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The company said, "In 2026 we expect: Total income excluding notable items in the range of GBP 17.2B-17.6B. Operating expenses, excluding litigation and conduct costs, around GBP 8.2B. Loan impairment rate below 25 basis points. Return on Tangible Equity greater than 17%. Capital generation pre-distributions around 200 basis points."

The company said, "In 2028 we expect: Customer assets and liabilities to grow at a compound annual rate of greater than 4% from the end 2025 to end 2028. Cost:income ratio, excluding litigation and conduct costs, below 45%. Return on Tangible Equity greater than 18%. Capital generation pre-distributions of greater than 200 basis points."