MCBS

Metrocity Bankshares Inc

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Advanced Chart

25.760

+0.15(0.586%)1D

Line

Candle

YTD

High

25.840

Open

25.5569

VWAP

25.65

Vol

33.80K

Mkt Cap

657.85M

Low

25.460

Amount

866.91K

EV/EBITDA(TTM)

9.31

Total Shares

25.21M

865.08M

EV/OCF(TTM)

P/S(TTM)

4.56

MetroCity Bankshares, Inc. is a bank holding company. It operates through its banking subsidiary, Metro City Bank (the Bank), which is a Georgia state-chartered commercial bank. It offers a suite of loan and deposit products. The Bank operates over 20 full-service branch locations in multi-ethnic communities in Alabama, Florida, Georgia, New York, New Jersey, Texas and Virginia. It offers customary banking services, such as consumer and commercial checking accounts, savings accounts, certificates of deposit, commercial and consumer loans, including single-family residential loans, money transfers and a variety of other banking services. It offers traditional depository products, including checking, savings, money market and certificates of deposits. It also offers a full suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and mobile banking solutions for iPhone and Android phones.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q2

FY2026Q1

FY2025Q4

51.70M

+36.37%

0.760

+16.92%

50.90M

+41.35%

0.700

+11.11%

40.20M

+13.62%

0.710

+12.7%

Estimates Revision

The market is revising Downward the revenue expectations for MetroCity Bankshares, Inc. (MCBS) for FY2025, with the revenue forecasts being adjusted by -6.89% over the past three months. During the same period, the stock price has changed by -6.21%.

Revenue Estimates for FY2025

Revise Downward

-6.89%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-0.73%

In Past 3 Month

Stock Price

Go Down

-6.21%

In Past 3 Month

1 Analyst Rating

Wall Street analysts forecast MCBS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MCBS is 31.00 USD with a low forecast of 31.00 USD and a high forecast of 31.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

1 Hold

0 Sell

Hold

Current: 25.760

Low

31.00

Averages

31.00

High

31.00

Current: 25.760

Low

31.00

Averages

31.00

High

31.00

Keefe Bruyette

Kelly Motta

Market Perform

downgrade

$33 -> $31

2025-10-21

Reason

Keefe Bruyette

Kelly Motta

Price Target

$33 -> $31

2025-10-21

downgrade

Market Perform

Reason

Keefe Bruyette analyst Kelly Motta lowered the firm's price target on MetroCity Bankshares to $31 from $33 and keeps a Market Perform rating on the shares. MetroCity Bankshares continues to generate leading profitability with an ROA of 1.9% and a ROTCE of 16% in 3Q25, the analyst tells investors in a research note.

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$36 → $34

2025-04-22

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$36 → $34

2025-04-22

Maintains

Hold

Reason

Keefe Bruyette lowered the firm's price target on MetroCity Bankshares to $34 from $36 and keeps a Market Perform rating on the shares.

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$34 → $36

2024-12-04

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$34 → $36

2024-12-04

Maintains

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Metrocity Bankshares Inc (MCBS.O) is 8.65, compared to its 5-year average forward P/E of 9.43. For a more detailed relative valuation and DCF analysis to assess Metrocity Bankshares Inc 's fair value, click here.

Forward PE
Forward EV/EBITDA
Forward PS

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.43

Current PE

8.65

Overvalued PE

11.09

Undervalued PE

7.78

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Strongly Overvalued

5Y Average PS

4.23

Current PS

25.61

Overvalued PS

5.79

Undervalued PS

2.67