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MCBS Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
33.670
Open
32.470
VWAP
32.84
Vol
55.45K
Mkt Cap
937.76M
Low
32.126
Amount
1.82M
EV/EBITDA(TTM)
9.14
Total Shares
28.66M
EV
988.80M
EV/OCF(TTM)
3.68K
P/S(TTM)
18.39
MetroCity Bankshares, Inc. is a bank holding company. It operates through its banking subsidiary, Metro City Bank (the Bank), which is a Georgia state-chartered commercial bank. It offers a suite of loan and deposit products. The Bank operates over 30 full-service branches and two loan production offices across Alabama, California, Florida, Georgia, New Jersey, New York, Texas, and Virginia. It offers customary banking services, such as consumer and commercial checking accounts, savings accounts, certificates of deposit, commercial and consumer loans, including single-family residential loans, money transfers and a variety of other banking services. It offers traditional depository products, including checking, savings, money market and certificates of deposits. It also offers a full suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and mobile banking solutions.
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Events Timeline

(ET)
2026-04-24
16:10:00
Net Interest Margin for Q1 2026 Rises to 4.08%
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2026-01-30 (ET)
2026-01-30
08:30:00
Q4 Net Interest Margin at 3.73%
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2025-11-14 (ET)
2025-11-14
08:36:52
MetroCity Bankshares and First IC Anticipate Merger Completion by December 1
select
2025-07-15 (ET)
2025-07-15
16:58:12
MetroCity, First IC get regulatory, shareholder approval for merger
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2025-04-18 (ET)
2025-04-18
11:45:30
MetroCity Bankshares reports Q1 EPS 63c vs. 57c last year
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News

seekingalpha
9.5
04-24seekingalpha
MetroCity Bankshares Q1 Earnings Beat Expectations
  • Strong Earnings Performance: MetroCity Bankshares reported a Q1 GAAP EPS of $0.77, beating expectations by $0.05, which demonstrates the company's robust profitability and enhances investor confidence.
  • Significant Revenue Growth: The company achieved revenues of $50.84 million in Q1, reflecting a 41.2% year-over-year increase, surpassing market expectations by $0.24 million, indicating strong business expansion and market demand recovery.
  • Positive Market Reaction: The earnings beat is likely to drive MetroCity Bankshares' stock price upward, attracting more investor interest and boosting market confidence in its future growth potential.
  • Healthy Financial Position: With significant growth in revenue and earnings, MetroCity Bankshares strengthens its financial health, providing a solid foundation for future investments and expansion.
PRnewswire
9.5
04-24PRnewswire
MetroCity Bank Reports 21.9% Increase in Q1 2026 Net Income
  • Net Income Growth: MetroCity Bank reported a net income of $22.3 million for Q1 2026, representing a 21.9% increase from Q4 2025, primarily driven by a $10.7 million rise in interest income, indicating enhanced profitability in a rising interest rate environment.
  • Interest Income Surge: The bank's interest income reached $71.0 million in Q1 2026, up 17.8% from the previous quarter, largely due to a $495 million increase in average loan balances, showcasing the effectiveness of its expansion strategy in the lending market.
  • Non-Interest Income Fluctuation: Although non-interest income fell to $6.4 million in Q1 2026, down 18.7% from Q4 2025, it increased by 16.5% compared to Q1 2025, highlighting ongoing growth potential in small business loan sales and service charges.
  • Improved Asset Quality: As of March 31, 2026, nonperforming assets totaled $17.2 million, or 0.37% of total assets, down 8.9% from December 31, 2025, reflecting effective credit management and risk control measures implemented by the bank.
CNBC
8.0
03-07CNBC
Canadians Boycott U.S. Goods Amid Tariff Tensions
  • Escalating Boycott: Since early 2025, Canadians have expressed anger towards U.S. President Trump's tariff policies and sovereignty claims, leading to a growing number of consumers opting not to purchase American goods, indicating a new social and economic order is forming.
  • Changing Consumer Behavior: According to a Leger survey, over 60% of Canadians reported avoiding U.S.-made alcohol and produce, with more than half trying not to buy from U.S. retailers or websites, a trend expected to persist over the next six months.
  • Tourism Impact: Canadian air travel to the U.S. has dropped nearly 18%, while car crossings fell 27% year-over-year, significantly impacting U.S. retailers that rely on Canadian tourists, particularly in Maine and North Dakota.
  • Tense Economic Relations: The trade relationship between Canada and the U.S. is under strain, with economists warning that the percentage of Canadian imports from the U.S. has hit record lows, potentially affecting Canada's inflation and GDP in the long term.
PRnewswire
9.5
01-30PRnewswire
MetroCity Bank Reports Q4 2025 Net Income Growth
  • Net Income Growth: MetroCity Bank reported a net income of $18.3 million for Q4 2025, reflecting a 6.0% increase from Q3 2025, primarily driven by higher net interest and noninterest income, indicating robust performance in the market.
  • Successful Acquisition Integration: The completion of the acquisition of First IC Corporation on December 1, 2025, enhances MetroCity's competitive position and financial flexibility, expected to provide better services to customers.
  • Interest Income Increase: Interest income for Q4 2025 reached $60.3 million, an 11.6% increase from Q3 2025, mainly due to rising loan and investment balances, showcasing the effectiveness of the company's expansion strategy in the lending market.
  • Significant Noninterest Income Growth: Noninterest income for Q4 was $7.8 million, a 26.5% increase from Q3, primarily driven by higher residential mortgage loan sales, demonstrating success in diversifying revenue sources.
Newsfilter
9.5
01-30Newsfilter
MetroCity Bank Reports 6% Increase in Q4 2025 Net Income
  • Net Income Growth: MetroCity Bank reported a net income of $18.3 million for Q4 2025, reflecting a 6% increase from Q3 2025, primarily driven by a $4.1 million rise in net interest income and a $1.6 million increase in noninterest income, showcasing the company's success in diversifying its revenue streams.
  • Significant Increase in Loans and Deposits: As of Q4 2025, total loans held for investment surged to $4.1 billion, a 36.6% increase quarter-over-quarter, while total deposits reached $3.65 billion, up 35.4%, indicating a stronger customer trust and inflow of funds amidst competitive market conditions.
  • Rising Efficiency Ratio: The efficiency ratio for Q4 2025 stood at 46.7%, significantly up from 38.7% in Q3 2025, reflecting challenges in cost control that may impact future profitability and operational effectiveness.
  • Successful Acquisition Integration: MetroCity completed its acquisition of First IC on December 1, 2025, enhancing its competitive position and expected to achieve greater financial flexibility and long-term growth potential through resource and customer base integration.
seekingalpha
8.0
01-21seekingalpha
MetroCity Bankshares (MCBS) Declares $0.25 Quarterly Dividend with 3.51% Yield
  • Quarterly Dividend Announcement: MetroCity Bankshares has declared a quarterly dividend of $0.25 per share, maintaining consistency with previous distributions, which reflects the company's stable cash flow and profitability.
  • Yield Performance: The forward yield of 3.51% provides investors with a relatively attractive return, enhancing the company's appeal in the competitive banking sector.
  • Shareholder Rights Assurance: The dividend will be payable on February 13, with a record date of February 4 and an ex-dividend date also on February 4, ensuring shareholders receive timely returns and boosting investor confidence.
  • Financial Health Indicator: The dividend payment underscores MetroCity Bankshares' robust financial condition, supporting its strategy for continued shareholder returns in the future and further solidifying its market position.
Wall Street analysts forecast MCBS stock price to rise
1 Analyst Rating
Wall Street analysts forecast MCBS stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
31.00
Averages
31.00
High
31.00
Current: 0.000
sliders
Low
31.00
Averages
31.00
High
31.00
Keefe Bruyette
Market Perform
maintain
$33 -> $35
AI Analysis
2026-04-28
Reason
Keefe Bruyette
Price Target
$33 -> $35
AI Analysis
2026-04-28
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on MetroCity Bankshares to $35 from $33 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Market Perform
maintain
$32 -> $33
2026-04-09
Reason
Keefe Bruyette
Price Target
$32 -> $33
2026-04-09
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on MetroCity Bankshares to $33 from $32 and keeps a Market Perform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for MCBS
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Valuation Metrics

