Stock Price & Analysis

Based on the recent data and analyst coverage, here's a concise two-sentence analysis of OMF stock:

Given the strong analyst consensus with multiple Buy ratings and price targets ranging from $62-$65, coupled with OneMain's solid Q4 2024 performance and positive 2025 outlook for 6-8% revenue growth, OMF presents an attractive buying opportunity at current levels. The stock's compelling 7.3% dividend yield and favorable valuation at 8x 2025E EPS provide additional support for a Buy recommendation, particularly as the company maintains strong financial metrics and funding advantages compared to competitors.

Based on recent analyst reports from early 2025, OMF stock is projected to reach $62-65 by the end of 2025, supported by multiple analysts including RBC Capital and JMP Securities. The price target reflects a 12.35% upside from current levels, driven by strong financial performance, consistent revenue growth of 6-8% in Consumer & Insurance segment, and improved loss trajectory. The company's stable earnings performance and successful pricing strategies, combined with better-than-expected loan growth and loss figures, provide a solid foundation for this price projection.

The S1 support level for OMF Stock is $48.33 ,The R1 resistant level for OMF Stock is $53.8.

As of the end of day on 2025-03-07, the price of OMF Stock was $49.15.

The target price for OMF Stock according to analyst rating is 62.78, with the highest price target at 78.00 and the lowest at 56.00. Analysts have a Moderate Buy rating on OMF Stock overall.

The market cap of OMF is $5.8B.

Based on the recent data and analyst coverage, here's a concise analysis of OMF's valuation:

OMF is currently trading at reasonable valuation levels with a P/E ratio of 12.50, which is below industry averages for financial services companies. The stock has received multiple positive analyst ratings with price targets ranging from $62-65, suggesting 10-14% upside potential from current levels.

The company demonstrated solid financial performance with Q4 2024 revenue of $1.5 billion (up 9% YoY) and EPS of $1.16, beating analyst expectations. Management provided conservative but stable 2025 guidance projecting 6-8% revenue growth.

The stock offers an attractive 7.3% dividend yield, supported by strong earnings and cash flow generation. Recent insider selling activity warrants some caution, though institutional investors remain largely positive with more buyers than sellers in the latest quarter.

Based on fundamentals, current valuation metrics, and analyst consensus, OMF appears fairly valued at current levels with modest upside potential rather than being overvalued.

OneMain Holdings, Inc. is a financial service holding company. The Company provides personal loan products; offers credit cards; offers optional credit insurance and other; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments to the lender during borrower’s involuntary unemployment.

Based on the provided data and analyst projections, here's a concise 2030 price prediction for OMF stock:

OneMain Holdings (OMF) stock is projected to reach $95-105 by 2030, driven by the company's strong financial performance in consumer lending and consistent dividend growth. The company's strategic expansion in digital lending platforms and robust risk management practices support this outlook. Current analyst consensus maintains a bullish stance with multiple price target upgrades, suggesting sustained growth trajectory over the long term.

OMF has a total of 9100 employees.