Should You Buy OneMain Holdings Inc (OMF) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/26
OneMain Holdings Inc (OMF) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company's strong financial performance, positive analyst sentiment, and growth potential in the specialty finance sector outweigh the minor recent price decline and neutral technical indicators.
Technical Analysis
The stock's MACD is negative (-0.722) but contracting, RSI is neutral at 36.302, and moving averages are converging, indicating no strong trend. The stock is near its support level (S1: 63.662) and below the pivot point (66.982), suggesting a potential rebound opportunity.
Analyst Ratings and Price Target Trends
Analysts are generally positive on OMF, with multiple firms raising price targets recently. TD Cowen raised its target to $80, Barclays to $75, and Wells Fargo to $75. The consensus reflects confidence in the company's growth prospects in the specialty finance sector, supported by a benign credit environment and improving loan growth.
Wall Street analysts forecast OMF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OMF is 72.2 USD with a low forecast of 64 USD and a high forecast of 80 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast OMF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OMF is 72.2 USD with a low forecast of 64 USD and a high forecast of 80 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 65.050

Current: 65.050