The current forward P/E ratio for Metrocity Bankshares Inc (MCBS.O) is 0.00, compared to its 5-year average forward P/E of 9.62. For a more detailed relative valuation and DCF analysis to assess Metrocity Bankshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
9.62
Current PE
0.00
Overvalued PE
11.10
Undervalued PE
8.15

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.82
Current EV/EBITDA
7.31
Overvalued EV/EBITDA
4.12
Undervalued EV/EBITDA
-2.48

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.19
Current PS
4.33
Overvalued PS
4.85
Undervalued PS
3.53

Financials

AI Analysis
Annual
Quarterly

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Frequently Asked Questions

What is Metrocity Bankshares Inc (MCBS) stock price today?

The current price of MCBS is 32.72 USD — it has increased 0.72

What is Metrocity Bankshares Inc (MCBS)'s business?

MetroCity Bankshares, Inc. is a bank holding company. It operates through its banking subsidiary, Metro City Bank (the Bank), which is a Georgia state-chartered commercial bank. It offers a suite of loan and deposit products. The Bank operates over 30 full-service branches and two loan production offices across Alabama, California, Florida, Georgia, New Jersey, New York, Texas, and Virginia. It offers customary banking services, such as consumer and commercial checking accounts, savings accounts, certificates of deposit, commercial and consumer loans, including single-family residential loans, money transfers and a variety of other banking services. It offers traditional depository products, including checking, savings, money market and certificates of deposits. It also offers a full suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and mobile banking solutions.

What is the price predicton of MCBS Stock?

Wall Street analysts forecast MCBS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MCBS is31.00 USD with a low forecast of 31.00 USD and a high forecast of 31.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Metrocity Bankshares Inc (MCBS)'s revenue for the last quarter?

Metrocity Bankshares Inc revenue for the last quarter amounts to 50.17M USD, increased 42.38

What is Metrocity Bankshares Inc (MCBS)'s earnings per share (EPS) for the last quarter?

Metrocity Bankshares Inc. EPS for the last quarter amounts to 0.77 USD, increased 22.22

How many employees does Metrocity Bankshares Inc (MCBS). have?

Metrocity Bankshares Inc (MCBS) has 317 emplpoyees as of May 10 2026.

What is Metrocity Bankshares Inc (MCBS) market cap?

Today MCBS has the market capitalization of 937.76M USD.