MCBS Relative Valuation
MCBS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, MCBS is overvalued; if below, it's undervalued.
Historical Valuation
Metrocity Bankshares Inc (MCBS) is now in the Fair zone, suggesting that its current forward PE ratio of 8.82 is considered Fairly compared with the five-year average of 9.41. The fair price of Metrocity Bankshares Inc (MCBS) is between 24.85 to 32.72 according to relative valuation methord.
Relative Value
Fair Zone
24.85-32.72
Current Price：26.40
Fair
8.82
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Metrocity Bankshares Inc. (MCBS) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Metrocity Bankshares Inc. (MCBS) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
3.35
PS
Metrocity Bankshares Inc. (MCBS) has a current PS of 3.35. The 5-year average PS is 4.12. The thresholds are as follows: Strongly Undervalued below 2.64, Undervalued between 2.64 and 3.38, Fairly Valued between 4.86 and 3.38, Overvalued between 4.86 and 5.60, and Strongly Overvalued above 5.60. The current Forward PS of 3.35 falls within the Undervalued range.
0.00
P/OCF
Metrocity Bankshares Inc. (MCBS) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Metrocity Bankshares Inc. (MCBS) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Metrocity Bankshares Inc (MCBS) has a current Price-to-Book (P/B) ratio of 1.50. Compared to its 3-year average P/B ratio of 1.58 , the current P/B ratio is approximately -4.94% higher. Relative to its 5-year average P/B ratio of 1.68, the current P/B ratio is about -10.49% higher. Metrocity Bankshares Inc (MCBS) has a Forward Free Cash Flow (FCF) yield of approximately 9.15%. Compared to its 3-year average FCF yield of 10.62%, the current FCF yield is approximately -13.84% lower. Relative to its 5-year average FCF yield of 14.85% , the current FCF yield is about -38.39% lower.
1.50
P/B
Median3y
1.58
Median5y
1.68
9.15
FCF Yield
Median3y
10.62
Median5y
14.85
Competitors Valuation Multiple
The average P/S ratio for MCBS's competitors is 3.04, providing a benchmark for relative valuation. Metrocity Bankshares Inc Corp (MCBS) exhibits a P/S ratio of 3.35, which is 10.26% above the industry average. Given its robust revenue growth of 3.24%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of MCBS decreased by 12.95% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 36.00M to 37.16M.
The secondary factor is the Margin Expansion, contributed 0.15%to the performance.
Overall, the performance of MCBS in the past 1 year is driven by Revenue Growth. Which is more sustainable.
People Also Watch
Frequently Asked Questions
Is Metrocity Bankshares Inc (MCBS) currently overvalued or undervalued?
Metrocity Bankshares Inc (MCBS) is now in the Fair zone, suggesting that its current forward PE ratio of 8.82 is considered Fairly compared with the five-year average of 9.41. The fair price of Metrocity Bankshares Inc (MCBS) is between 24.85 to 32.72 according to relative valuation methord.
What is Metrocity Bankshares Inc (MCBS) fair value?
MCBS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Metrocity Bankshares Inc (MCBS) is between 24.85 to 32.72 according to relative valuation methord.
How does MCBS's valuation metrics compare to the industry average?
The average P/S ratio for MCBS's competitors is 3.04, providing a benchmark for relative valuation. Metrocity Bankshares Inc Corp (MCBS) exhibits a P/S ratio of 3.35, which is 10.26% above the industry average. Given its robust revenue growth of 3.24%, this premium appears unsustainable.
What is the current P/B ratio for Metrocity Bankshares Inc (MCBS) as of Jan 08 2026?
As of Jan 08 2026, Metrocity Bankshares Inc (MCBS) has a P/B ratio of 1.50. This indicates that the market values MCBS at 1.50 times its book value.
What is the current FCF Yield for Metrocity Bankshares Inc (MCBS) as of Jan 08 2026?
As of Jan 08 2026, Metrocity Bankshares Inc (MCBS) has a FCF Yield of 9.15%. This means that for every dollar of Metrocity Bankshares Inc’s market capitalization, the company generates 9.15 cents in free cash flow.
What is the current Forward P/E ratio for Metrocity Bankshares Inc (MCBS) as of Jan 08 2026?
As of Jan 08 2026, Metrocity Bankshares Inc (MCBS) has a Forward P/E ratio of 8.82. This means the market is willing to pay $8.82 for every dollar of Metrocity Bankshares Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Metrocity Bankshares Inc (MCBS) as of Jan 08 2026?
As of Jan 08 2026, Metrocity Bankshares Inc (MCBS) has a Forward P/S ratio of 3.35. This means the market is valuing MCBS at $3.35 for every dollar of expected revenue over the next 12 months.