Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. OMF
OMF logo

OMF Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
58.784
Open
58.150
VWAP
58.35
Vol
955.18K
Mkt Cap
6.72B
Low
58.090
Amount
55.74M
EV/EBITDA(TTM)
20.29
Total Shares
115.53M
EV
28.28B
EV/OCF(TTM)
8.82
P/S(TTM)
1.09
OneMain Holdings, Inc. is a financial services holding company. The Company provides personal loan products; offers auto financing; offers credit cards; offers optional products; offers a customer-focused financial wellness program; services loans, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during a borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments during involuntary unemployment.
Show More

Events Timeline

(ET)
2026-05-01
06:41:00
OneMain Reports Q1 Revenue of $1.6B
select
2026-05-01
06:40:00
FY26 OpEx Ratio Expected at 6.6%
select

News

Fool
6.5
06-17Fool
Comparative Analysis of OneMain and Upstart
  • OneMain's Steady Performance: OneMain's FY 2025 revenue reached nearly $6.2 billion, reflecting a 9.1% increase, with a net income of approximately $783 million and a net margin of 12.5%, indicating a stable recovery in the nonprime borrower market despite macroeconomic risks and competitive pressures.
  • Upstart's Rapid Growth: Upstart's revenue surged nearly 59% in FY 2025 to about $1.1 billion, with a net income of roughly $53.6 million and a net margin close to 5.0%, marking a return to profitability after two years of losses, although its high customer concentration poses certain risks.
  • Risk Profile Comparison: OneMain faces significant risks from adverse macroeconomic conditions, particularly regarding defaults among its nonprime borrower base, while Upstart relies heavily on a few key partners, and its AI models may encounter pricing errors during rapid economic shifts, adding uncertainty to its business.
  • Valuation Differences: OneMain's forward P/E ratio stands at 7.8x, significantly lower than Upstart's 35.1x, highlighting its appeal to value-oriented investors, even as it experienced an uptick in delinquencies early in the year, while Upstart is projected to see a nearly 36% revenue increase in 2026, exceeding $1.4 billion.
NASDAQ.COM
6.5
06-17NASDAQ.COM
Comparative Analysis of OneMain and Upstart in Lending Market
  • Profitability Comparison: OneMain's revenue for FY 2025 reached nearly $6.2 billion, reflecting a 9.1% increase year-over-year, with a net income of approximately $783 million and a net margin of 12.5%, showcasing its stable profitability in the nonprime lending market.
  • Growth Potential Analysis: Upstart's revenue surged nearly 59% in FY 2025 to about $1.1 billion, achieving a net income of roughly $53.6 million and a net margin close to 5%, indicating strong growth potential for its AI-driven lending platform in a rapidly expanding market.
  • Risk Assessment: OneMain faces significant risks from adverse macroeconomic conditions, particularly impacting its nonprime borrower base, while also contending with intense competition from larger financial institutions, which may lead to increased compliance costs.
  • Market Outlook: Upstart is projected to see a nearly 36% revenue increase in 2026, exceeding $1.4 billion, compared to OneMain's expected 10% growth, suggesting that Upstart may be more competitive in the future market.
NASDAQ.COM
8.0
05-29NASDAQ.COM
High Yield Opportunities in Financial Stocks
  • High Yield Investment: Amidst the overall weakness in financial stocks, investors can achieve dividend yields of up to 12.3% by selecting certain regional banks, with an expected $500,000 investment generating $44,000 annually in dividend income, thus providing a stable cash flow for investors.
  • Northwest Bank's Stability: Northwest Bancshares (NWBI) is known for its 5.7% dividend yield and robust lending practices; while it faces limited growth prospects, its merger with Penn Woods Bancorp is expected to enhance profitability and strengthen its competitive position in the market.
  • Washington Trust's Returns: Washington Trust (WASH) experienced volatility in 2026, but despite missing Q1 estimates, it maintains a 7% dividend yield and shows improving profitability, indicating potential for future growth.
  • Mechanics Bancorp's Rapid Growth: Mechanics Bancorp (MCHB) reintroduced dividends in 2025, currently boasting a 12.3% yield, with management projecting to pay out about 80% of net income as dividends, reflecting a strong commitment to shareholder returns.
Yahoo Finance
9.5
05-12Yahoo Finance
