings Inc (OMF) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.16 is considered Undervalued compared with the five-year average of 7.09. The fair price of OneMain Holdings Inc (OMF) is between 83.75 to 102.07 according to relative valuation methord. Compared to the current price of 70.88 USD , OneMain Holdings Inc is Undervalued By 15.37%.
Relative Value
Fair Zone
83.75-102.07
Current Price：70.88
15.37%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
OneMain Holdings Inc (OMF) has a current Price-to-Book (P/B) ratio of 2.42. Compared to its 3-year average P/B ratio of 1.82 , the current P/B ratio is approximately 32.68% higher. Relative to its 5-year average P/B ratio of 1.87, the current P/B ratio is about 29.54% higher. OneMain Holdings Inc (OMF) has a Forward Free Cash Flow (FCF) yield of approximately 37.13%. Compared to its 3-year average FCF yield of 44.82%, the current FCF yield is approximately -17.17% lower. Relative to its 5-year average FCF yield of 42.10% , the current FCF yield is about -11.81% lower.
P/B
Median3y
1.82
Median5y
1.87
FCF Yield
Median3y
44.82
Median5y
42.10
Competitors Valuation Multiple
AI Analysis for OMF
The average P/S ratio for OMF competitors is 3.74, providing a benchmark for relative valuation. OneMain Holdings Inc Corp (OMF.N) exhibits a P/S ratio of 1.55, which is -58.44% above the industry average. Given its robust revenue growth of 8.81%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for OMF
1Y
3Y
5Y
Market capitalization of OMF increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of OMF in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is OMF currently overvalued or undervalued?
OneMain Holdings Inc (OMF) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.16 is considered Undervalued compared with the five-year average of 7.09. The fair price of OneMain Holdings Inc (OMF) is between 83.75 to 102.07 according to relative valuation methord. Compared to the current price of 70.88 USD , OneMain Holdings Inc is Undervalued By 15.37% .
What is OneMain Holdings Inc (OMF) fair value?
OMF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of OneMain Holdings Inc (OMF) is between 83.75 to 102.07 according to relative valuation methord.
How does OMF's valuation metrics compare to the industry average?
The average P/S ratio for OMF's competitors is 3.74, providing a benchmark for relative valuation. OneMain Holdings Inc Corp (OMF) exhibits a P/S ratio of 1.55, which is -58.44% above the industry average. Given its robust revenue growth of 8.81%, this premium appears unsustainable.
What is the current P/B ratio for OneMain Holdings Inc (OMF) as of Jan 10 2026?
As of Jan 10 2026, OneMain Holdings Inc (OMF) has a P/B ratio of 2.42. This indicates that the market values OMF at 2.42 times its book value.
What is the current FCF Yield for OneMain Holdings Inc (OMF) as of Jan 10 2026?
As of Jan 10 2026, OneMain Holdings Inc (OMF) has a FCF Yield of 37.13%. This means that for every dollar of OneMain Holdings Inc’s market capitalization, the company generates 37.13 cents in free cash flow.
What is the current Forward P/E ratio for OneMain Holdings Inc (OMF) as of Jan 10 2026?
As of Jan 10 2026, OneMain Holdings Inc (OMF) has a Forward P/E ratio of 9.16. This means the market is willing to pay $9.16 for every dollar of OneMain Holdings Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for OneMain Holdings Inc (OMF) as of Jan 10 2026?
As of Jan 10 2026, OneMain Holdings Inc (OMF) has a Forward P/S ratio of 1.55. This means the market is valuing OMF at $1.55 for every dollar of expected revenue over the next 12 months.