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OMF Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
55.565
Open
54.100
VWAP
54.91
Vol
2.08M
Mkt Cap
6.39B
Low
53.864
Amount
114.34M
EV/EBITDA(TTM)
19.95
Total Shares
115.53M
EV
27.81B
EV/OCF(TTM)
8.67
P/S(TTM)
1.01
OneMain Holdings, Inc. is a financial services holding company. The Company provides personal loan products; offers auto financing; offers credit cards; offers optional products; offers a customer-focused financial wellness program; services loans, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during a borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments during involuntary unemployment.
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Events Timeline

(ET)
2026-05-01
06:41:00
OneMain Reports Q1 Revenue of $1.6B
select
2026-05-01
06:40:00
FY26 OpEx Ratio Expected at 6.6%
select

News

NASDAQ.COM
8.0
05-29NASDAQ.COM
High Yield Opportunities in Financial Stocks
  • High Yield Investment: Amidst the overall weakness in financial stocks, investors can achieve dividend yields of up to 12.3% by selecting certain regional banks, with an expected $500,000 investment generating $44,000 annually in dividend income, thus providing a stable cash flow for investors.
  • Northwest Bank's Stability: Northwest Bancshares (NWBI) is known for its 5.7% dividend yield and robust lending practices; while it faces limited growth prospects, its merger with Penn Woods Bancorp is expected to enhance profitability and strengthen its competitive position in the market.
  • Washington Trust's Returns: Washington Trust (WASH) experienced volatility in 2026, but despite missing Q1 estimates, it maintains a 7% dividend yield and shows improving profitability, indicating potential for future growth.
  • Mechanics Bancorp's Rapid Growth: Mechanics Bancorp (MCHB) reintroduced dividends in 2025, currently boasting a 12.3% yield, with management projecting to pay out about 80% of net income as dividends, reflecting a strong commitment to shareholder returns.
Yahoo Finance
9.5
05-12Yahoo Finance
OneMain Reports Strong Q1 Results with Growth in Loans and Credit
  • Revenue and Earnings Beat: OneMain's Q1 revenue reached $1.26 billion, reflecting a 6.6% year-on-year growth that met analyst expectations, while adjusted EPS of $1.95 surpassed the forecast of $1.86, indicating robust performance in personal loans and credit card sectors.
  • Stable Credit Performance: The company has implemented disciplined underwriting and conservative credit practices, resulting in credit performance aligning with expectations despite an uncertain market environment, showcasing strong risk management capabilities.
  • Customer Resilience Highlighted: CEO Douglas Shulman emphasized customer resilience, noting that despite rising oil prices, consumers have not shown significant financial distress, which reinforces the company's confidence in executing its 2026 financial plan.
  • Future Growth Potential: Looking ahead, the company will focus on the pace of scaling its auto and credit card businesses, as well as the impact of AI and technology investments on operational efficiency and credit performance, demonstrating its commitment to sustained profitable growth.
seekingalpha
9.5
05-01seekingalpha
OneMain Holdings Reports Strong Q1 2026 Earnings with Capital Generation of $194 Million
  • Capital Generation Performance: OneMain Holdings generated $194 million in capital during Q1 2026, showcasing the company's resilience and profitability in the current economic environment.
  • Revenue and Receivables Growth: The adjusted EPS stood at $1.95, reflecting a 13% year-over-year increase, while total revenue and receivables both grew by 6% year-over-year, indicating sustained business expansion and strong market demand.
  • Strong Credit Performance: The 30 to 89-day delinquency rate declined year-over-year, with net charge-offs at 8.4%, demonstrating effective credit management and risk control, which enhances investor confidence.
  • Shareholder Return Strategy: The company repurchased 1.9 million shares for $105 million in Q1, with an annual dividend of $4.20 per share yielding 7%, reflecting a strong commitment to shareholders and an enhanced capital return strategy.
seekingalpha
8.0
05-01seekingalpha
OneMain Holdings Declares Quarterly Dividend of $1.05 per Share
  • Quarterly Dividend Declaration: OneMain Holdings has declared a quarterly dividend of $1.05 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is likely to attract more investor interest.
  • Dividend Yield: The forward yield of 7.15% reflects the company's attractiveness in the current market environment, potentially enhancing shareholder confidence and stabilizing the stock price.
  • Financial Performance Beats Expectations: OneMain Holdings reported a non-GAAP EPS of $1.95, exceeding expectations by $0.09, with revenue reaching $1.6 billion, surpassing forecasts by $330 million, demonstrating the company's strong performance and growth potential in the market.
  • Shareholder Return Strategy: The company's ongoing dividend payments and robust financial results indicate a commitment to creating value for shareholders, which may attract income-seeking investors and further boost market demand for its stock.
seekingalpha
9.5
05-01seekingalpha
OneMain Holdings Q1 2026 Earnings Exceed Expectations
  • Strong Earnings Performance: OneMain Holdings reported a Q1 2026 non-GAAP EPS of $1.95, beating expectations by $0.09, which underscores the company's ongoing profitability enhancement and solidifies its position in the financial services sector.
  • Significant Revenue Growth: The company achieved $1.6 billion in revenue for the first quarter, reflecting a 6.7% year-over-year increase and surpassing market expectations by $330 million, indicating robust performance amid competitive market conditions and sustained customer demand.
  • Increased Adjusted Net Income: Adjusted net income for Q1 2026 reached $229 million, up from $207 million in the same quarter last year, showcasing the company's successful strategies in cost control and operational efficiency.
  • Optimistic Outlook: With ongoing stock buybacks and a high dividend yield of 7.2%, OneMain Holdings' financial health and growth potential have attracted more investor interest, which is expected to further drive stock price appreciation.
NASDAQ.COM
9.5
05-01NASDAQ.COM
OneMain Holdings Reports Increased Q1 Earnings
  • Earnings Growth: OneMain Holdings reported a net income of $226 million for Q1, translating to an EPS of $1.93, which marks a significant increase from last year's $213 million and $1.78 per share, indicating enhanced profitability.
  • Revenue Increase: The company's revenue rose by 6.9% year-over-year to $1.065 billion, up from $996 million last year, reflecting strong business expansion and increased market demand.
  • Financial Performance: The Q1 earnings and net income exceeded market expectations, demonstrating the company's effective cost control and operational efficiency improvements, thereby boosting investor confidence.
  • Market Outlook: With continued growth in revenue and earnings, OneMain Holdings is positioned to further expand its market share and strengthen its competitive position in the financial services industry.
Wall Street analysts forecast OMF stock price to rise
11 Analyst Rating
Wall Street analysts forecast OMF stock price to rise
6 Buy
4 Hold
1 Sell
Moderate Buy
Current: 0.000
sliders
Low
64.00
Averages
72.20
High
80.00
Current: 0.000
sliders
Low
64.00
Averages
72.20
High
80.00
TD Cowen
Moshe Orenbuch
Buy
to
Buy
downgrade
$67 -> $66
AI Analysis
2026-05-04
Reason
TD Cowen
Moshe Orenbuch
Price Target
$67 -> $66
AI Analysis
2026-05-04
downgrade
Buy
to
Buy
Reason
TD Cowen analyst Moshe Orenbuch lowered the firm's price target on OneMain to $66 from $67 and keeps a Buy rating on the shares. The firmm updated its model following Q1 results and maintained guidance.
RBC Capital
Outperform
maintain
$73 -> $70
2026-05-04
Reason
RBC Capital
Price Target
$73 -> $70
2026-05-04
maintain
Outperform
Reason
RBC Capital lowered the firm's price target on OneMain to $70 from $73 and keeps an Outperform rating on the shares after its Q1 results. Consumer loan credit performance was better than pre-pandemic patterns in Q1, though net charge-offs were higher than expected, the analyst tells investors in a research note. RBC adds however that it continues to favor OneMain's durable business model, capital generation potential, and strong liquidity position.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for OMF
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Valuation Metrics