OneMain Reports Strong Q1 Results with Growth in Loans and Credit
  • Revenue and Earnings Beat: OneMain's Q1 revenue reached $1.26 billion, reflecting a 6.6% year-on-year growth that met analyst expectations, while adjusted EPS of $1.95 surpassed the forecast of $1.86, indicating robust performance in personal loans and credit card sectors.
  • Stable Credit Performance: The company has implemented disciplined underwriting and conservative credit practices, resulting in credit performance aligning with expectations despite an uncertain market environment, showcasing strong risk management capabilities.
  • Customer Resilience Highlighted: CEO Douglas Shulman emphasized customer resilience, noting that despite rising oil prices, consumers have not shown significant financial distress, which reinforces the company's confidence in executing its 2026 financial plan.
  • Future Growth Potential: Looking ahead, the company will focus on the pace of scaling its auto and credit card businesses, as well as the impact of AI and technology investments on operational efficiency and credit performance, demonstrating its commitment to sustained profitable growth.
seekingalpha
9.5
05-01seekingalpha
OneMain Holdings Reports Strong Q1 2026 Earnings with Capital Generation of $194 Million
  • Capital Generation Performance: OneMain Holdings generated $194 million in capital during Q1 2026, showcasing the company's resilience and profitability in the current economic environment.
  • Revenue and Receivables Growth: The adjusted EPS stood at $1.95, reflecting a 13% year-over-year increase, while total revenue and receivables both grew by 6% year-over-year, indicating sustained business expansion and strong market demand.
  • Strong Credit Performance: The 30 to 89-day delinquency rate declined year-over-year, with net charge-offs at 8.4%, demonstrating effective credit management and risk control, which enhances investor confidence.
  • Shareholder Return Strategy: The company repurchased 1.9 million shares for $105 million in Q1, with an annual dividend of $4.20 per share yielding 7%, reflecting a strong commitment to shareholders and an enhanced capital return strategy.
seekingalpha
8.0
05-01seekingalpha
OneMain Holdings Declares Quarterly Dividend of $1.05 per Share
  • Quarterly Dividend Declaration: OneMain Holdings has declared a quarterly dividend of $1.05 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is likely to attract more investor interest.
  • Dividend Yield: The forward yield of 7.15% reflects the company's attractiveness in the current market environment, potentially enhancing shareholder confidence and stabilizing the stock price.
  • Financial Performance Beats Expectations: OneMain Holdings reported a non-GAAP EPS of $1.95, exceeding expectations by $0.09, with revenue reaching $1.6 billion, surpassing forecasts by $330 million, demonstrating the company's strong performance and growth potential in the market.
  • Shareholder Return Strategy: The company's ongoing dividend payments and robust financial results indicate a commitment to creating value for shareholders, which may attract income-seeking investors and further boost market demand for its stock.
Wall Street analysts forecast OMF stock price to rise
11 Analyst Rating
Wall Street analysts forecast OMF stock price to rise
6 Buy
4 Hold
1 Sell
Moderate Buy
Current: 0.000
sliders
Low
64.00
Averages
72.20
High
80.00
Current: 0.000
sliders
Low
64.00
Averages
72.20
High
80.00
TD Cowen
Moshe Orenbuch
Buy
to
Buy
downgrade
$67 -> $66
AI Analysis
2026-05-04
Reason
TD Cowen
Moshe Orenbuch
Price Target
$67 -> $66
AI Analysis
2026-05-04
downgrade
Buy
to
Buy
Reason
TD Cowen analyst Moshe Orenbuch lowered the firm's price target on OneMain to $66 from $67 and keeps a Buy rating on the shares. The firmm updated its model following Q1 results and maintained guidance.
RBC Capital
Outperform
maintain
$73 -> $70
2026-05-04
Reason
RBC Capital
Price Target
$73 -> $70
2026-05-04
maintain
Outperform
Reason
RBC Capital lowered the firm's price target on OneMain to $70 from $73 and keeps an Outperform rating on the shares after its Q1 results. Consumer loan credit performance was better than pre-pandemic patterns in Q1, though net charge-offs were higher than expected, the analyst tells investors in a research note. RBC adds however that it continues to favor OneMain's durable business model, capital generation potential, and strong liquidity position.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for OMF
Unlock Now

