Revenue Breakdown
Composition ()
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Revenue Streams
Nelnet Inc (NNI) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Government loan servicing, accounting for 40.2% of total sales, equivalent to $112.80M. Other significant revenue streams include Payment Processing and Education Technology And Services. Understanding this composition is critical for investors evaluating how NNI navigates market cycles within the Consumer Lending industry.
Profitability & Margins
Evaluating the bottom line, Nelnet Inc maintains a gross margin of 65.60%. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 26.63%, while the net margin is 18.42%. These profitability ratios, combined with a Return on Equity (ROE) of 12.27%, provide a clear picture of how effectively NNI converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, NNI competes directly with industry leaders such as CACC and UPST. With a market capitalization of $4.68B, it holds a significant position in the sector. When comparing efficiency, NNI's gross margin of 65.60% stands against CACC's N/A and UPST's 82.03%. Such benchmarking helps identify whether Nelnet Inc is trading at a premium or discount relative to its financial performance.