The current forward P/E ratio for OneMain Holdings Inc (OMF.N) is 7.33, compared to its 5-year average forward P/E of 7.30. For a more detailed relative valuation and DCF analysis to assess OneMain Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.30
Current PE
7.33
Overvalued PE
8.71
Undervalued PE
5.89

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
5.30
Current EV/EBITDA
11.67
Overvalued EV/EBITDA
14.44
Undervalued EV/EBITDA
-3.84

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.29
Current PS
1.12
Overvalued PS
1.52
Undervalued PS
1.06

Financials

AI Analysis
Annual
Quarterly

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Whales Holding OMF

P
Patient Capital Management, LLC
Holding
OMF
+11.12%
3M Return
B
Brave Warrior Advisors, LLC
Holding
OMF
+9.02%
3M Return
M
Macquarie Capital Investment Management LLC
Holding
OMF
+8.30%
3M Return
S
Susquehanna Fundamental Investments, LLC
Holding
OMF
+5.59%
3M Return
O
Omega Advisors, Inc.
Holding
OMF
+3.14%
3M Return
B
Basswood Capital Management, L.L.C.
Holding
OMF
+0.65%
3M Return

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Frequently Asked Questions

What is OneMain Holdings Inc (OMF) stock price today?

The current price of OMF is 55.31 USD — it has increased 2.31

What is OneMain Holdings Inc (OMF)'s business?

OneMain Holdings, Inc. is a financial services holding company. The Company provides personal loan products; offers auto financing; offers credit cards; offers optional products; offers a customer-focused financial wellness program; services loans, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during a borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments during involuntary unemployment.

What is the price predicton of OMF Stock?

Wall Street analysts forecast OMF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OMF is72.20 USD with a low forecast of 64.00 USD and a high forecast of 80.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is OneMain Holdings Inc (OMF)'s revenue for the last quarter?

OneMain Holdings Inc revenue for the last quarter amounts to 1.59B USD, increased 5.73

What is OneMain Holdings Inc (OMF)'s earnings per share (EPS) for the last quarter?

OneMain Holdings Inc. EPS for the last quarter amounts to 1.93 USD, increased 8.43

How many employees does OneMain Holdings Inc (OMF). have?

OneMain Holdings Inc (OMF) has 9300 emplpoyees as of May 31 2026.

What is OneMain Holdings Inc (OMF) market cap?

Today OMF has the market capitalization of 6.39B USD.