Valuation Metrics

The current forward P/E ratio for OneMain Holdings Inc (OMF.N) is 7.78, compared to its 5-year average forward P/E of 7.31. For a more detailed relative valuation and DCF analysis to assess OneMain Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.31
Current PE
7.78
Overvalued PE
8.71
Undervalued PE
5.90

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
5.54
Current EV/EBITDA
11.89
Overvalued EV/EBITDA
14.59
Undervalued EV/EBITDA
-3.52

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.29
Current PS
1.21
Overvalued PS
1.50
Undervalued PS
1.07

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

what’s stocks have the best dividends
Intellectia · 55 candidates
Market Cap: >= 2.00BDividend Yield Ttm: >= 4Net Margin: >= 0.00Dividend Payout Ratio: 20.00 - 80.00Free Cash Flow Ttm: >= 0
Ticker
Name
Market Cap$
top bottom
CBC logo
CBC
Central Bancompany Inc
6.90B
WU logo
WU
Western Union Co
2.36B
CPB logo
CPB
Campbell's Co
6.80B
CALM logo
CALM
Cal-Maine Foods Inc
3.70B
OMF logo
OMF
OneMain Holdings Inc
6.55B
BBDO logo
BBDO
Banco Bradesco SA
31.92B
high yields
Intellectia · 22 candidates
Market Cap: >= 5.00BDividend Yield Ttm: 5 - 12Analyst Consensus: Strong Buy, Moderate Buy, HoldDividend Payout Ratio: 20.00 - 90.00Free Cash Flow Ttm: >= 0.000
Ticker
Name
Market Cap$
top bottom
ITUB logo
ITUB
Itau Unibanco Holding SA
97.54B
PBR logo
PBR
Petroleo Brasileiro SA Petrobras
134.49B
MPLX logo
MPLX
MPLX LP
56.18B
UGP logo
UGP
Ultrapar Participacoes SA
6.15B
SOBO logo
SOBO
South Bow Corp
6.67B
FMX logo
FMX
Fomento Economico Mexicano SAB de CV
39.46B
high dividend and total return
Intellectia · 41 candidates
Market Cap: >= 2.00BDividend Yield Ttm: 3 - 8Dividend Payout Ratio: 20.00 - 80.00Year Price Change Pct: >= $10.00Dividend 5yr Cagr: >= 3
Ticker
Name
Market Cap$
top bottom
OMF logo
OMF
OneMain Holdings Inc
7.59B
DHT logo
DHT
DHT Holdings Inc
2.22B
CWEN logo
CWEN
Clearway Energy Inc
7.31B
CWEN.A logo
CWEN.A
Clearway Energy Inc
6.85B
EMA logo
EMA
Emera Inc
15.04B
F logo
F
Ford Motor Co
54.03B
quickest dividend yield stocks
Intellectia · 75 candidates
Dividend Yield Ttm: >= 5Dividend Payout Ratio: 50.00 - 100.00
Ticker
Name
Market Cap$
top bottom
RWAY logo
RWAY
Runway Growth Finance Corp
338.21M
NREF logo
NREF
Nexpoint Real Estate Finance Inc
260.69M
TRIN logo
TRIN
Trinity Capital Inc
1.25B
TSQ logo
TSQ
Townsquare Media Inc
94.15M
GBDC logo
GBDC
Golub Capital BDC Inc
3.64B
GLAD logo
GLAD
Gladstone Capital Corp
475.81M
what are some dividends to make fast cash
Intellectia · 61 candidates
Dividend Yield Ttm: >= 5Weekly Average Turnover: >= 1,000,000Dividend Payout Ratio: <= 80.00
Ticker
Name
Market Cap$
top bottom
TIGO logo
TIGO
Millicom International Cellular SA
9.96B
WU logo
WU
Western Union Co
2.95B
CALM logo
CALM
Cal-Maine Foods Inc
3.79B
UAN logo
UAN
CVR Partners LP
1.22B
TEN logo
TEN
Tsakos Energy Navigation Ltd
774.28M
TFSL logo
TFSL
TFS Financial Corp
4.08B
show a list of high yield dividends
Intellectia · 26 candidates
Market Cap: >= 5.00BDividend Yield Ttm: >= 5Weekly Average Turnover: >= 1,000,000Dividend Payout Ratio: <= 100.00Dividend 5yr Cagr: >= 2
Ticker
Name
Market Cap$
top bottom
HESM logo
HESM
Hess Midstream LP
7.16B
MPLX logo
MPLX
MPLX LP
56.57B
OMF logo
OMF
OneMain Holdings Inc
7.54B
PFE logo
PFE
Pfizer Inc
147.20B
MAIN logo
MAIN
Main Street Capital Corp
5.73B
CWEN logo
CWEN
Clearway Energy Inc
7.30B

Whales Holding OMF

B
Brave Warrior Advisors, LLC
Holding
OMF
+17.74%
3M Return
P
Patient Capital Management, LLC
Holding
OMF
+16.77%
3M Return
A
Argent Capital Management LLC
Holding
OMF
+13.21%
3M Return
B
Basswood Capital Management, L.L.C.
Holding
OMF
+11.46%
3M Return
S
Susquehanna Fundamental Investments, LLC
Holding
OMF
+8.80%
3M Return
F
Fiduciary Management, Inc.
Holding
OMF
+7.88%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is OneMain Holdings Inc (OMF) stock price today?

The current price of OMF is 58.18 USD — it has increased 0.99

What is OneMain Holdings Inc (OMF)'s business?

OneMain Holdings, Inc. is a financial services holding company. The Company provides personal loan products; offers auto financing; offers credit cards; offers optional products; offers a customer-focused financial wellness program; services loans, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during a borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments during involuntary unemployment.

What is the price predicton of OMF Stock?

Wall Street analysts forecast OMF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OMF is72.20 USD with a low forecast of 64.00 USD and a high forecast of 80.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is OneMain Holdings Inc (OMF)'s revenue for the last quarter?

OneMain Holdings Inc revenue for the last quarter amounts to 1.59B USD, increased 5.73

What is OneMain Holdings Inc (OMF)'s earnings per share (EPS) for the last quarter?

OneMain Holdings Inc. EPS for the last quarter amounts to 1.93 USD, increased 8.43

How many employees does OneMain Holdings Inc (OMF). have?

OneMain Holdings Inc (OMF) has 9300 emplpoyees as of June 20 2026.

What is OneMain Holdings Inc (OMF) market cap?

Today OMF has the market capitalization of 6.72B USD.