OMF Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

1.28B

+8.72%

1.571

+35.41%

1.28B

+8.2%

2.083

+21.08%

1.31B

+8.22%

1.770

+22.07%

Estimates Revision

The market is revising Upward the revenue expectations for OneMain Holdings, Inc. (OMF) for FY2025, with the revenue forecasts being adjusted by 0.83% over the past three months. During the same period, the stock price has changed by 28.99%.

Revenue Estimates for FY2025

Revise Upward

+0.83%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+4.7%

In Past 3 Month

Stock Price

Go Up

+28.99%

In Past 3 Month

10 Analyst Rating

Wall Street analysts forecast OMF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OMF is 64.33 USD with a low forecast of 56.00 USD and a high forecast of 72.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

5 Buy

5 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

56.00

Averages

64.33

High

72.00

Current: 0.000

Low

56.00

Averages

64.33

High

72.00

TD Cowen

NULL -> Buy

maintain

$72 -> $80

2026-01-08

New

Reason

TD Cowen

Price Target

$72 -> $80

2026-01-08

New

maintain

NULL -> Buy

Reason

TD Cowen raised the firm's price target on OneMain to $80 from $72 and keeps a Buy rating on the shares. The firm adjusted targets in the specialty finance group as part of its 2026 outlook.

TD Cowen

Buy

upgrade

$72 -> $80

2026-01-08

New

Reason

TD Cowen

Price Target

$72 -> $80

2026-01-08

New

upgrade

Buy

Reason

TD Cowen raised the firm's price target on OneMain to $80 from $72 and keeps a Buy rating on the shares. The firm updated its price target to reflect is outlook in the Specialty Finance sector affected by macro economic factors and secualr growth in various areas of credit card, auto lending, student lending, non-prime lending, buy-now-pay-later, and lease to own.

Evercore ISI

In Line

maintain

$66 -> $75

2026-01-06

New

Reason

Evercore ISI

Price Target

$66 -> $75

2026-01-06

New

maintain

In Line

Reason

Evercore ISI raised the firm's price target on OneMain to $75 from $66 and keeps an In Line rating on the shares. Regional banks lagged the universals in 2025 given less perceived de-regulation benefits, greater upside to capital markets at the universals, competitive positioning, and rate sensitivity, notes the analyst, who "cannot rule out incremental investor rotation into the regionals in 2026" given an improving fundamental picture, the analyst tells investors in a note on the regional bank and specialty finance group.

Barclays

Equal Weight

maintain

$56 -> $75

2026-01-06

New

Reason

Barclays

Price Target

$56 -> $75

2026-01-06

New

maintain

Equal Weight

Reason

Barclays raised the firm's price target on OneMain to $75 from $56 and keeps an Equal Weight rating on the shares. The firm sees additional upside in select consumer finance name in 2026. A "benign' credit environment sets the stage for loan growth, the analyst tells investors in a research note. Barclays also forecasts a better mortgage origination market in 2026. The firm adjusted price targets as part of its 2026 outlook.

Wells Fargo

Equal Weight

maintain

$63 -> $75

2026-01-05

New

Reason

Wells Fargo

Price Target

$63 -> $75

2026-01-05

New

maintain

Equal Weight

Reason

Wells Fargo raised the firm's price target on OneMain to $75 from $63 and keeps an Equal Weight rating on the shares. Discussing the consumer finance sector ahead of earnings, the firm says it likes the setup into Q4 results with meets and beats, solid 2026 guidance, plus eyes on larger tax refunds in the first half of the year. For 2026, Wells expects guidance to show year-over-year declines in card/auto NCO's. The firm is still not seeing incremental low-end credit pressure.

BofA

Mihir Bhatia

Buy

maintain

$68 -> $75

2025-12-18

Reason

BofA

Mihir Bhatia

Price Target

$68 -> $75

2025-12-18

maintain

Buy

Reason

BofA analyst Mihir Bhatia raised the firm's price target on OneMain to $75 from $68 and keeps a Buy rating on the shares as the firm rolls forward its valuation to now be based on 2027 EPS estimates.

Valuation Metrics

The current forward P/E ratio for OneMain Holdings Inc (OMF.N) is 9.16, compared to its 5-year average forward P/E of 7.09. For a more detailed relative valuation and DCF analysis to assess OneMain Holdings Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

7.09

Current PE

9.16

Overvalued PE

8.57

Undervalued PE

5.61

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

1.34

Current PS

1.55

Overvalued PS

1.60

Undervalued PS

1.08

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Gross Profit Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

OMF News & Events

Events Timeline

No data

News

5.0

01-02Yahoo Finance

Onemain CEO Douglas H. Shulman Sells 57,500 Shares on January 2, 2026

5.0

2025-12-31Fool

OCO Capital Fully Exits OneMain Holdings, Reporting $31.35 Million Net Position Change

5.0

2025-12-31NASDAQ.COM

OCO Capital Fully Exits OneMain Holdings with $31.35 Million Position Change

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Frequently Asked Questions

What is OneMain Holdings Inc (OMF) stock price today?

The current price of OMF is 70.88 USD — it has decreased -0.23 % in the last trading day.

What is OneMain Holdings Inc (OMF)'s business?

OneMain Holdings, Inc. is a financial services holding company. The Company provides personal loan products; offers auto financing; offers credit cards; offers optional products; offers a customer-focused financial wellness program; services loans, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans, primarily to nonprime customers. In addition, the Company offers two credit cards, BrightWay and BrightWay+, through a third-party bank partner. The Company offers optional credit insurance products, such as credit life insurance, which provides for payment to the lender of the finance receivable in the event of the borrower’s death; credit disability insurance, which provides scheduled monthly loan payments to the lender during a borrower’s disability due to illness or injury, and credit involuntary unemployment insurance, which provides scheduled monthly loan payments during involuntary unemployment.

What is the price predicton of OMF Stock?

What is OneMain Holdings Inc (OMF)'s revenue for the last quarter?

OneMain Holdings Inc revenue for the last quarter amounts to 1.59B USD, increased 8.81 % YoY.

What is OneMain Holdings Inc (OMF)'s earnings per share (EPS) for the last quarter?

OneMain Holdings Inc. EPS for the last quarter amounts to 1.67 USD, increased 27.48 % YoY.

What changes have occurred in the market's expectations for OneMain Holdings Inc (OMF)'s fundamentals?

How many employees does OneMain Holdings Inc (OMF). have?

OneMain Holdings Inc (OMF) has 9000 emplpoyees as of January 10 2026.

What is OneMain Holdings Inc (OMF) market cap?

Today OMF has the market capitalization of 8.34B USD.